AIG vs. PUK: American International vs. Prudential Stock Comparison

Company Profile

American International (AIG) and Prudential (PUK) both belong to the Insurance industry, though AIG is classified under Multi-line Insurance while PUK falls under Life & Health Insurance.

American International (AIG) trades as ordinary local shares, while Prudential (PUK) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Prudential (PUK) at 18.74% is around its peer norm for ROE, while American International (AIG) at 8.23% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

Prudential (PUK) at 25.49% retains a top-quartile share of revenue as profit, ahead of American International (AIG) at 11.84%, which keeps about the industry-typical share.

Neither side reports a meaningful operating margin: for American International (AIG) in Insurance and Prudential (PUK) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Prudential (PUK) at 68.98% delivers above-range revenue growth, while American International (AIG) at -1.82% falls into the bottom quartile — a wide split in revenue momentum.

Only one side can be read here: Prudential (PUK) reports EPS growth of 82.74%, ranked against its industry; American International (AIG) has no EPS growth figure this period.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: American International (AIG) in Insurance and Prudential (PUK) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: American International (AIG) in Insurance and Prudential (PUK) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

American International (AIG) at 2.35% delivers top-quartile income for its industry, while Prudential (PUK) at 1.10% pays a more typical yield — both are credible income propositions, AIG the richer one.

Both American International (AIG) at 31.00% and Prudential (PUK) at 18.71% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividend Metrics

Valuation

Prudential (PUK) at 8.72 sits in the cheaper P/E ratio quartile, while American International (AIG) at 12.68 is closer to its industry’s usual earnings multiple — a discount for PUK, though growth and earnings durability still matter.

On P/S ratio, both American International (AIG) at 1.45 and Prudential (PUK) at 2.12 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

American International (AIG) at 1.04 sits in the lower P/B ratio quartile relative to book while Prudential (PUK) at 6.29 prices above its industry range — a wide valuation gap against assets.

Valuation Metrics