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AFRM vs. ESTC: A Head-to-Head Stock Comparison

Updated

Here’s a clear look at AFRM and ESTC, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.

Company Overview

AFRM dwarfs ESTC in market cap, clocking in at 15.24 billion USD—about 1.61 times the 9.47 billion USD of its counterpart.

AFRM rides a wilder wave with a beta of 3.66, hinting at bigger swings than ESTC’s steadier 1.20.

SymbolAFRMESTC
Company NameAffirm Holdings, Inc.Elastic N.V.
CountryUSUS
SectorTechnologyTechnology
IndustrySoftware - InfrastructureSoftware - Application
CEOMr. Max Roth LevchinMr. Ashutosh Kulkarni
Price47.24 USD90.65 USD
Market Cap15.24 billion USD9.47 billion USD
Beta3.6641.199
ExchangeNASDAQNYSE
IPO DateJanuary 13, 2021October 5, 2018
ADRNoNo

Performance Comparison

This chart compares the performance of AFRM and ESTC over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).

Hover over the lines to see the investment’s value and total return (%) at specific dates.

Data is adjusted for dividends and splits.

Valuation Metrics Comparison

The section examines key financial ratios to assess the valuation of AFRM and ESTC based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.

  • Both AFRM at -246.14 and ESTC at -71.03 have negative P/E values over the past twelve months. This reflects consistent losses rather than profits, meaning their current operations aren’t generating positive net income—a situation that could challenge their financial stability if prolonged.
  • AFRM carries a negative Forward PEG of -1.38, hinting at analyst expectations of losses or shrinking earnings in the coming period—a potential warning for its future performance. On the flip side, ESTC at 2.28 sidesteps this concern with a more favorable outlook.
SymbolAFRMESTC
Price-to-Earnings Ratio (P/E, TTM)-246.14-71.03
Forward PEG Ratio (TTM)-1.382.28
Price-to-Sales Ratio (P/S, TTM)5.076.62
Price-to-Book Ratio (P/B, TTM)5.3210.98
Price-to-Free Cash Flow Ratio (P/FCF, TTM)25.0441.52
EV-to-EBITDA (TTM)69.85-318.01
EV-to-Sales (TTM)7.076.62
EV-to-Free Cash Flow (TTM)34.9041.54

Dividend Comparison

Neither AFRM nor ESTC pays dividends, suggesting both reinvest all profits into growth—likely expansion or innovation—favoring long-term value over immediate income.

SymbolAFRMESTC
Dividend Yield (TTM)0.00%0.00%

Financial Strength Metrics Comparison

This section dives into the financial resilience of AFRM and ESTC, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.

  • AFRM at -0.24 and ESTC at -3.16 both scrape by with interest coverage under 1.5. Earnings are stretched thin against interest bills, leaving little wiggle room if profits drop.
SymbolAFRMESTC
Current Ratio (TTM)63.092.02
Quick Ratio (TTM)63.092.02
Debt-to-Equity Ratio (TTM)2.560.68
Debt-to-Assets Ratio (TTM)0.710.25
Interest Coverage Ratio (TTM)-0.24-3.16