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AFRM vs. NVDA: A Head-to-Head Stock Comparison

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Here’s a clear look at AFRM and NVDA, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolAFRMNVDA
Company NameAffirm Holdings, Inc.NVIDIA Corporation
CountryUnited StatesUnited States
GICS SectorFinancialsInformation Technology
GICS IndustryFinancial ServicesSemiconductors & Semiconductor Equipment
Market Capitalization25.64 billion USD4,385.13 billion USD
ExchangeNasdaqGSNasdaqGS
Listing DateJanuary 13, 2021January 22, 1999
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of AFRM and NVDA by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

AFRM vs. NVDA: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolAFRMNVDA
5-Day Price Return4.78%2.37%
13-Week Price Return58.04%35.37%
26-Week Price Return1.32%29.15%
52-Week Price Return158.31%45.31%
Month-to-Date Return12.88%1.09%
Year-to-Date Return27.08%33.90%
10-Day Avg. Volume5.13M161.85M
3-Month Avg. Volume6.37M193.43M
3-Month Volatility51.83%26.54%
Beta3.682.17

Profitability

Return on Equity (TTM)

AFRM

-2.22%

Financial Services Industry

Max
40.58%
Q3
20.06%
Median
10.67%
Q1
4.19%
Min
-10.31%

AFRM has a negative Return on Equity of -2.22%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.

NVDA

106.92%

Semiconductors & Semiconductor Equipment Industry

Max
52.74%
Q3
23.49%
Median
11.60%
Q1
3.23%
Min
-20.69%

NVDA’s Return on Equity of 106.92% is exceptionally high, placing it well beyond the typical range for the Semiconductors & Semiconductor Equipment industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

AFRM vs. NVDA: A comparison of their Return on Equity (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Net Profit Margin (TTM)

AFRM

-2.33%

Financial Services Industry

Max
52.86%
Q3
25.58%
Median
12.23%
Q1
6.64%
Min
-9.92%

AFRM has a negative Net Profit Margin of -2.33%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

NVDA

51.69%

Semiconductors & Semiconductor Equipment Industry

Max
44.17%
Q3
22.38%
Median
11.95%
Q1
3.21%
Min
-25.16%

NVDA’s Net Profit Margin of 51.69% is exceptionally high, placing it well beyond the typical range for the Semiconductors & Semiconductor Equipment industry. This demonstrates outstanding operational efficiency and a strong competitive advantage in converting revenue into profit.

AFRM vs. NVDA: A comparison of their Net Profit Margin (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Operating Profit Margin (TTM)

AFRM

-5.22%

Financial Services Industry

Max
77.28%
Q3
37.68%
Median
18.17%
Q1
9.27%
Min
-8.19%

AFRM has a negative Operating Profit Margin of -5.22%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.

NVDA

58.03%

Semiconductors & Semiconductor Equipment Industry

Max
58.03%
Q3
27.84%
Median
12.45%
Q1
5.15%
Min
-28.61%

An Operating Profit Margin of 58.03% places NVDA in the upper quartile for the Semiconductors & Semiconductor Equipment industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

AFRM vs. NVDA: A comparison of their Operating Profit Margin (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Profitability at a Glance

SymbolAFRMNVDA
Return on Equity (TTM)-2.22%106.92%
Return on Assets (TTM)-0.61%73.45%
Net Profit Margin (TTM)-2.33%51.69%
Operating Profit Margin (TTM)-5.22%58.03%
Gross Profit Margin (TTM)--70.52%

Financial Strength

Current Ratio (MRQ)

AFRM

4.49

Financial Services Industry

Max
4.58
Q3
2.59
Median
1.33
Q1
0.69
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

NVDA

3.39

Semiconductors & Semiconductor Equipment Industry

Max
8.42
Q3
4.70
Median
2.75
Q1
2.07
Min
1.04

NVDA’s Current Ratio of 3.39 aligns with the median group of the Semiconductors & Semiconductor Equipment industry, indicating that its short-term liquidity is in line with its sector peers.

AFRM vs. NVDA: A comparison of their Current Ratio (MRQ) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Debt-to-Equity Ratio (MRQ)

AFRM

2.49

Financial Services Industry

Max
4.96
Q3
2.10
Median
0.57
Q1
0.12
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

NVDA

0.10

Semiconductors & Semiconductor Equipment Industry

Max
1.09
Q3
0.45
Median
0.22
Q1
0.01
Min
0.00

NVDA’s Debt-to-Equity Ratio of 0.10 is typical for the Semiconductors & Semiconductor Equipment industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

AFRM vs. NVDA: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Interest Coverage Ratio (TTM)

AFRM

-3.76

Financial Services Industry

Max
136.23
Q3
56.08
Median
6.55
Q1
2.01
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

NVDA

75.66

Semiconductors & Semiconductor Equipment Industry

Max
174.00
Q3
81.10
Median
27.22
Q1
7.28
Min
-4.26

NVDA’s Interest Coverage Ratio of 75.66 is positioned comfortably within the norm for the Semiconductors & Semiconductor Equipment industry, indicating a standard and healthy capacity to cover its interest payments.

AFRM vs. NVDA: A comparison of their Interest Coverage Ratio (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Financial Strength at a Glance

SymbolAFRMNVDA
Current Ratio (MRQ)4.493.39
Quick Ratio (MRQ)4.412.86
Debt-to-Equity Ratio (MRQ)2.490.10
Interest Coverage Ratio (TTM)-3.7675.66

Growth

Revenue Growth

AFRM vs. NVDA: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

AFRM vs. NVDA: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

AFRM

0.00%

Financial Services Industry

Max
8.18%
Q3
3.60%
Median
1.56%
Q1
0.00%
Min
0.00%

AFRM currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

NVDA

0.02%

Semiconductors & Semiconductor Equipment Industry

Max
4.16%
Q3
1.78%
Median
0.74%
Q1
0.00%
Min
0.00%

NVDA’s Dividend Yield of 0.02% is consistent with its peers in the Semiconductors & Semiconductor Equipment industry, providing a dividend return that is standard for its sector.

AFRM vs. NVDA: A comparison of their Dividend Yield (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Dividend Payout Ratio (TTM)

AFRM

0.00%

Financial Services Industry

Max
155.56%
Q3
63.71%
Median
18.08%
Q1
0.00%
Min
0.00%

AFRM has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

NVDA

1.28%

Semiconductors & Semiconductor Equipment Industry

Max
196.12%
Q3
87.72%
Median
26.57%
Q1
0.00%
Min
0.00%

NVDA’s Dividend Payout Ratio of 1.28% is within the typical range for the Semiconductors & Semiconductor Equipment industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

AFRM vs. NVDA: A comparison of their Dividend Payout Ratio (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Dividend at a Glance

SymbolAFRMNVDA
Dividend Yield (TTM)0.00%0.02%
Dividend Payout Ratio (TTM)0.00%1.28%

Valuation

Price-to-Earnings Ratio (TTM)

AFRM

--

Financial Services Industry

Max
63.23
Q3
32.10
Median
14.41
Q1
10.81
Min
0.37

P/E Ratio data for AFRM is currently unavailable.

NVDA

55.11

Semiconductors & Semiconductor Equipment Industry

Max
109.37
Q3
57.11
Median
28.95
Q1
22.13
Min
11.14

NVDA’s P/E Ratio of 55.11 is within the middle range for the Semiconductors & Semiconductor Equipment industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

AFRM vs. NVDA: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Price-to-Sales Ratio (TTM)

AFRM

8.81

Financial Services Industry

Max
11.16
Q3
5.45
Median
2.61
Q1
1.25
Min
0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

NVDA

28.49

Semiconductors & Semiconductor Equipment Industry

Max
16.09
Q3
10.10
Median
4.82
Q1
2.60
Min
0.93

With a P/S Ratio of 28.49, NVDA trades at a valuation that eclipses even the highest in the Semiconductors & Semiconductor Equipment industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.

AFRM vs. NVDA: A comparison of their Price-to-Sales Ratio (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Price-to-Book Ratio (MRQ)

AFRM

5.03

Financial Services Industry

Max
7.09
Q3
3.79
Median
1.46
Q1
0.83
Min
0.04

AFRM’s P/B Ratio of 5.03 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

NVDA

31.64

Semiconductors & Semiconductor Equipment Industry

Max
13.56
Q3
6.75
Median
3.68
Q1
1.89
Min
0.60

At 31.64, NVDA’s P/B Ratio is at an extreme premium to the Semiconductors & Semiconductor Equipment industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

AFRM vs. NVDA: A comparison of their Price-to-Book Ratio (MRQ) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Valuation at a Glance

SymbolAFRMNVDA
Price-to-Earnings Ratio (TTM)--55.11
Price-to-Sales Ratio (TTM)8.8128.49
Price-to-Book Ratio (MRQ)5.0331.64
Price-to-Free Cash Flow Ratio (TTM)38.6858.71