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AFRM vs. LOGI: A Head-to-Head Stock Comparison

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Here’s a clear look at AFRM and LOGI, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolAFRMLOGI
Company NameAffirm Holdings, Inc.Logitech International S.A.
CountryUnited StatesSwitzerland
GICS SectorFinancialsInformation Technology
GICS IndustryFinancial ServicesTechnology Hardware, Storage & Peripherals
Market Capitalization22.71 billion USD16.73 billion USD
ExchangeNasdaqGSNasdaqGS
Listing DateJanuary 13, 2021March 27, 1997
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of AFRM and LOGI by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

AFRM vs. LOGI: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolAFRMLOGI
5-Day Price Return-7.33%-3.18%
13-Week Price Return-10.43%19.02%
26-Week Price Return30.72%29.85%
52-Week Price Return28.62%35.79%
Month-to-Date Return-1.91%-2.28%
Year-to-Date Return15.78%25.91%
10-Day Avg. Volume7.31M0.49M
3-Month Avg. Volume6.96M0.50M
3-Month Volatility67.46%24.65%
Beta3.621.57

Profitability

Return on Equity (TTM)

AFRM

7.75%

Financial Services Industry

Max
34.42%
Q3
16.76%
Median
9.18%
Q1
3.90%
Min
-10.16%

AFRM’s Return on Equity of 7.75% is on par with the norm for the Financial Services industry, indicating its profitability relative to shareholder equity is typical for the sector.

LOGI

31.10%

Technology Hardware, Storage & Peripherals Industry

Max
56.93%
Q3
29.31%
Median
7.95%
Q1
5.02%
Min
-7.45%

In the upper quartile for the Technology Hardware, Storage & Peripherals industry, LOGI’s Return on Equity of 31.10% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

AFRM vs. LOGI: A comparison of their Return on Equity (TTM) against their respective Financial Services and Technology Hardware, Storage & Peripherals industry benchmarks.

Net Profit Margin (TTM)

AFRM

6.74%

Financial Services Industry

Max
52.16%
Q3
25.33%
Median
13.11%
Q1
7.04%
Min
-8.99%

Falling into the lower quartile for the Financial Services industry, AFRM’s Net Profit Margin of 6.74% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

LOGI

14.11%

Technology Hardware, Storage & Peripherals Industry

Max
17.92%
Q3
8.33%
Median
4.15%
Q1
1.88%
Min
-3.36%

A Net Profit Margin of 14.11% places LOGI in the upper quartile for the Technology Hardware, Storage & Peripherals industry, signifying strong profitability and more effective cost management than most of its peers.

AFRM vs. LOGI: A comparison of their Net Profit Margin (TTM) against their respective Financial Services and Technology Hardware, Storage & Peripherals industry benchmarks.

Operating Profit Margin (TTM)

AFRM

4.96%

Financial Services Industry

Max
81.07%
Q3
40.32%
Median
19.93%
Q1
10.20%
Min
-34.40%

AFRM’s Operating Profit Margin of 4.96% is in the lower quartile for the Financial Services industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

LOGI

14.81%

Technology Hardware, Storage & Peripherals Industry

Max
20.70%
Q3
10.85%
Median
6.05%
Q1
3.54%
Min
-4.90%

An Operating Profit Margin of 14.81% places LOGI in the upper quartile for the Technology Hardware, Storage & Peripherals industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

AFRM vs. LOGI: A comparison of their Operating Profit Margin (TTM) against their respective Financial Services and Technology Hardware, Storage & Peripherals industry benchmarks.

Profitability at a Glance

SymbolAFRMLOGI
Return on Equity (TTM)7.75%31.10%
Return on Assets (TTM)2.14%17.96%
Net Profit Margin (TTM)6.74%14.11%
Operating Profit Margin (TTM)4.96%14.81%
Gross Profit Margin (TTM)92.50%42.77%

Financial Strength

Current Ratio (MRQ)

AFRM

4.58

Financial Services Industry

Max
4.36
Q3
2.26
Median
1.33
Q1
0.86
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

LOGI

2.15

Technology Hardware, Storage & Peripherals Industry

Max
2.51
Q3
1.90
Median
1.38
Q1
0.97
Min
0.11

LOGI’s Current Ratio of 2.15 is in the upper quartile for the Technology Hardware, Storage & Peripherals industry. This signifies a strong liquidity position, suggesting the company is well-equipped to cover its immediate liabilities compared to its peers.

AFRM vs. LOGI: A comparison of their Current Ratio (MRQ) against their respective Financial Services and Technology Hardware, Storage & Peripherals industry benchmarks.

Debt-to-Equity Ratio (MRQ)

AFRM

2.35

Financial Services Industry

Max
5.07
Q3
2.14
Median
0.55
Q1
0.11
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

LOGI

0.00

Technology Hardware, Storage & Peripherals Industry

Max
1.34
Q3
0.82
Median
0.42
Q1
0.16
Min
0.00

Falling into the lower quartile for the Technology Hardware, Storage & Peripherals industry, LOGI’s Debt-to-Equity Ratio of 0.00 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.

AFRM vs. LOGI: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Financial Services and Technology Hardware, Storage & Peripherals industry benchmarks.

Interest Coverage Ratio (TTM)

AFRM

-3.76

Financial Services Industry

Max
140.54
Q3
57.67
Median
6.72
Q1
1.93
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

LOGI

204.63

Technology Hardware, Storage & Peripherals Industry

Max
143.63
Q3
62.44
Median
17.59
Q1
5.32
Min
-23.93

With an Interest Coverage Ratio of 204.63, LOGI demonstrates a superior capacity to service its debt, placing it well above the typical range for the Technology Hardware, Storage & Peripherals industry. This stems from either robust earnings or a conservative debt load.

AFRM vs. LOGI: A comparison of their Interest Coverage Ratio (TTM) against their respective Financial Services and Technology Hardware, Storage & Peripherals industry benchmarks.

Financial Strength at a Glance

SymbolAFRMLOGI
Current Ratio (MRQ)4.582.15
Quick Ratio (MRQ)4.491.66
Debt-to-Equity Ratio (MRQ)2.350.00
Interest Coverage Ratio (TTM)-3.76204.63

Growth

Revenue Growth

AFRM vs. LOGI: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

AFRM vs. LOGI: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

AFRM

0.00%

Financial Services Industry

Max
7.52%
Q3
3.60%
Median
1.75%
Q1
0.00%
Min
0.00%

AFRM currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

LOGI

1.39%

Technology Hardware, Storage & Peripherals Industry

Max
4.93%
Q3
3.31%
Median
1.70%
Q1
0.01%
Min
0.00%

LOGI’s Dividend Yield of 1.39% is consistent with its peers in the Technology Hardware, Storage & Peripherals industry, providing a dividend return that is standard for its sector.

AFRM vs. LOGI: A comparison of their Dividend Yield (TTM) against their respective Financial Services and Technology Hardware, Storage & Peripherals industry benchmarks.

Dividend Payout Ratio (TTM)

AFRM

0.00%

Financial Services Industry

Max
132.10%
Q3
64.32%
Median
17.51%
Q1
0.00%
Min
0.00%

AFRM has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

LOGI

136.56%

Technology Hardware, Storage & Peripherals Industry

Max
136.56%
Q3
76.58%
Median
35.95%
Q1
0.01%
Min
0.00%

LOGI’s Dividend Payout Ratio of 136.56% is in the upper quartile for the Technology Hardware, Storage & Peripherals industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.

AFRM vs. LOGI: A comparison of their Dividend Payout Ratio (TTM) against their respective Financial Services and Technology Hardware, Storage & Peripherals industry benchmarks.

Dividend at a Glance

SymbolAFRMLOGI
Dividend Yield (TTM)0.00%1.39%
Dividend Payout Ratio (TTM)0.00%136.56%

Valuation

Price-to-Earnings Ratio (TTM)

AFRM

96.53

Financial Services Industry

Max
46.13
Q3
28.79
Median
13.18
Q1
9.14
Min
0.47

At 96.53, AFRM’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Financial Services industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

LOGI

25.38

Technology Hardware, Storage & Peripherals Industry

Max
43.58
Q3
27.14
Median
21.23
Q1
15.28
Min
8.31

LOGI’s P/E Ratio of 25.38 is within the middle range for the Technology Hardware, Storage & Peripherals industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

AFRM vs. LOGI: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Financial Services and Technology Hardware, Storage & Peripherals industry benchmarks.

Price-to-Sales Ratio (TTM)

AFRM

6.50

Financial Services Industry

Max
9.71
Q3
4.81
Median
2.49
Q1
1.25
Min
0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

LOGI

3.58

Technology Hardware, Storage & Peripherals Industry

Max
6.35
Q3
3.45
Median
0.96
Q1
0.46
Min
0.04

LOGI’s P/S Ratio of 3.58 is in the upper echelon for the Technology Hardware, Storage & Peripherals industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

AFRM vs. LOGI: A comparison of their Price-to-Sales Ratio (TTM) against their respective Financial Services and Technology Hardware, Storage & Peripherals industry benchmarks.

Price-to-Book Ratio (MRQ)

AFRM

7.21

Financial Services Industry

Max
7.21
Q3
3.51
Median
1.52
Q1
0.88
Min
0.08

AFRM’s P/B Ratio of 7.21 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

LOGI

8.41

Technology Hardware, Storage & Peripherals Industry

Max
13.94
Q3
8.15
Median
1.85
Q1
0.94
Min
0.32

LOGI’s P/B Ratio of 8.41 is in the upper tier for the Technology Hardware, Storage & Peripherals industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

AFRM vs. LOGI: A comparison of their Price-to-Book Ratio (MRQ) against their respective Financial Services and Technology Hardware, Storage & Peripherals industry benchmarks.

Valuation at a Glance

SymbolAFRMLOGI
Price-to-Earnings Ratio (TTM)96.5325.38
Price-to-Sales Ratio (TTM)6.503.58
Price-to-Book Ratio (MRQ)7.218.41
Price-to-Free Cash Flow Ratio (TTM)29.2521.11