AIG vs. MA: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at AIG and MA, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.
Company Overview
MA stands out with 513.31 billion USD in market value—about 10.78× AIG’s market cap of 47.62 billion USD.
MA carries a higher beta at 1.06, indicating it’s more sensitive to market moves, while AIG remains steadier at 0.70.
| Symbol | AIG | MA |
|---|---|---|
| Company Name | American International Group, Inc. | Mastercard Incorporated |
| Country | US | US |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Diversified | Financial - Credit Services |
| CEO | Mr. Peter Salvatore Zaffino | Mr. Michael Miebach |
| Price | 82.63 USD | 569.54 USD |
| Market Cap | 47.62 billion USD | 513.31 billion USD |
| Beta | 0.70 | 1.06 |
| Exchange | NYSE | NYSE |
| IPO Date | January 2, 1973 | May 25, 2006 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of AIG and MA over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Hover over the lines to see the investment’s value and total return (%) at specific dates.
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
The section examines key financial ratios to assess the valuation of AIG and MA based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.
- AIG posts a negative P/E of -30.90, reflecting last year’s net loss, while MA at 39.52 signals healthy earnings.
- AIG posts a negative forward PEG of -1.65, hinting at anticipated earnings decline, whereas MA at 2.29 has projections for stable or growing earnings.
| Symbol | AIG | MA |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | -30.90 | 39.52 |
| Forward PEG Ratio (TTM) | -1.65 | 2.29 |
| Price-to-Sales Ratio (P/S, TTM) | 1.75 | 17.66 |
| Price-to-Book Ratio (P/B, TTM) | 1.43 | 77.86 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 17.65 | 33.66 |
| EV-to-EBITDA (TTM) | 8.68 | 30.21 |
| EV-to-Sales (TTM) | 2.01 | 18.04 |
| EV-to-Free Cash Flow (TTM) | 20.32 | 34.40 |
Dividend Comparison
AIG’s dividend yield of 1.94% is about 288% higher than MA’s 0.50%, underscoring its stronger focus on returning cash to shareholders.
| Symbol | AIG | MA |
|---|---|---|
| Dividend Yield (TTM) | 1.94% | 0.50% |
Financial Strength Metrics Comparison
This section dives into the financial resilience of AIG and MA, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.
- AIG’s current ratio of 0.00 signals a possible liquidity squeeze, while MA at 1.11 comfortably covers its short-term obligations.
- AIG’s quick ratio of 0.00 suggests it may struggle to cover immediate liabilities without selling inventory or raising cash, whereas MA at 1.11 maintains a comfortable buffer of liquid assets.
| Symbol | AIG | MA |
|---|---|---|
| Current Ratio (TTM) | 0.00 | 1.11 |
| Quick Ratio (TTM) | 0.00 | 1.11 |
| Debt-to-Equity Ratio (TTM) | 0.21 | 2.82 |
| Debt-to-Assets Ratio (TTM) | 0.05 | 0.39 |
| Interest Coverage Ratio (TTM) | 8.29 | 32.51 |