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AIG vs. C: A Head-to-Head Stock Comparison

Updated

Here’s a clear look at AIG and C, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.

Company Overview

C towers over AIG with a market cap of 137.13 billion USD, roughly 2.88 times the 47.62 billion USD of its peer.

C dances to a riskier tune, sporting a beta of 1.28, while AIG keeps it calmer at 0.70.

SymbolAIGC
Company NameAmerican International Group, Inc.Citigroup Inc.
CountryUSUS
SectorFinancial ServicesFinancial Services
IndustryInsurance - DiversifiedBanks - Diversified
CEOMr. Peter Salvatore ZaffinoMs. Jane Nind Fraser Ph.D.
Price82.63 USD73.42 USD
Market Cap47.62 billion USD137.13 billion USD
Beta0.71.285
ExchangeNYSENYSE
IPO DateJanuary 2, 1973January 3, 1977
ADRNoNo

Performance Comparison

This chart compares the performance of AIG and C over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).

Hover over the lines to see the investment’s value and total return (%) at specific dates.

Data is adjusted for dividends and splits.

Valuation Metrics Comparison

The section examines key financial ratios to assess the valuation of AIG and C based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.

  • AIG has a negative P/E of -30.90, indicating it’s been unprofitable over the past year with no net earnings to support its stock price. On the other hand, C at 10.31 has maintained positive earnings, showing a healthier profit profile.
  • AIG carries a negative Forward PEG of -1.65, hinting at analyst expectations of losses or shrinking earnings in the coming period—a potential warning for its future performance. On the flip side, C at 0.40 sidesteps this concern with a more favorable outlook.
  • C has a negative Price-to-Free Cash Flow of -5.24, indicating it’s spent more cash than it’s brought in over the past year—a cash flow shortfall that raises questions about its operational sustainability. Meanwhile, AIG at 17.65 maintains a positive cash position.
SymbolAIGC
Price-to-Earnings Ratio (P/E, TTM)-30.9010.31
Forward PEG Ratio (TTM)-1.650.40
Price-to-Sales Ratio (P/S, TTM)1.751.39
Price-to-Book Ratio (P/B, TTM)1.430.65
Price-to-Free Cash Flow Ratio (P/FCF, TTM)17.65-5.24
EV-to-EBITDA (TTM)8.6841.54
EV-to-Sales (TTM)2.019.00
EV-to-Free Cash Flow (TTM)20.32-33.85

Dividend Comparison

Both AIG at 1.94% and C at 3.05% pay dividends, blending income with growth in their strategies. Yet C’s 3.05% yield, 58% above AIG’s 1.94%, suggests a focus on generous payouts—possibly from stronger profits—while AIG leans toward reinvestment, perhaps due to tighter margins.

SymbolAIGC
Dividend Yield (TTM)1.94%3.05%

Financial Strength Metrics Comparison

This section dives into the financial resilience of AIG and C, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.

  • For both AIG (0.00) and C (0.00), current ratios sit below 1. With current assets trailing short-term liabilities, they might tap into cash flow or borrowing to stay afloat—a setup not uncommon in certain sectors, though it bears monitoring if cash gets tight.
  • AIG (0.00) and C (0.00) both clock quick ratios under 0.8. Without inventory, their liquid assets don’t match short-term debts, so they might lean on sales or loans to cover the difference—doable if cash keeps flowing.
  • C’s 3.53 D/E breaches 3.0, loading up on debt that could test its resilience. In contrast, AIG at 0.21 plays it closer to the vest with borrowing.
  • C’s 0.57 sits under 1.5, where earnings hug interest costs too closely—a squeeze if income dips. Meanwhile, AIG at 8.29 has room to breathe.
SymbolAIGC
Current Ratio (TTM)0.000.00
Quick Ratio (TTM)0.000.00
Debt-to-Equity Ratio (TTM)0.213.53
Debt-to-Assets Ratio (TTM)0.050.29
Interest Coverage Ratio (TTM)8.290.57