AFRM vs. ORCL: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at AFRM and ORCL, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.
Company Overview
ORCL towers over AFRM with a market cap of 440.77 billion USD, roughly 28.92 times the 15.24 billion USD of its peer.
AFRM rides a wilder wave with a beta of 3.66, hinting at bigger swings than ORCL’s steadier 1.28.
| Symbol | AFRM | ORCL |
|---|---|---|
| Company Name | Affirm Holdings, Inc. | Oracle Corporation |
| Country | US | US |
| Sector | Technology | Technology |
| Industry | Software - Infrastructure | Software - Infrastructure |
| CEO | Mr. Max Roth Levchin | Ms. Safra Ada Catz |
| Price | 47.24 USD | 157.18 USD |
| Market Cap | 15.24 billion USD | 440.77 billion USD |
| Beta | 3.664 | 1.276 |
| Exchange | NASDAQ | NYSE |
| IPO Date | January 13, 2021 | March 12, 1986 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of AFRM and ORCL over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Hover over the lines to see the investment’s value and total return (%) at specific dates.
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
The section examines key financial ratios to assess the valuation of AFRM and ORCL based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.
- AFRM has a negative P/E of -246.14, indicating it’s been unprofitable over the past year with no net earnings to support its stock price. On the other hand, ORCL at 37.21 has maintained positive earnings, showing a healthier profit profile.
- AFRM carries a negative Forward PEG of -1.38, hinting at analyst expectations of losses or shrinking earnings in the coming period—a potential warning for its future performance. On the flip side, ORCL at 1.58 sidesteps this concern with a more favorable outlook.
| Symbol | AFRM | ORCL |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | -246.14 | 37.21 |
| Forward PEG Ratio (TTM) | -1.38 | 1.58 |
| Price-to-Sales Ratio (P/S, TTM) | 5.07 | 7.90 |
| Price-to-Book Ratio (P/B, TTM) | 5.32 | 27.04 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 25.04 | 75.84 |
| EV-to-EBITDA (TTM) | 69.85 | 21.91 |
| EV-to-Sales (TTM) | 7.07 | 9.32 |
| EV-to-Free Cash Flow (TTM) | 34.90 | 89.41 |
Dividend Comparison
AFRM pays no dividends, focusing all profits on growth, appealing to capital-gains investors. Meanwhile, ORCL’s 1.08% yield rewards shareholders, showing financial confidence while supporting objectives—a contrast to AFRM’s growth-only approach.
| Symbol | AFRM | ORCL |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 1.08% |
Financial Strength Metrics Comparison
This section dives into the financial resilience of AFRM and ORCL, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.
- ORCL’s 5.75 D/E breaches 3.0, loading up on debt that could test its resilience. In contrast, AFRM at 2.56 plays it closer to the vest with borrowing.
- AFRM clocks in at -0.24 below 1.5, earnings just keeping ahead of interest—dicey if profits stumble. By contrast, ORCL’s 6.75 sails through with plenty of cushion.
| Symbol | AFRM | ORCL |
|---|---|---|
| Current Ratio (TTM) | 63.09 | 1.02 |
| Quick Ratio (TTM) | 63.09 | 1.02 |
| Debt-to-Equity Ratio (TTM) | 2.56 | 5.75 |
| Debt-to-Assets Ratio (TTM) | 0.71 | 0.60 |
| Interest Coverage Ratio (TTM) | -0.24 | 6.75 |