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AFRM vs. TTD: A Head-to-Head Stock Comparison

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Here’s a clear look at AFRM and TTD, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolAFRMTTD
Company NameAffirm Holdings, Inc.The Trade Desk, Inc.
CountryUnited StatesUnited States
GICS SectorFinancialsCommunication Services
GICS IndustryFinancial ServicesMedia
Market Capitalization25.64 billion USD25.61 billion USD
ExchangeNasdaqGSNasdaqGM
Listing DateJanuary 13, 2021September 21, 2016
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of AFRM and TTD by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

AFRM vs. TTD: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolAFRMTTD
5-Day Price Return4.78%-0.30%
13-Week Price Return58.04%-29.54%
26-Week Price Return1.32%-31.77%
52-Week Price Return158.31%-49.24%
Month-to-Date Return12.88%-39.78%
Year-to-Date Return27.08%-55.44%
10-Day Avg. Volume5.13M16.03M
3-Month Avg. Volume6.37M12.59M
3-Month Volatility51.83%86.74%
Beta3.681.45

Profitability

Return on Equity (TTM)

AFRM

-2.22%

Financial Services Industry

Max
40.58%
Q3
20.06%
Median
10.67%
Q1
4.19%
Min
-10.31%

AFRM has a negative Return on Equity of -2.22%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.

TTD

15.19%

Media Industry

Max
34.77%
Q3
16.01%
Median
10.70%
Q1
2.80%
Min
-2.36%

TTD’s Return on Equity of 15.19% is on par with the norm for the Media industry, indicating its profitability relative to shareholder equity is typical for the sector.

AFRM vs. TTD: A comparison of their Return on Equity (TTM) against their respective Financial Services and Media industry benchmarks.

Net Profit Margin (TTM)

AFRM

-2.33%

Financial Services Industry

Max
52.86%
Q3
25.58%
Median
12.23%
Q1
6.64%
Min
-9.92%

AFRM has a negative Net Profit Margin of -2.33%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

TTD

15.57%

Media Industry

Max
16.04%
Q3
10.15%
Median
5.18%
Q1
2.39%
Min
-3.66%

A Net Profit Margin of 15.57% places TTD in the upper quartile for the Media industry, signifying strong profitability and more effective cost management than most of its peers.

AFRM vs. TTD: A comparison of their Net Profit Margin (TTM) against their respective Financial Services and Media industry benchmarks.

Operating Profit Margin (TTM)

AFRM

-5.22%

Financial Services Industry

Max
77.28%
Q3
37.68%
Median
18.17%
Q1
9.27%
Min
-8.19%

AFRM has a negative Operating Profit Margin of -5.22%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.

TTD

17.73%

Media Industry

Max
24.65%
Q3
13.68%
Median
8.96%
Q1
4.53%
Min
-8.09%

An Operating Profit Margin of 17.73% places TTD in the upper quartile for the Media industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

AFRM vs. TTD: A comparison of their Operating Profit Margin (TTM) against their respective Financial Services and Media industry benchmarks.

Profitability at a Glance

SymbolAFRMTTD
Return on Equity (TTM)-2.22%15.19%
Return on Assets (TTM)-0.61%7.17%
Net Profit Margin (TTM)-2.33%15.57%
Operating Profit Margin (TTM)-5.22%17.73%
Gross Profit Margin (TTM)--79.41%

Financial Strength

Current Ratio (MRQ)

AFRM

4.49

Financial Services Industry

Max
4.58
Q3
2.59
Median
1.33
Q1
0.69
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

TTD

1.71

Media Industry

Max
2.97
Q3
1.79
Median
1.39
Q1
0.92
Min
0.24

TTD’s Current Ratio of 1.71 aligns with the median group of the Media industry, indicating that its short-term liquidity is in line with its sector peers.

AFRM vs. TTD: A comparison of their Current Ratio (MRQ) against their respective Financial Services and Media industry benchmarks.

Debt-to-Equity Ratio (MRQ)

AFRM

2.49

Financial Services Industry

Max
4.96
Q3
2.10
Median
0.57
Q1
0.12
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

TTD

0.03

Media Industry

Max
2.02
Q3
1.06
Median
0.58
Q1
0.31
Min
0.00

Falling into the lower quartile for the Media industry, TTD’s Debt-to-Equity Ratio of 0.03 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.

AFRM vs. TTD: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Financial Services and Media industry benchmarks.

Interest Coverage Ratio (TTM)

AFRM

-3.76

Financial Services Industry

Max
136.23
Q3
56.08
Median
6.55
Q1
2.01
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

TTD

44.57

Media Industry

Max
44.57
Q3
23.07
Median
4.52
Q1
2.14
Min
-10.82

TTD’s Interest Coverage Ratio of 44.57 is in the upper quartile for the Media industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.

AFRM vs. TTD: A comparison of their Interest Coverage Ratio (TTM) against their respective Financial Services and Media industry benchmarks.

Financial Strength at a Glance

SymbolAFRMTTD
Current Ratio (MRQ)4.491.71
Quick Ratio (MRQ)4.411.68
Debt-to-Equity Ratio (MRQ)2.490.03
Interest Coverage Ratio (TTM)-3.7644.57

Growth

Revenue Growth

AFRM vs. TTD: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

AFRM vs. TTD: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

AFRM

0.00%

Financial Services Industry

Max
8.18%
Q3
3.60%
Median
1.56%
Q1
0.00%
Min
0.00%

AFRM currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

TTD

0.00%

Media Industry

Max
7.76%
Q3
4.16%
Median
1.67%
Q1
0.00%
Min
0.00%

TTD currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

AFRM vs. TTD: A comparison of their Dividend Yield (TTM) against their respective Financial Services and Media industry benchmarks.

Dividend Payout Ratio (TTM)

AFRM

0.00%

Financial Services Industry

Max
155.56%
Q3
63.71%
Median
18.08%
Q1
0.00%
Min
0.00%

AFRM has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

TTD

0.00%

Media Industry

Max
165.03%
Q3
96.17%
Median
45.64%
Q1
14.80%
Min
0.00%

TTD has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

AFRM vs. TTD: A comparison of their Dividend Payout Ratio (TTM) against their respective Financial Services and Media industry benchmarks.

Dividend at a Glance

SymbolAFRMTTD
Dividend Yield (TTM)0.00%0.00%
Dividend Payout Ratio (TTM)0.00%0.00%

Valuation

Price-to-Earnings Ratio (TTM)

AFRM

--

Financial Services Industry

Max
63.23
Q3
32.10
Median
14.41
Q1
10.81
Min
0.37

P/E Ratio data for AFRM is currently unavailable.

TTD

61.22

Media Industry

Max
49.10
Q3
35.07
Median
17.34
Q1
10.39
Min
5.81

At 61.22, TTD’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Media industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

AFRM vs. TTD: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Financial Services and Media industry benchmarks.

Price-to-Sales Ratio (TTM)

AFRM

8.81

Financial Services Industry

Max
11.16
Q3
5.45
Median
2.61
Q1
1.25
Min
0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

TTD

9.53

Media Industry

Max
3.23
Q3
1.85
Median
1.05
Q1
0.78
Min
0.22

With a P/S Ratio of 9.53, TTD trades at a valuation that eclipses even the highest in the Media industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.

AFRM vs. TTD: A comparison of their Price-to-Sales Ratio (TTM) against their respective Financial Services and Media industry benchmarks.

Price-to-Book Ratio (MRQ)

AFRM

5.03

Financial Services Industry

Max
7.09
Q3
3.79
Median
1.46
Q1
0.83
Min
0.04

AFRM’s P/B Ratio of 5.03 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

TTD

13.12

Media Industry

Max
4.30
Q3
2.57
Median
1.83
Q1
1.19
Min
0.51

At 13.12, TTD’s P/B Ratio is at an extreme premium to the Media industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

AFRM vs. TTD: A comparison of their Price-to-Book Ratio (MRQ) against their respective Financial Services and Media industry benchmarks.

Valuation at a Glance

SymbolAFRMTTD
Price-to-Earnings Ratio (TTM)--61.22
Price-to-Sales Ratio (TTM)8.819.53
Price-to-Book Ratio (MRQ)5.0313.12
Price-to-Free Cash Flow Ratio (TTM)38.6834.25