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AIG vs. BN: A Head-to-Head Stock Comparison

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Here’s a clear look at AIG and BN, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Overview

BN’s market capitalization of 105.97 billion USD is significantly greater than AIG’s 47.94 billion USD, highlighting its more substantial market valuation.

BN carries a higher beta at 2.19, indicating it’s more sensitive to market moves, while AIG (beta: 0.66) exhibits greater stability.

SymbolAIGBN
Company NameAmerican International Group, Inc.Brookfield Corporation
CountryUSCA
SectorFinancial ServicesFinancial Services
IndustryInsurance - DiversifiedAsset Management
CEOPeter Salvatore ZaffinoJames Bruce Flatt
Price83.18 USD64.3 USD
Market Cap47.94 billion USD105.97 billion USD
Beta0.662.19
ExchangeNYSENYSE
IPO DateJanuary 2, 1973December 30, 1983
ADRNoNo

Historical Performance

This chart compares the performance of AIG and BN by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period.

Data is adjusted for dividends and splits.

AIG vs. BN: Growth of a $10,000 investment over the past one year.

Profitability

Return on Equity

AIG

-4.43%

Insurance - Diversified Industry

Max
19.59%
Q3
17.66%
Median
12.77%
Q1
7.56%
Min
-4.43%

AIG has a negative Return on Equity of -4.43%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.

BN

1.34%

Asset Management Industry

Max
34.25%
Q3
18.22%
Median
11.24%
Q1
5.81%
Min
-5.72%

BN’s Return on Equity of 1.34% is in the lower quartile for the Asset Management industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

AIG vs. BN: A comparison of their ROE against their respective Insurance - Diversified and Asset Management industry benchmarks.

Return on Invested Capital

AIG

10.39%

Insurance - Diversified Industry

Max
32.46%
Q3
16.21%
Median
9.46%
Q1
2.09%
Min
-10.51%

Return on Invested Capital is often not a primary measure of capital efficiency in the Insurance - Diversified industry.

BN

1.44%

Asset Management Industry

Max
42.18%
Q3
20.06%
Median
8.68%
Q1
3.13%
Min
-16.42%

BN’s Return on Invested Capital of 1.44% is in the lower quartile for the Asset Management industry. This indicates a less efficient conversion of invested capital into profit compared to most of its competitors.

AIG vs. BN: A comparison of their ROIC against their respective Insurance - Diversified and Asset Management industry benchmarks.

Net Profit Margin

AIG

-7.05%

Insurance - Diversified Industry

Max
26.00%
Q3
19.46%
Median
9.37%
Q1
5.55%
Min
-7.05%

AIG has a negative Net Profit Margin of -7.05%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

BN

0.75%

Asset Management Industry

Max
91.66%
Q3
57.81%
Median
29.48%
Q1
15.70%
Min
-27.65%

Falling into the lower quartile for the Asset Management industry, BN’s Net Profit Margin of 0.75% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

AIG vs. BN: A comparison of their Net Profit Margin against their respective Insurance - Diversified and Asset Management industry benchmarks.

Operating Profit Margin

AIG

13.31%

Insurance - Diversified Industry

Max
44.52%
Q3
25.84%
Median
14.16%
Q1
6.78%
Min
-2.60%

AIG’s Operating Profit Margin of 13.31% is around the midpoint for the Insurance - Diversified industry, indicating that its efficiency in managing core business operations is typical for the sector.

BN

22.92%

Asset Management Industry

Max
99.76%
Q3
78.28%
Median
34.76%
Q1
21.75%
Min
-48.25%

BN’s Operating Profit Margin of 22.92% is around the midpoint for the Asset Management industry, indicating that its efficiency in managing core business operations is typical for the sector.

AIG vs. BN: A comparison of their Operating Margin against their respective Insurance - Diversified and Asset Management industry benchmarks.

Profitability at a Glance

SymbolAIGBN
Return on Equity (TTM)-4.43%1.34%
Return on Assets (TTM)-1.19%0.12%
Return on Invested Capital (TTM)10.39%1.44%
Net Profit Margin (TTM)-7.05%0.75%
Operating Profit Margin (TTM)13.31%22.92%
Gross Profit Margin (TTM)100.00%26.32%

Financial Strength

Current Ratio

AIG

--

Insurance - Diversified Industry

Max
4.41
Q3
4.03
Median
2.86
Q1
2.82
Min
2.82

Current Ratio data for AIG is currently unavailable.

BN

1.11

Asset Management Industry

Max
12.44
Q3
5.76
Median
3.04
Q1
1.03
Min
0.01

BN’s Current Ratio of 1.11 aligns with the median group of the Asset Management industry, indicating that its short-term liquidity is in line with its sector peers.

AIG vs. BN: A comparison of their Current Ratio against their respective Insurance - Diversified and Asset Management industry benchmarks.

Debt-to-Equity Ratio

AIG

0.21

Insurance - Diversified Industry

Max
0.54
Q3
0.39
Median
0.27
Q1
0.21
Min
0.13

AIG’s Debt-to-Equity Ratio of 0.21 is typical for the Insurance - Diversified industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

BN

5.43

Asset Management Industry

Max
2.62
Q3
1.42
Median
0.76
Q1
0.34
Min
0.01

With a Debt-to-Equity Ratio of 5.43, BN operates with exceptionally high leverage compared to the Asset Management industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.

AIG vs. BN: A comparison of their D/E Ratio against their respective Insurance - Diversified and Asset Management industry benchmarks.

Interest Coverage Ratio

AIG

8.29

Insurance - Diversified Industry

Max
19.23
Q3
17.46
Median
7.97
Q1
4.61
Min
-1.63

AIG’s Interest Coverage Ratio of 8.29 is positioned comfortably within the norm for the Insurance - Diversified industry, indicating a standard and healthy capacity to cover its interest payments.

BN

1.10

Asset Management Industry

Max
13.30
Q3
6.30
Median
2.71
Q1
1.00
Min
-6.91

BN’s Interest Coverage Ratio of 1.10 is positioned comfortably within the norm for the Asset Management industry, indicating a standard and healthy capacity to cover its interest payments.

AIG vs. BN: A comparison of their Interest Coverage against their respective Insurance - Diversified and Asset Management industry benchmarks.

Financial Strength at a Glance

SymbolAIGBN
Current Ratio (TTM)--1.11
Quick Ratio (TTM)--0.96
Debt-to-Equity Ratio (TTM)0.215.43
Debt-to-Asset Ratio (TTM)0.050.50
Net Debt-to-EBITDA Ratio (TTM)0.967.86
Interest Coverage Ratio (TTM)8.291.10

Growth

The following charts compare key year-over-year (YoY) growth metrics for AIG and BN. These metrics are based on the companies’ annual financial reports.

Revenue Growth

AIG vs. BN: A comparison of their annual year-over-year Revenue Growth.

Earnings Per Share (EPS) Growth

AIG vs. BN: A comparison of their annual year-over-year Earnings Per Share (EPS) Growth.

Free Cash Flow Growth

AIG vs. BN: A comparison of their annual year-over-year Free Cash Flow Growth.

Dividend

Dividend Yield

AIG

1.98%

Insurance - Diversified Industry

Max
8.16%
Q3
5.54%
Median
2.46%
Q1
1.59%
Min
0.00%

AIG’s Dividend Yield of 1.98% is consistent with its peers in the Insurance - Diversified industry, providing a dividend return that is standard for its sector.

BN

0.53%

Asset Management Industry

Max
26.09%
Q3
11.60%
Median
6.37%
Q1
2.75%
Min
0.00%

BN’s Dividend Yield of 0.53% is in the lower quartile for the Asset Management industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

AIG vs. BN: A comparison of their Dividend Yield against their respective Insurance - Diversified and Asset Management industry benchmarks.

Dividend Payout Ratio

AIG

-51.66%

Insurance - Diversified Industry

Max
101.86%
Q3
53.36%
Median
21.69%
Q1
5.33%
Min
0.00%

AIG has a negative Dividend Payout Ratio of -51.66%. This typically means the company paid a dividend despite reporting a net loss, a situation that may signal financial instability.

BN

108.21%

Asset Management Industry

Max
1,034.88%
Q3
127.70%
Median
75.15%
Q1
34.21%
Min
0.00%

BN’s Dividend Payout Ratio of 108.21% is above 100%. This means the company is paying out more in dividends than it earned, a practice that is often unsustainable and could indicate a risk to future dividend stability.

AIG vs. BN: A comparison of their Payout Ratio against their respective Insurance - Diversified and Asset Management industry benchmarks.

Dividend at a Glance

SymbolAIGBN
Dividend Yield (TTM)1.98%0.53%
Dividend Payout Ratio (TTM)-51.66%108.21%

Valuation

Price-to-Earnings Ratio

AIG

-25.70

Insurance - Diversified Industry

Max
18.52
Q3
16.13
Median
13.33
Q1
9.73
Min
2.62

AIG has a negative P/E Ratio of -25.70. This occurs when a company has negative earnings (a net loss), making the ratio unsuitable for valuation analysis.

BN

158.02

Asset Management Industry

Max
38.72
Q3
23.40
Median
11.45
Q1
8.80
Min
1.54

At 158.02, BN’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Asset Management industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

AIG vs. BN: A comparison of their P/E Ratio against their respective Insurance - Diversified and Asset Management industry benchmarks.

Forward P/E to Growth Ratio

AIG

-1.34

Insurance - Diversified Industry

Max
2.60
Q3
2.07
Median
1.20
Q1
0.77
Min
0.04

AIG has a negative Forward PEG Ratio of -1.34. This typically results from negative earnings or forecasts of declining future earnings, making the ratio not meaningful for valuation.

BN

8.28

Asset Management Industry

Max
6.38
Q3
3.23
Median
1.55
Q1
0.89
Min
0.02

BN’s Forward PEG Ratio of 8.28 is exceptionally high for the Asset Management industry. This suggests its stock price is very high relative to its expected earnings growth, signaling significant overvaluation risk.

AIG vs. BN: A comparison of their Forward PEG Ratio against their respective Insurance - Diversified and Asset Management industry benchmarks.

Price-to-Sales Ratio

AIG

1.76

Insurance - Diversified Industry

Max
3.08
Q3
2.00
Median
1.15
Q1
1.07
Min
0.38

AIG’s P/S Ratio of 1.76 aligns with the market consensus for the Insurance - Diversified industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

BN

1.30

Asset Management Industry

Max
13.75
Q3
7.92
Median
4.87
Q1
3.51
Min
0.02

In the lower quartile for the Asset Management industry, BN’s P/S Ratio of 1.30 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

AIG vs. BN: A comparison of their P/S Ratio against their respective Insurance - Diversified and Asset Management industry benchmarks.

Price-to-Book Ratio

AIG

1.19

Insurance - Diversified Industry

Max
2.12
Q3
1.80
Median
1.59
Q1
1.29
Min
0.74

AIG’s P/B Ratio of 1.19 is in the lower quartile for the Insurance - Diversified industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

BN

2.14

Asset Management Industry

Max
5.33
Q3
2.75
Median
1.06
Q1
0.87
Min
0.00

The P/B Ratio is often not a primary valuation metric for the Asset Management industry.

AIG vs. BN: A comparison of their P/B Ratio against their respective Insurance - Diversified and Asset Management industry benchmarks.

Valuation at a Glance

SymbolAIGBN
Price-to-Earnings Ratio (P/E, TTM)-25.70158.02
Forward PEG Ratio (TTM)-1.348.28
Price-to-Sales Ratio (P/S, TTM)1.761.30
Price-to-Book Ratio (P/B, TTM)1.192.14
Price-to-Free Cash Flow Ratio (P/FCF, TTM)17.77-29.50
EV-to-EBITDA (TTM)7.3111.43
EV-to-Sales (TTM)2.024.18