AIG vs. LPLA: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at AIG and LPLA, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.
Company Overview
AIG dominates in value with a market cap of 47.62 billion USD, eclipsing LPLA’s 30.23 billion USD by roughly 1.58×.
With betas of 0.70 for AIG and 0.64 for LPLA, both show similar volatility profiles relative to the overall market.
| Symbol | AIG | LPLA |
|---|---|---|
| Company Name | American International Group, Inc. | LPL Financial Holdings Inc. |
| Country | US | US |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Diversified | Financial - Capital Markets |
| CEO | Mr. Peter Salvatore Zaffino | Mr. Richard Steinmeier |
| Price | 82.63 USD | 377.95 USD |
| Market Cap | 47.62 billion USD | 30.23 billion USD |
| Beta | 0.70 | 0.64 |
| Exchange | NYSE | NASDAQ |
| IPO Date | January 2, 1973 | November 18, 2010 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of AIG and LPLA over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Hover over the lines to see the investment’s value and total return (%) at specific dates.
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
The section examines key financial ratios to assess the valuation of AIG and LPLA based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.
- AIG posts a negative P/E of -30.90, reflecting last year’s net loss, while LPLA at 25.90 signals healthy earnings.
- AIG posts a negative forward PEG of -1.65, hinting at anticipated earnings decline, whereas LPLA at 1.25 has projections for stable or growing earnings.
- LPLA reports a negative Price-to-Free Cash Flow ratio of -89.81, showing a cash flow shortfall that could threaten its operational sustainability, while AIG at 17.65 maintains positive cash flow.
| Symbol | AIG | LPLA |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | -30.90 | 25.90 |
| Forward PEG Ratio (TTM) | -1.65 | 1.25 |
| Price-to-Sales Ratio (P/S, TTM) | 1.75 | 2.29 |
| Price-to-Book Ratio (P/B, TTM) | 1.43 | 9.03 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 17.65 | -89.81 |
| EV-to-EBITDA (TTM) | 8.68 | 12.08 |
| EV-to-Sales (TTM) | 2.01 | 2.19 |
| EV-to-Free Cash Flow (TTM) | 20.32 | -86.16 |
Dividend Comparison
AIG’s dividend yield of 1.94% is about 713% higher than LPLA’s 0.24%, underscoring its stronger focus on returning cash to shareholders.
| Symbol | AIG | LPLA |
|---|---|---|
| Dividend Yield (TTM) | 1.94% | 0.24% |
Financial Strength Metrics Comparison
This section dives into the financial resilience of AIG and LPLA, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.
- With current ratios of 0.00 and 0.00, both AIG and LPLA have less current assets than short-term liabilities, which could strain their working capital and force reliance on additional financing.
- Both AIG (quick ratio 0.00) and LPLA (quick ratio 0.00) fall below 0.8, meaning their most liquid assets—excluding inventory—aren’t enough to meet short-term obligations. This could force them to rely on receivables, inventory turn, or external financing.
| Symbol | AIG | LPLA |
|---|---|---|
| Current Ratio (TTM) | 0.00 | 0.00 |
| Quick Ratio (TTM) | 0.00 | 0.00 |
| Debt-to-Equity Ratio (TTM) | 0.21 | 0.00 |
| Debt-to-Assets Ratio (TTM) | 0.05 | 0.00 |
| Interest Coverage Ratio (TTM) | 8.29 | 4.93 |