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AFRM vs. CSCO: A Head-to-Head Stock Comparison

Updated

Here’s a clear look at AFRM and CSCO, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.

Company Overview

CSCO stands out with 251.43 billion USD in market value—about 16.50× AFRM’s market cap of 15.24 billion USD.

AFRM’s beta of 3.66 points to much larger expected swings compared to CSCO’s calmer 0.89, suggesting both higher upside and downside potential.

SymbolAFRMCSCO
Company NameAffirm Holdings, Inc.Cisco Systems, Inc.
CountryUSUS
SectorTechnologyTechnology
IndustrySoftware - InfrastructureCommunication Equipment
CEOMr. Max Roth LevchinMr. Charles H. Robbins
Price47.24 USD63.2 USD
Market Cap15.24 billion USD251.43 billion USD
Beta3.660.89
ExchangeNASDAQNASDAQ
IPO DateJanuary 13, 2021February 16, 1990
ADRNoNo

Performance Comparison

This chart compares the performance of AFRM and CSCO over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).

Hover over the lines to see the investment’s value and total return (%) at specific dates.

Data is adjusted for dividends and splits.

Valuation Metrics Comparison

The section examines key financial ratios to assess the valuation of AFRM and CSCO based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.

  • AFRM posts a negative P/E of -246.14, reflecting last year’s net loss, while CSCO at 25.69 signals healthy earnings.
  • AFRM posts a negative forward PEG of -1.38, hinting at anticipated earnings decline, whereas CSCO at 3.65 has projections for stable or growing earnings.
SymbolAFRMCSCO
Price-to-Earnings Ratio (P/E, TTM)-246.1425.69
Forward PEG Ratio (TTM)-1.383.65
Price-to-Sales Ratio (P/S, TTM)5.074.52
Price-to-Book Ratio (P/B, TTM)5.325.48
Price-to-Free Cash Flow Ratio (P/FCF, TTM)25.0418.64
EV-to-EBITDA (TTM)69.8525.92
EV-to-Sales (TTM)7.074.90
EV-to-Free Cash Flow (TTM)34.9020.20

Dividend Comparison

AFRM offers a 0% dividend yield, suggesting it may be reinvesting available cash back into the business for future growth, while CSCO provides a 2.55% dividend yield, giving investors a steady income stream.

SymbolAFRMCSCO
Dividend Yield (TTM)0.00%2.55%

Financial Strength Metrics Comparison

This section dives into the financial resilience of AFRM and CSCO, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.

  • CSCO’s current ratio of 0.95 indicates its assets may not cover near-term debts, whereas AFRM at 63.09 maintains healthy liquidity.
  • Both AFRM and CSCO report negative interest coverage ratios (-0.24, -13.99), meaning EBIT itself is negative—neither can cover interest, a critical solvency warning.
SymbolAFRMCSCO
Current Ratio (TTM)63.090.95
Quick Ratio (TTM)63.090.87
Debt-to-Equity Ratio (TTM)2.560.64
Debt-to-Assets Ratio (TTM)0.710.24
Interest Coverage Ratio (TTM)-0.24-13.99