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AFRM vs. QCOM: A Head-to-Head Stock Comparison

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Here’s a clear look at AFRM and QCOM, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolAFRMQCOM
Company NameAffirm Holdings, Inc.QUALCOMM Incorporated
CountryUnited StatesUnited States
GICS SectorFinancialsInformation Technology
GICS IndustryFinancial ServicesSemiconductors & Semiconductor Equipment
Market Capitalization23.54 billion USD167.72 billion USD
ExchangeNasdaqGSNasdaqGS
Listing DateJanuary 13, 2021December 13, 1991
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of AFRM and QCOM by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

AFRM vs. QCOM: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolAFRMQCOM
5-Day Price Return-4.95%-1.68%
13-Week Price Return40.50%1.13%
26-Week Price Return-2.38%-9.71%
52-Week Price Return159.61%-10.80%
Month-to-Date Return7.73%5.91%
Year-to-Date Return21.28%1.18%
10-Day Avg. Volume5.47M6.66M
3-Month Avg. Volume6.45M8.31M
3-Month Volatility52.09%27.46%
Beta3.681.24

Profitability

Return on Equity (TTM)

AFRM

-2.22%

Financial Services Industry

Max
40.58%
Q3
20.06%
Median
10.67%
Q1
4.19%
Min
-10.31%

AFRM has a negative Return on Equity of -2.22%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.

QCOM

42.85%

Semiconductors & Semiconductor Equipment Industry

Max
52.74%
Q3
23.49%
Median
11.60%
Q1
3.23%
Min
-20.69%

In the upper quartile for the Semiconductors & Semiconductor Equipment industry, QCOM’s Return on Equity of 42.85% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

AFRM vs. QCOM: A comparison of their Return on Equity (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Net Profit Margin (TTM)

AFRM

-2.33%

Financial Services Industry

Max
52.86%
Q3
25.58%
Median
12.23%
Q1
6.64%
Min
-9.92%

AFRM has a negative Net Profit Margin of -2.33%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

QCOM

26.77%

Semiconductors & Semiconductor Equipment Industry

Max
44.17%
Q3
22.38%
Median
11.95%
Q1
3.21%
Min
-25.16%

A Net Profit Margin of 26.77% places QCOM in the upper quartile for the Semiconductors & Semiconductor Equipment industry, signifying strong profitability and more effective cost management than most of its peers.

AFRM vs. QCOM: A comparison of their Net Profit Margin (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Operating Profit Margin (TTM)

AFRM

-5.22%

Financial Services Industry

Max
77.28%
Q3
37.68%
Median
18.17%
Q1
9.27%
Min
-8.19%

AFRM has a negative Operating Profit Margin of -5.22%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.

QCOM

27.54%

Semiconductors & Semiconductor Equipment Industry

Max
58.03%
Q3
27.84%
Median
12.45%
Q1
5.15%
Min
-28.61%

QCOM’s Operating Profit Margin of 27.54% is around the midpoint for the Semiconductors & Semiconductor Equipment industry, indicating that its efficiency in managing core business operations is typical for the sector.

AFRM vs. QCOM: A comparison of their Operating Profit Margin (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Profitability at a Glance

SymbolAFRMQCOM
Return on Equity (TTM)-2.22%42.85%
Return on Assets (TTM)-0.61%20.96%
Net Profit Margin (TTM)-2.33%26.77%
Operating Profit Margin (TTM)-5.22%27.54%
Gross Profit Margin (TTM)--55.68%

Financial Strength

Current Ratio (MRQ)

AFRM

4.49

Financial Services Industry

Max
4.58
Q3
2.59
Median
1.33
Q1
0.69
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

QCOM

3.19

Semiconductors & Semiconductor Equipment Industry

Max
8.42
Q3
4.70
Median
2.75
Q1
2.07
Min
1.04

QCOM’s Current Ratio of 3.19 aligns with the median group of the Semiconductors & Semiconductor Equipment industry, indicating that its short-term liquidity is in line with its sector peers.

AFRM vs. QCOM: A comparison of their Current Ratio (MRQ) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Debt-to-Equity Ratio (MRQ)

AFRM

2.49

Financial Services Industry

Max
4.96
Q3
2.10
Median
0.57
Q1
0.12
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

QCOM

0.54

Semiconductors & Semiconductor Equipment Industry

Max
1.09
Q3
0.45
Median
0.22
Q1
0.01
Min
0.00

QCOM’s leverage is in the upper quartile of the Semiconductors & Semiconductor Equipment industry, with a Debt-to-Equity Ratio of 0.54. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.

AFRM vs. QCOM: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Interest Coverage Ratio (TTM)

AFRM

-3.76

Financial Services Industry

Max
136.23
Q3
56.08
Median
6.55
Q1
2.01
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

QCOM

38.40

Semiconductors & Semiconductor Equipment Industry

Max
174.00
Q3
81.10
Median
27.22
Q1
7.28
Min
-4.26

QCOM’s Interest Coverage Ratio of 38.40 is positioned comfortably within the norm for the Semiconductors & Semiconductor Equipment industry, indicating a standard and healthy capacity to cover its interest payments.

AFRM vs. QCOM: A comparison of their Interest Coverage Ratio (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Financial Strength at a Glance

SymbolAFRMQCOM
Current Ratio (MRQ)4.493.19
Quick Ratio (MRQ)4.412.38
Debt-to-Equity Ratio (MRQ)2.490.54
Interest Coverage Ratio (TTM)-3.7638.40

Growth

Revenue Growth

AFRM vs. QCOM: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

AFRM vs. QCOM: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

AFRM

0.00%

Financial Services Industry

Max
8.18%
Q3
3.60%
Median
1.56%
Q1
0.00%
Min
0.00%

AFRM currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

QCOM

2.27%

Semiconductors & Semiconductor Equipment Industry

Max
4.16%
Q3
1.78%
Median
0.74%
Q1
0.00%
Min
0.00%

With a Dividend Yield of 2.27%, QCOM offers a more attractive income stream than most of its peers in the Semiconductors & Semiconductor Equipment industry, signaling a strong commitment to shareholder returns.

AFRM vs. QCOM: A comparison of their Dividend Yield (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Dividend Payout Ratio (TTM)

AFRM

0.00%

Financial Services Industry

Max
155.56%
Q3
63.71%
Median
18.08%
Q1
0.00%
Min
0.00%

AFRM has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

QCOM

32.79%

Semiconductors & Semiconductor Equipment Industry

Max
196.12%
Q3
87.72%
Median
26.57%
Q1
0.00%
Min
0.00%

QCOM’s Dividend Payout Ratio of 32.79% is within the typical range for the Semiconductors & Semiconductor Equipment industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

AFRM vs. QCOM: A comparison of their Dividend Payout Ratio (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Dividend at a Glance

SymbolAFRMQCOM
Dividend Yield (TTM)0.00%2.27%
Dividend Payout Ratio (TTM)0.00%32.79%

Valuation

Price-to-Earnings Ratio (TTM)

AFRM

--

Financial Services Industry

Max
63.23
Q3
32.10
Median
14.41
Q1
10.81
Min
0.37

P/E Ratio data for AFRM is currently unavailable.

QCOM

14.43

Semiconductors & Semiconductor Equipment Industry

Max
109.37
Q3
57.11
Median
28.95
Q1
22.13
Min
11.14

In the lower quartile for the Semiconductors & Semiconductor Equipment industry, QCOM’s P/E Ratio of 14.43 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

AFRM vs. QCOM: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Price-to-Sales Ratio (TTM)

AFRM

8.81

Financial Services Industry

Max
11.16
Q3
5.45
Median
2.61
Q1
1.25
Min
0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

QCOM

3.86

Semiconductors & Semiconductor Equipment Industry

Max
16.09
Q3
10.10
Median
4.82
Q1
2.60
Min
0.93

QCOM’s P/S Ratio of 3.86 aligns with the market consensus for the Semiconductors & Semiconductor Equipment industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

AFRM vs. QCOM: A comparison of their Price-to-Sales Ratio (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Price-to-Book Ratio (MRQ)

AFRM

5.03

Financial Services Industry

Max
7.09
Q3
3.79
Median
1.46
Q1
0.83
Min
0.04

AFRM’s P/B Ratio of 5.03 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

QCOM

6.35

Semiconductors & Semiconductor Equipment Industry

Max
13.56
Q3
6.75
Median
3.68
Q1
1.89
Min
0.60

QCOM’s P/B Ratio of 6.35 is within the conventional range for the Semiconductors & Semiconductor Equipment industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

AFRM vs. QCOM: A comparison of their Price-to-Book Ratio (MRQ) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Valuation at a Glance

SymbolAFRMQCOM
Price-to-Earnings Ratio (TTM)--14.43
Price-to-Sales Ratio (TTM)8.813.86
Price-to-Book Ratio (MRQ)5.036.35
Price-to-Free Cash Flow Ratio (TTM)38.6814.38