AFRM vs. EA: A Head-to-Head Stock Comparison

Updated on August 24, 2025

Here’s a clear look at AFRM and EA, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	AFRM	EA
Company Name	Affirm Holdings, Inc.	Electronic Arts Inc.
Country	United States	United States
GICS Sector	Financials	Communication Services
GICS Industry	Financial Services	Entertainment
Market Capitalization	23.54 billion USD	42.87 billion USD
Exchange	NasdaqGS	NasdaqGS
Listing Date	January 13, 2021	September 20, 1989
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of AFRM and EA by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

AFRM vs. EA: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	AFRM	EA
5-Day Price Return	-4.95%	-4.29%
13-Week Price Return	40.50%	13.86%
26-Week Price Return	-2.38%	31.98%
52-Week Price Return	159.61%	14.47%
Month-to-Date Return	7.73%	12.35%
Year-to-Date Return	21.28%	17.11%
10-Day Avg. Volume	5.47M	3.64M
3-Month Avg. Volume	6.45M	3.03M
3-Month Volatility	52.09%	26.75%
Beta	3.68	0.74

Profitability

Return on Equity (TTM)

AFRM

-2.22%

Financial Services Industry

Max: 40.58%
Q3: 20.06%
Median: 10.67%
Q1: 4.19%
Min: -10.31%

AFRM has a negative Return on Equity of -2.22%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.

EA

15.27%

Entertainment Industry

Max: 42.50%
Q3: 22.75%
Median: 12.88%
Q1: 7.15%
Min: -6.84%

EA’s Return on Equity of 15.27% is on par with the norm for the Entertainment industry, indicating its profitability relative to shareholder equity is typical for the sector.

AFRM vs. EA: A comparison of their Return on Equity (TTM) against their respective Financial Services and Entertainment industry benchmarks.

Net Profit Margin (TTM)

AFRM

-2.33%

Financial Services Industry

Max: 52.86%
Q3: 25.58%
Median: 12.23%
Q1: 6.64%
Min: -9.92%

AFRM has a negative Net Profit Margin of -2.33%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

EA

13.94%

Entertainment Industry

Max: 45.25%
Q3: 23.93%
Median: 14.60%
Q1: 4.89%
Min: -22.94%

EA’s Net Profit Margin of 13.94% is aligned with the median group of its peers in the Entertainment industry. This indicates its ability to convert revenue into profit is typical for the sector.

AFRM vs. EA: A comparison of their Net Profit Margin (TTM) against their respective Financial Services and Entertainment industry benchmarks.

Operating Profit Margin (TTM)

AFRM

-5.22%

Financial Services Industry

Max: 77.28%
Q3: 37.68%
Median: 18.17%
Q1: 9.27%
Min: -8.19%

AFRM has a negative Operating Profit Margin of -5.22%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.

EA

19.09%

Entertainment Industry

Max: 46.83%
Q3: 28.87%
Median: 15.26%
Q1: 8.95%
Min: -5.53%

EA’s Operating Profit Margin of 19.09% is around the midpoint for the Entertainment industry, indicating that its efficiency in managing core business operations is typical for the sector.

AFRM vs. EA: A comparison of their Operating Profit Margin (TTM) against their respective Financial Services and Entertainment industry benchmarks.

Profitability at a Glance

Symbol	AFRM	EA
Return on Equity (TTM)	-2.22%	15.27%
Return on Assets (TTM)	-0.61%	8.23%
Net Profit Margin (TTM)	-2.33%	13.94%
Operating Profit Margin (TTM)	-5.22%	19.09%
Gross Profit Margin (TTM)	--	79.14%

Financial Strength

Current Ratio (MRQ)

AFRM

4.49

Financial Services Industry

Max: 4.58
Q3: 2.59
Median: 1.33
Q1: 0.69
Min: 0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

EA

0.84

Entertainment Industry

Max: 6.80
Q3: 3.77
Median: 1.87
Q1: 0.86
Min: 0.39

EA’s Current Ratio of 0.84 falls into the lower quartile for the Entertainment industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

AFRM vs. EA: A comparison of their Current Ratio (MRQ) against their respective Financial Services and Entertainment industry benchmarks.

Debt-to-Equity Ratio (MRQ)

AFRM

2.49

Financial Services Industry

Max: 4.96
Q3: 2.10
Median: 0.57
Q1: 0.12
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

EA

0.31

Entertainment Industry

Max: 1.65
Q3: 0.71
Median: 0.14
Q1: 0.04
Min: 0.00

EA’s Debt-to-Equity Ratio of 0.31 is typical for the Entertainment industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

AFRM vs. EA: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Financial Services and Entertainment industry benchmarks.

Interest Coverage Ratio (TTM)

AFRM

-3.76

Financial Services Industry

Max: 136.23
Q3: 56.08
Median: 6.55
Q1: 2.01
Min: -33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

EA

190.43

Entertainment Industry

Max: 62.11
Q3: 31.19
Median: 7.50
Q1: 2.02
Min: -6.33

With an Interest Coverage Ratio of 190.43, EA demonstrates a superior capacity to service its debt, placing it well above the typical range for the Entertainment industry. This stems from either robust earnings or a conservative debt load.

AFRM vs. EA: A comparison of their Interest Coverage Ratio (TTM) against their respective Financial Services and Entertainment industry benchmarks.

Financial Strength at a Glance

Symbol	AFRM	EA
Current Ratio (MRQ)	4.49	0.84
Quick Ratio (MRQ)	4.41	0.84
Debt-to-Equity Ratio (MRQ)	2.49	0.31
Interest Coverage Ratio (TTM)	-3.76	190.43

Growth

Revenue Growth

AFRM vs. EA: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

AFRM vs. EA: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

AFRM

0.00%

Financial Services Industry

Max: 8.18%
Q3: 3.60%
Median: 1.56%
Q1: 0.00%
Min: 0.00%

AFRM currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

EA

0.46%

Entertainment Industry

Max: 2.54%
Q3: 1.29%
Median: 0.61%
Q1: 0.00%
Min: 0.00%

EA’s Dividend Yield of 0.46% is consistent with its peers in the Entertainment industry, providing a dividend return that is standard for its sector.

AFRM vs. EA: A comparison of their Dividend Yield (TTM) against their respective Financial Services and Entertainment industry benchmarks.

Dividend Payout Ratio (TTM)

AFRM

0.00%

Financial Services Industry

Max: 155.56%
Q3: 63.71%
Median: 18.08%
Q1: 0.00%
Min: 0.00%

AFRM has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

EA

18.91%

Entertainment Industry

Max: 82.30%
Q3: 45.76%
Median: 29.16%
Q1: 0.00%
Min: 0.00%

EA’s Dividend Payout Ratio of 18.91% is within the typical range for the Entertainment industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

AFRM vs. EA: A comparison of their Dividend Payout Ratio (TTM) against their respective Financial Services and Entertainment industry benchmarks.

Dividend at a Glance

Symbol	AFRM	EA
Dividend Yield (TTM)	0.00%	0.46%
Dividend Payout Ratio (TTM)	0.00%	18.91%

Valuation

Price-to-Earnings Ratio (TTM)

AFRM

Financial Services Industry

Max: 63.23
Q3: 32.10
Median: 14.41
Q1: 10.81
Min: 0.37

P/E Ratio data for AFRM is currently unavailable.

EA

41.09

Entertainment Industry

Max: 53.51
Q3: 45.31
Median: 33.16
Q1: 18.21
Min: 3.89

EA’s P/E Ratio of 41.09 is within the middle range for the Entertainment industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

AFRM vs. EA: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Financial Services and Entertainment industry benchmarks.

Price-to-Sales Ratio (TTM)

AFRM

8.81

Financial Services Industry

Max: 11.16
Q3: 5.45
Median: 2.61
Q1: 1.25
Min: 0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

EA

5.73

Entertainment Industry

Max: 12.81
Q3: 7.20
Median: 4.68
Q1: 3.32
Min: 0.79

EA’s P/S Ratio of 5.73 aligns with the market consensus for the Entertainment industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

AFRM vs. EA: A comparison of their Price-to-Sales Ratio (TTM) against their respective Financial Services and Entertainment industry benchmarks.

Price-to-Book Ratio (MRQ)

AFRM

5.03

Financial Services Industry

Max: 7.09
Q3: 3.79
Median: 1.46
Q1: 0.83
Min: 0.04

AFRM’s P/B Ratio of 5.03 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

EA

6.60

Entertainment Industry

Max: 17.11
Q3: 8.38
Median: 5.24
Q1: 2.18
Min: 0.67

EA’s P/B Ratio of 6.60 is within the conventional range for the Entertainment industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

AFRM vs. EA: A comparison of their Price-to-Book Ratio (MRQ) against their respective Financial Services and Entertainment industry benchmarks.

Valuation at a Glance

Symbol	AFRM	EA
Price-to-Earnings Ratio (TTM)	--	41.09
Price-to-Sales Ratio (TTM)	8.81	5.73
Price-to-Book Ratio (MRQ)	5.03	6.60
Price-to-Free Cash Flow Ratio (TTM)	38.68	23.05