AIG vs. BNT: American International vs. Brookfield Wealth Stock Comparison
How do American International (AIG) and Brookfield Wealth (BNT) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
American International (AIG) and Brookfield Wealth (BNT) both belong to the Insurance industry, though AIG is classified under Multi-line Insurance while BNT falls under Life & Health Insurance.
American International (AIG) has more than two decades of public-market history since January 2, 1973, whereas Brookfield Wealth (BNT) listed on June 28, 2021 and has a much shorter record to draw on.
| Profile Item | AIG | BNT |
|---|---|---|
| Name | American International Group, Inc. | Brookfield Wealth Solutions Ltd. |
| Country/Region | United States | Bermuda |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Multi-line Insurance | Life & Health Insurance |
| Market Capitalization | 40.31 billion USD | 11.34 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | January 2, 1973 | June 28, 2021 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | AIG | BNT |
|---|---|---|
| Total Return (1Y) | 5.79% | -6.19% |
| Total Return (3Y, Annualized) | 10.55% | 26.23% |
| Total Return (5Y, Annualized) | 8.67% | 0.99% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
Brookfield Wealth (BNT) has an aggressive beta of 1.57, indicating higher sensitivity to broad-market moves, while American International (AIG) is defensive at 0.47 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.
American International (AIG) trades around 4.14M shares per day on average, while Brookfield Wealth (BNT) sees only 15.15K — a volume gap that can matter for position sizing, exit liquidity, and order execution.
| Metric | AIG | BNT |
|---|---|---|
| Volatility (1Y, Annualized) | 23.72% | 28.97% |
| Beta (5Y) | 0.47 | 1.57 |
| Max Drawdown (5Y) | -26.45% | -54.25% |
| Avg. Volume (3M) | 4.14M | 15.15K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | AIG | BNT |
|---|---|---|
| Sharpe Ratio (1Y) | 0.06 | -0.36 |
| Sortino Ratio (1Y) | 0.09 | -0.51 |
Profitability
ROE (TTM)
Both American International (AIG) at 8.23% and Brookfield Wealth (BNT) at 1.05% produce bottom-quartile ROE versus peers, pointing to weaker profit generation on shareholders’ equity.
AIG
Insurance industry group
8.23%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- Q1
- 8.79%
- AIG
- 8.23%
- Min
- -10.66%
BNT
Insurance industry group
1.05%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- Q1
- 8.79%
- BNT
- 1.05%
- Min
- -10.66%
Net Margin (TTM)
American International (AIG) at 11.84% keeps about the industry-typical share of revenue as profit, while Brookfield Wealth (BNT) at 1.06% retains only a bottom-quartile share.
AIG
Insurance industry group
11.84%
- Max
- 29.92%
- Q3
- 17.03%
- AIG
- 11.84%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
BNT
Insurance industry group
1.06%
- Max
- 29.92%
- Q3
- 17.03%
- Median
- 10.97%
- Q1
- 6.21%
- BNT
- 1.06%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for American International (AIG) in Insurance and Brookfield Wealth (BNT) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | AIG | BNT |
|---|---|---|
| ROE (TTM) | 8.23% | 1.05% |
| ROA (TTM) | 1.95% | 0.44% |
| Net Margin (TTM) | 11.84% | 1.06% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both American International (AIG) at -1.82% and Brookfield Wealth (BNT) at -20.37% post bottom-quartile revenue growth versus peers, pointing to weaker demand or pricing momentum than typical rivals.
EPS Growth
Only one side can be read here: Brookfield Wealth (BNT) reports EPS growth of -53.90%, ranked against its industry; American International (AIG) has no EPS growth figure this period.
Growth Metrics
| Metric | AIG | BNT |
|---|---|---|
| Revenue Growth (YoY) | -1.82% | -20.37% |
| Revenue Growth (3Y CAGR) | -3.69% | 37.72% |
| EPS Growth (YoY) | -- | -53.90% |
| EPS Growth (3Y CAGR) | -25.13% | -39.12% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: American International (AIG) in Insurance and Brookfield Wealth (BNT) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: American International (AIG) in Insurance and Brookfield Wealth (BNT) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | AIG | BNT |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
American International (AIG) at 2.35% delivers top-quartile income for its industry, while Brookfield Wealth (BNT) at 0.62% pays a more typical yield — both are credible income propositions, AIG the richer one.
AIG
Insurance industry group
2.35%
- Max
- 5.12%
- AIG
- 2.35%
- Q3
- 2.15%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
BNT
Insurance industry group
0.62%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- BNT
- 0.62%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both American International (AIG) at 31.00% and Brookfield Wealth (BNT) at 30.95% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
AIG
Insurance industry group
31.00%
- Max
- 76.67%
- Q3
- 35.18%
- AIG
- 31.00%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
BNT
Insurance industry group
30.95%
- Max
- 76.67%
- Q3
- 35.18%
- BNT
- 30.95%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | AIG | BNT |
|---|---|---|
| Dividend Yield (TTM) | 2.35% | 0.62% |
| Dividend Payout Ratio (TTM) | 31.00% | 30.95% |
Valuation
P/E Ratio (TTM)
American International (AIG) at 12.68 is near its industry’s usual P/E ratio, while Brookfield Wealth (BNT) at 49.19 sits above its peer range — an unusually expensive price for BNT’s trailing earnings.
AIG
Insurance industry group
12.68
- Max
- 28.37
- Q3
- 18.75
- AIG
- 12.68
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
BNT
Insurance industry group
49.19
- BNT
- 49.19
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
P/S Ratio (TTM)
On P/S ratio, both American International (AIG) at 1.45 and Brookfield Wealth (BNT) at 0.96 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
AIG
Insurance industry group
1.45
- Max
- 4.03
- Q3
- 2.25
- AIG
- 1.45
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
BNT
Insurance industry group
0.96
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- BNT
- 0.96
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
Relative to net asset value, both American International (AIG) at 1.04 and Brookfield Wealth (BNT) at 0.84 look inexpensive, sitting in the lower P/B ratio quartile of their industries.
AIG
Insurance industry group
1.04
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- AIG
- 1.04
- Min
- 0.30
BNT
Insurance industry group
0.84
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- BNT
- 0.84
- Min
- 0.30
Valuation Metrics
| Metric | AIG | BNT |
|---|---|---|
| P/E Ratio (TTM) | 12.68 | 49.19 |
| P/S Ratio (TTM) | 1.45 | 0.96 |
| P/B Ratio (MRQ) | 1.04 | 0.84 |
| Free Cash Flow Yield (TTM) | -- | -- |