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AFRM vs. WDC: A Head-to-Head Stock Comparison

Updated

Here’s a clear look at AFRM and WDC, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.

Company Overview

AFRM (15.24 billion USD) and WDC (17.27 billion USD) sit neck-and-neck in market cap terms.

AFRM rides a wilder wave with a beta of 3.66, hinting at bigger swings than WDC’s steadier 1.48.

SymbolAFRMWDC
Company NameAffirm Holdings, Inc.Western Digital Corporation
CountryUSUS
SectorTechnologyTechnology
IndustrySoftware - InfrastructureComputer Hardware
CEOMr. Max Roth LevchinMr. Tiang Yew Tan
Price47.24 USD49.49 USD
Market Cap15.24 billion USD17.27 billion USD
Beta3.6641.481
ExchangeNASDAQNASDAQ
IPO DateJanuary 13, 2021October 31, 1978
ADRNoNo

Performance Comparison

This chart compares the performance of AFRM and WDC over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).

Hover over the lines to see the investment’s value and total return (%) at specific dates.

Data is adjusted for dividends and splits.

Valuation Metrics Comparison

The section examines key financial ratios to assess the valuation of AFRM and WDC based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.

  • AFRM has a negative P/E of -246.14, indicating it’s been unprofitable over the past year with no net earnings to support its stock price. On the other hand, WDC at 10.46 has maintained positive earnings, showing a healthier profit profile.
  • AFRM carries a negative Forward PEG of -1.38, hinting at analyst expectations of losses or shrinking earnings in the coming period—a potential warning for its future performance. On the flip side, WDC at 2.52 sidesteps this concern with a more favorable outlook.
SymbolAFRMWDC
Price-to-Earnings Ratio (P/E, TTM)-246.1410.46
Forward PEG Ratio (TTM)-1.382.52
Price-to-Sales Ratio (P/S, TTM)5.071.20
Price-to-Book Ratio (P/B, TTM)5.323.17
Price-to-Free Cash Flow Ratio (P/FCF, TTM)25.0420.22
EV-to-EBITDA (TTM)69.857.23
EV-to-Sales (TTM)7.071.46
EV-to-Free Cash Flow (TTM)34.9024.73

Dividend Comparison

Neither AFRM nor WDC pays dividends, suggesting both reinvest all profits into growth—likely expansion or innovation—favoring long-term value over immediate income.

SymbolAFRMWDC
Dividend Yield (TTM)0.00%0.00%

Financial Strength Metrics Comparison

This section dives into the financial resilience of AFRM and WDC, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.

  • AFRM clocks in at -0.24 below 1.5, earnings just keeping ahead of interest—dicey if profits stumble. By contrast, WDC’s 8.65 sails through with plenty of cushion.
SymbolAFRMWDC
Current Ratio (TTM)63.091.56
Quick Ratio (TTM)63.091.31
Debt-to-Equity Ratio (TTM)2.561.36
Debt-to-Assets Ratio (TTM)0.710.45
Interest Coverage Ratio (TTM)-0.248.65