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AIG vs. HBAN: A Head-to-Head Stock Comparison

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Here’s a clear look at AIG and HBAN, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolAIGHBAN
Company NameAmerican International Group, Inc.Huntington Bancshares Incorporated
CountryUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS IndustryInsuranceBanks
Market Capitalization44.26 billion USD24.39 billion USD
ExchangeNYSENasdaqGS
Listing DateJanuary 2, 1973March 17, 1980
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of AIG and HBAN by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

AIG vs. HBAN: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolAIGHBAN
5-Day Price Return4.30%5.36%
13-Week Price Return-4.29%4.96%
26-Week Price Return7.12%-2.56%
52-Week Price Return11.56%24.96%
Month-to-Date Return2.91%1.77%
Year-to-Date Return9.74%2.77%
10-Day Avg. Volume4.42M29.83M
3-Month Avg. Volume4.26M28.06M
3-Month Volatility20.38%24.52%
Beta0.731.02

Profitability

Return on Equity (TTM)

AIG

-4.43%

Insurance Industry

Max
29.03%
Q3
18.11%
Median
13.90%
Q1
10.42%
Min
-0.64%

AIG has a negative Return on Equity of -4.43%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.

HBAN

10.33%

Banks Industry

Max
26.37%
Q3
15.92%
Median
12.25%
Q1
8.69%
Min
0.15%

HBAN’s Return on Equity of 10.33% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

AIG vs. HBAN: A comparison of their Return on Equity (TTM) against their respective Insurance and Banks industry benchmarks.

Net Profit Margin (TTM)

AIG

-7.05%

Insurance Industry

Max
26.78%
Q3
14.06%
Median
9.15%
Q1
5.48%
Min
-7.05%

AIG has a negative Net Profit Margin of -7.05%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

HBAN

31.21%

Banks Industry

Max
54.20%
Q3
35.70%
Median
28.97%
Q1
22.53%
Min
6.98%

HBAN’s Net Profit Margin of 31.21% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

AIG vs. HBAN: A comparison of their Net Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Operating Profit Margin (TTM)

AIG

15.44%

Insurance Industry

Max
35.49%
Q3
19.49%
Median
14.35%
Q1
8.53%
Min
-5.25%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

HBAN

38.55%

Banks Industry

Max
63.35%
Q3
44.59%
Median
37.24%
Q1
28.25%
Min
13.37%

HBAN’s Operating Profit Margin of 38.55% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

AIG vs. HBAN: A comparison of their Operating Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Profitability at a Glance

SymbolAIGHBAN
Return on Equity (TTM)-4.43%10.33%
Return on Assets (TTM)-1.16%1.03%
Net Profit Margin (TTM)-7.05%31.21%
Operating Profit Margin (TTM)15.44%38.55%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

AIG

0.04

Insurance Industry

Max
2.97
Q3
1.33
Median
0.55
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

HBAN

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

AIG vs. HBAN: A comparison of their Current Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Debt-to-Equity Ratio (MRQ)

AIG

0.21

Insurance Industry

Max
1.25
Q3
0.65
Median
0.34
Q1
0.22
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

HBAN

0.64

Banks Industry

Max
4.75
Q3
2.62
Median
1.02
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

AIG vs. HBAN: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Interest Coverage Ratio (TTM)

AIG

9.38

Insurance Industry

Max
43.68
Q3
20.84
Median
9.56
Q1
3.34
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

HBAN

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

AIG vs. HBAN: A comparison of their Interest Coverage Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Financial Strength at a Glance

SymbolAIGHBAN
Current Ratio (MRQ)0.04--
Quick Ratio (MRQ)0.04--
Debt-to-Equity Ratio (MRQ)0.210.64
Interest Coverage Ratio (TTM)9.38--

Growth

Revenue Growth

AIG vs. HBAN: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

AIG vs. HBAN: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

AIG

2.28%

Insurance Industry

Max
8.23%
Q3
4.54%
Median
3.42%
Q1
1.97%
Min
0.00%

AIG’s Dividend Yield of 2.28% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.

HBAN

4.22%

Banks Industry

Max
10.27%
Q3
5.83%
Median
3.81%
Q1
2.50%
Min
0.00%

HBAN’s Dividend Yield of 4.22% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

AIG vs. HBAN: A comparison of their Dividend Yield (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend Payout Ratio (TTM)

AIG

35.62%

Insurance Industry

Max
168.02%
Q3
85.57%
Median
50.71%
Q1
22.04%
Min
0.00%

AIG’s Dividend Payout Ratio of 35.62% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

HBAN

48.86%

Banks Industry

Max
147.07%
Q3
80.55%
Median
54.40%
Q1
35.71%
Min
0.00%

HBAN’s Dividend Payout Ratio of 48.86% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

AIG vs. HBAN: A comparison of their Dividend Payout Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend at a Glance

SymbolAIGHBAN
Dividend Yield (TTM)2.28%4.22%
Dividend Payout Ratio (TTM)35.62%48.86%

Valuation

Price-to-Earnings Ratio (TTM)

AIG

--

Insurance Industry

Max
28.91
Q3
17.76
Median
13.63
Q1
10.02
Min
2.89

P/E Ratio data for AIG is currently unavailable.

HBAN

11.58

Banks Industry

Max
20.05
Q3
12.65
Median
10.21
Q1
7.54
Min
2.74

HBAN’s P/E Ratio of 11.58 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

AIG vs. HBAN: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Sales Ratio (TTM)

AIG

1.60

Insurance Industry

Max
3.72
Q3
1.98
Median
1.23
Q1
0.81
Min
0.23

AIG’s P/S Ratio of 1.60 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

HBAN

2.07

Banks Industry

Max
5.06
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

AIG vs. HBAN: A comparison of their Price-to-Sales Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Book Ratio (MRQ)

AIG

1.23

Insurance Industry

Max
4.37
Q3
2.48
Median
1.68
Q1
1.19
Min
0.19

AIG’s P/B Ratio of 1.23 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

HBAN

1.17

Banks Industry

Max
2.18
Q3
1.36
Median
1.09
Q1
0.81
Min
0.20

HBAN’s P/B Ratio of 1.17 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

AIG vs. HBAN: A comparison of their Price-to-Book Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Valuation at a Glance

SymbolAIGHBAN
Price-to-Earnings Ratio (TTM)--11.58
Price-to-Sales Ratio (TTM)1.602.07
Price-to-Book Ratio (MRQ)1.231.17
Price-to-Free Cash Flow Ratio (TTM)13.3210.11