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AFRM vs. RBLX: A Head-to-Head Stock Comparison

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Here’s a clear look at AFRM and RBLX, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolAFRMRBLX
Company NameAffirm Holdings, Inc.Roblox Corporation
CountryUnited StatesUnited States
GICS SectorFinancialsCommunication Services
GICS IndustryFinancial ServicesEntertainment
Market Capitalization25.03 billion USD85.06 billion USD
ExchangeNasdaqGSNYSE
Listing DateJanuary 13, 2021March 10, 2021
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of AFRM and RBLX by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

AFRM vs. RBLX: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolAFRMRBLX
5-Day Price Return4.16%6.84%
13-Week Price Return51.60%43.63%
26-Week Price Return13.19%96.29%
52-Week Price Return143.38%179.24%
Month-to-Date Return13.17%-10.95%
Year-to-Date Return27.41%112.06%
10-Day Avg. Volume6.82M11.02M
3-Month Avg. Volume6.55M9.00M
3-Month Volatility51.57%49.59%
Beta3.681.62

Profitability

Return on Equity (TTM)

AFRM

-2.22%

Financial Services Industry

Max
40.58%
Q3
20.06%
Median
10.67%
Q1
4.19%
Min
-10.31%

AFRM has a negative Return on Equity of -2.22%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.

RBLX

-354.27%

Entertainment Industry

Max
42.50%
Q3
22.75%
Median
12.88%
Q1
7.15%
Min
-6.84%

RBLX has a negative Return on Equity of -354.27%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.

AFRM vs. RBLX: A comparison of their Return on Equity (TTM) against their respective Financial Services and Entertainment industry benchmarks.

Net Profit Margin (TTM)

AFRM

-2.33%

Financial Services Industry

Max
52.86%
Q3
25.58%
Median
12.23%
Q1
6.64%
Min
-9.92%

AFRM has a negative Net Profit Margin of -2.33%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

RBLX

-23.67%

Entertainment Industry

Max
45.25%
Q3
23.93%
Median
14.60%
Q1
4.89%
Min
-22.94%

RBLX has a negative Net Profit Margin of -23.67%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

AFRM vs. RBLX: A comparison of their Net Profit Margin (TTM) against their respective Financial Services and Entertainment industry benchmarks.

Operating Profit Margin (TTM)

AFRM

-5.22%

Financial Services Industry

Max
77.28%
Q3
37.68%
Median
18.17%
Q1
9.27%
Min
-8.19%

AFRM has a negative Operating Profit Margin of -5.22%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.

RBLX

-27.35%

Entertainment Industry

Max
46.83%
Q3
28.87%
Median
15.26%
Q1
8.95%
Min
-5.53%

RBLX has a negative Operating Profit Margin of -27.35%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.

AFRM vs. RBLX: A comparison of their Operating Profit Margin (TTM) against their respective Financial Services and Entertainment industry benchmarks.

Profitability at a Glance

SymbolAFRMRBLX
Return on Equity (TTM)-2.22%-354.27%
Return on Assets (TTM)-0.61%-13.06%
Net Profit Margin (TTM)-2.33%-23.67%
Operating Profit Margin (TTM)-5.22%-27.35%
Gross Profit Margin (TTM)--78.01%

Financial Strength

Current Ratio (MRQ)

AFRM

4.49

Financial Services Industry

Max
4.58
Q3
2.59
Median
1.33
Q1
0.69
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

RBLX

0.97

Entertainment Industry

Max
6.80
Q3
3.77
Median
1.87
Q1
0.86
Min
0.39

RBLX’s Current Ratio of 0.97 aligns with the median group of the Entertainment industry, indicating that its short-term liquidity is in line with its sector peers.

AFRM vs. RBLX: A comparison of their Current Ratio (MRQ) against their respective Financial Services and Entertainment industry benchmarks.

Debt-to-Equity Ratio (MRQ)

AFRM

2.49

Financial Services Industry

Max
4.96
Q3
2.10
Median
0.57
Q1
0.12
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

RBLX

2.85

Entertainment Industry

Max
1.65
Q3
0.71
Median
0.14
Q1
0.04
Min
0.00

With a Debt-to-Equity Ratio of 2.85, RBLX operates with exceptionally high leverage compared to the Entertainment industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.

AFRM vs. RBLX: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Financial Services and Entertainment industry benchmarks.

Interest Coverage Ratio (TTM)

AFRM

-3.76

Financial Services Industry

Max
136.23
Q3
56.08
Median
6.55
Q1
2.01
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

RBLX

-845.00

Entertainment Industry

Max
62.11
Q3
31.19
Median
7.50
Q1
2.02
Min
-6.33

RBLX has a negative Interest Coverage Ratio of -845.00. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.

AFRM vs. RBLX: A comparison of their Interest Coverage Ratio (TTM) against their respective Financial Services and Entertainment industry benchmarks.

Financial Strength at a Glance

SymbolAFRMRBLX
Current Ratio (MRQ)4.490.97
Quick Ratio (MRQ)4.410.96
Debt-to-Equity Ratio (MRQ)2.492.85
Interest Coverage Ratio (TTM)-3.76-845.00

Growth

Revenue Growth

AFRM vs. RBLX: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

AFRM vs. RBLX: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

AFRM

0.00%

Financial Services Industry

Max
8.18%
Q3
3.60%
Median
1.56%
Q1
0.00%
Min
0.00%

AFRM currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

RBLX

0.00%

Entertainment Industry

Max
2.54%
Q3
1.29%
Median
0.61%
Q1
0.00%
Min
0.00%

RBLX currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

AFRM vs. RBLX: A comparison of their Dividend Yield (TTM) against their respective Financial Services and Entertainment industry benchmarks.

Dividend Payout Ratio (TTM)

AFRM

0.00%

Financial Services Industry

Max
155.56%
Q3
63.71%
Median
18.08%
Q1
0.00%
Min
0.00%

AFRM has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

RBLX

0.00%

Entertainment Industry

Max
82.30%
Q3
45.76%
Median
29.16%
Q1
0.00%
Min
0.00%

RBLX has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

AFRM vs. RBLX: A comparison of their Dividend Payout Ratio (TTM) against their respective Financial Services and Entertainment industry benchmarks.

Dividend at a Glance

SymbolAFRMRBLX
Dividend Yield (TTM)0.00%0.00%
Dividend Payout Ratio (TTM)0.00%0.00%

Valuation

Price-to-Earnings Ratio (TTM)

AFRM

--

Financial Services Industry

Max
63.23
Q3
32.10
Median
14.41
Q1
10.81
Min
0.37

P/E Ratio data for AFRM is currently unavailable.

RBLX

--

Entertainment Industry

Max
53.51
Q3
45.31
Median
33.16
Q1
18.21
Min
3.89

P/E Ratio data for RBLX is currently unavailable.

AFRM vs. RBLX: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Financial Services and Entertainment industry benchmarks.

Price-to-Sales Ratio (TTM)

AFRM

8.81

Financial Services Industry

Max
11.16
Q3
5.45
Median
2.61
Q1
1.25
Min
0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

RBLX

20.42

Entertainment Industry

Max
12.81
Q3
7.20
Median
4.68
Q1
3.32
Min
0.79

With a P/S Ratio of 20.42, RBLX trades at a valuation that eclipses even the highest in the Entertainment industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.

AFRM vs. RBLX: A comparison of their Price-to-Sales Ratio (TTM) against their respective Financial Services and Entertainment industry benchmarks.

Price-to-Book Ratio (MRQ)

AFRM

5.03

Financial Services Industry

Max
7.09
Q3
3.79
Median
1.46
Q1
0.83
Min
0.04

AFRM’s P/B Ratio of 5.03 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

RBLX

202.01

Entertainment Industry

Max
17.11
Q3
8.38
Median
5.24
Q1
2.18
Min
0.67

At 202.01, RBLX’s P/B Ratio is at an extreme premium to the Entertainment industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

AFRM vs. RBLX: A comparison of their Price-to-Book Ratio (MRQ) against their respective Financial Services and Entertainment industry benchmarks.

Valuation at a Glance

SymbolAFRMRBLX
Price-to-Earnings Ratio (TTM)----
Price-to-Sales Ratio (TTM)8.8120.42
Price-to-Book Ratio (MRQ)5.03202.01
Price-to-Free Cash Flow Ratio (TTM)38.6887.21