AFRM vs. NET: A Head-to-Head Stock Comparison

Company Overview

NET towers over AFRM with a market cap of 54.25 billion USD, roughly 3.56 times the 15.24 billion USD of its peer.

AFRM rides a wilder wave with a beta of 3.66, hinting at bigger swings than NET’s steadier 1.78.

Performance Comparison

This chart compares the performance of AFRM and NET over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).

Hover over the lines to see the investment’s value and total return (%) at specific dates.

Data is adjusted for dividends and splits.

Valuation Metrics Comparison

The section examines key financial ratios to assess the valuation of AFRM and NET based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.

• Both AFRM at -246.14 and NET at -662.24 have negative P/E values over the past twelve months. This reflects consistent losses rather than profits, meaning their current operations aren’t generating positive net income—a situation that could challenge their financial stability if prolonged.
• AFRM carries a negative Forward PEG of -1.38, hinting at analyst expectations of losses or shrinking earnings in the coming period—a potential warning for its future performance. On the flip side, NET at 6.62 sidesteps this concern with a more favorable outlook.

Dividend Comparison

Neither AFRM nor NET pays dividends, suggesting both reinvest all profits into growth—likely expansion or innovation—favoring long-term value over immediate income.

Financial Strength Metrics Comparison

This section dives into the financial resilience of AFRM and NET, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.

• AFRM at -0.24 and NET at -27.68 both scrape by with interest coverage under 1.5. Earnings are stretched thin against interest bills, leaving little wiggle room if profits drop.