AIG vs. ALL: American International vs. Allstate Stock Comparison
How do American International (AIG) and Allstate (ALL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
American International (AIG) and Allstate (ALL) both belong to the Insurance industry, though AIG is classified under Multi-line Insurance while ALL falls under Property & Casualty Insurance.
| Profile Item | AIG | ALL |
|---|---|---|
| Name | American International Group, Inc. | The Allstate Corporation |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Multi-line Insurance | Property & Casualty Insurance |
| Market Capitalization | 40.31 billion USD | 63.05 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | January 2, 1973 | June 3, 1993 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | AIG | ALL |
|---|---|---|
| Total Return (1Y) | 5.79% | 27.36% |
| Total Return (3Y, Annualized) | 10.55% | 27.71% |
| Total Return (5Y, Annualized) | 8.67% | 19.82% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | AIG | ALL |
|---|---|---|
| Volatility (1Y, Annualized) | 23.72% | 25.96% |
| Beta (5Y) | 0.47 | 0.13 |
| Max Drawdown (5Y) | -26.45% | -27.35% |
| Avg. Volume (3M) | 4.14M | 1.91M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | AIG | ALL |
|---|---|---|
| Sharpe Ratio (1Y) | 0.06 | 0.89 |
| Sortino Ratio (1Y) | 0.09 | 1.28 |
Profitability
ROE (TTM)
Allstate (ALL) at 38.93% sits in the top ROE quartile, while American International (AIG) at 8.23% is in the bottom quartile, showing a clear gap in returns on equity.
AIG
Insurance industry group
8.23%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- Q1
- 8.79%
- AIG
- 8.23%
- Min
- -10.66%
ALL
Insurance industry group
38.93%
- Max
- 41.68%
- ALL
- 38.93%
- Q3
- 22.04%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
Both American International (AIG) at 11.84% and Allstate (ALL) at 16.57% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
AIG
Insurance industry group
11.84%
- Max
- 29.92%
- Q3
- 17.03%
- AIG
- 11.84%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
ALL
Insurance industry group
16.57%
- Max
- 29.92%
- Q3
- 17.03%
- ALL
- 16.57%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for American International (AIG) in Insurance and Allstate (ALL) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | AIG | ALL |
|---|---|---|
| ROE (TTM) | 8.23% | 38.93% |
| ROA (TTM) | 1.95% | 7.68% |
| Net Margin (TTM) | 11.84% | 16.57% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Allstate (ALL) at 5.60% is around its peer norm for revenue growth, while American International (AIG) at -1.82% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Only one side can be read here: Allstate (ALL) reports EPS growth of 124.01%, ranked against its industry; American International (AIG) has no EPS growth figure this period.
Growth Metrics
| Metric | AIG | ALL |
|---|---|---|
| Revenue Growth (YoY) | -1.82% | 5.60% |
| Revenue Growth (3Y CAGR) | -3.69% | 9.84% |
| EPS Growth (YoY) | -- | 124.01% |
| EPS Growth (3Y CAGR) | -25.13% | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: American International (AIG) in Insurance and Allstate (ALL) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: American International (AIG) in Insurance and Allstate (ALL) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | AIG | ALL |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
American International (AIG) at 2.35% delivers top-quartile income for its industry, while Allstate (ALL) at 1.59% pays a more typical yield — both are credible income propositions, AIG the richer one.
AIG
Insurance industry group
2.35%
- Max
- 5.12%
- AIG
- 2.35%
- Q3
- 2.15%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
ALL
Insurance industry group
1.59%
- Max
- 5.12%
- Q3
- 2.15%
- ALL
- 1.59%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both American International (AIG) at 31.00% and Allstate (ALL) at 9.62% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
AIG
Insurance industry group
31.00%
- Max
- 76.67%
- Q3
- 35.18%
- AIG
- 31.00%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
ALL
Insurance industry group
9.62%
- Max
- 76.67%
- Q3
- 35.18%
- Median
- 14.74%
- ALL
- 9.62%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | AIG | ALL |
|---|---|---|
| Dividend Yield (TTM) | 2.35% | 1.59% |
| Dividend Payout Ratio (TTM) | 31.00% | 9.62% |
Valuation
P/E Ratio (TTM)
Allstate (ALL) at 5.78 sits in the cheaper P/E ratio quartile, while American International (AIG) at 12.68 is closer to its industry’s usual earnings multiple — a discount for ALL, though growth and earnings durability still matter.
AIG
Insurance industry group
12.68
- Max
- 28.37
- Q3
- 18.75
- AIG
- 12.68
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
ALL
Insurance industry group
5.78
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- ALL
- 5.78
- Min
- 2.32
P/S Ratio (TTM)
On P/S ratio, both American International (AIG) at 1.45 and Allstate (ALL) at 0.90 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
AIG
Insurance industry group
1.45
- Max
- 4.03
- Q3
- 2.25
- AIG
- 1.45
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
ALL
Insurance industry group
0.90
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- ALL
- 0.90
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
American International (AIG) at 1.04 sits in the lower P/B ratio quartile against book while Allstate (ALL) at 2.09 is valued near its industry’s middle — AIG is cheaper on assets, though weigh it against ROE and asset quality.
AIG
Insurance industry group
1.04
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- AIG
- 1.04
- Min
- 0.30
ALL
Insurance industry group
2.09
- Max
- 5.07
- Q3
- 2.79
- ALL
- 2.09
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
Valuation Metrics
| Metric | AIG | ALL |
|---|---|---|
| P/E Ratio (TTM) | 12.68 | 5.78 |
| P/S Ratio (TTM) | 1.45 | 0.90 |
| P/B Ratio (MRQ) | 1.04 | 2.09 |
| Free Cash Flow Yield (TTM) | -- | -- |