AFRM vs. STX: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at AFRM and STX, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.
Company Overview
With AFRM at 15.24 billion USD and STX at 22.16 billion USD, their market capitalizations sit in the same ballpark.
AFRM’s beta of 3.66 points to much larger expected swings compared to STX’s calmer 1.34, suggesting both higher upside and downside potential.
| Symbol | AFRM | STX |
|---|---|---|
| Company Name | Affirm Holdings, Inc. | Seagate Technology Holdings plc |
| Country | US | IE |
| Sector | Technology | Technology |
| Industry | Software - Infrastructure | Computer Hardware |
| CEO | Mr. Max Roth Levchin | Dr. William David Mosley Ph.D. |
| Price | 47.24 USD | 104.43 USD |
| Market Cap | 15.24 billion USD | 22.16 billion USD |
| Beta | 3.66 | 1.34 |
| Exchange | NASDAQ | NASDAQ |
| IPO Date | January 13, 2021 | December 11, 2002 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of AFRM and STX over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Hover over the lines to see the investment’s value and total return (%) at specific dates.
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
The section examines key financial ratios to assess the valuation of AFRM and STX based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.
- AFRM posts a negative P/E of -246.14, reflecting last year’s net loss, while STX at 14.82 signals healthy earnings.
- Analysts assign negative forward PEG ratios to both AFRM (-1.38) and STX (-6.15), suggesting expectation of shrinking or negative earnings in the upcoming period—a worrying sign for their profit outlook.
- STX carries a sub-zero price-to-book ratio of -26.71, indicating negative equity. In contrast, AFRM (P/B 5.32) has positive book value.
| Symbol | AFRM | STX |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | -246.14 | 14.82 |
| Forward PEG Ratio (TTM) | -1.38 | -6.15 |
| Price-to-Sales Ratio (P/S, TTM) | 5.07 | 2.60 |
| Price-to-Book Ratio (P/B, TTM) | 5.32 | -26.71 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 25.04 | 23.21 |
| EV-to-EBITDA (TTM) | 69.85 | 10.44 |
| EV-to-Sales (TTM) | 7.07 | 2.50 |
| EV-to-Free Cash Flow (TTM) | 34.90 | 22.35 |
Dividend Comparison
AFRM offers a 0% dividend yield, suggesting it may be reinvesting available cash back into the business for future growth, while STX provides a 2.72% dividend yield, giving investors a steady income stream.
| Symbol | AFRM | STX |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 2.72% |
Financial Strength Metrics Comparison
This section dives into the financial resilience of AFRM and STX, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.
- STX posts a quick ratio of 0.75, indicating limited coverage of short-term debts from its most liquid assets—while AFRM at 63.09 enjoys stronger liquidity resilience.
- Both AFRM and STX report negative interest coverage ratios (-0.24, -9.96), meaning EBIT itself is negative—neither can cover interest, a critical solvency warning.
| Symbol | AFRM | STX |
|---|---|---|
| Current Ratio (TTM) | 63.09 | 1.36 |
| Quick Ratio (TTM) | 63.09 | 0.75 |
| Debt-to-Equity Ratio (TTM) | 2.56 | 0.00 |
| Debt-to-Assets Ratio (TTM) | 0.71 | 0.00 |
| Interest Coverage Ratio (TTM) | -0.24 | -9.96 |