AFRM vs. CRDO: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at AFRM and CRDO, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.
Company Overview
With AFRM at 15.24 billion USD and CRDO at 10.26 billion USD, their market capitalizations sit in the same ballpark.
AFRM’s beta of 3.66 points to much larger expected swings compared to CRDO’s calmer 2.29, suggesting both higher upside and downside potential.
| Symbol | AFRM | CRDO |
|---|---|---|
| Company Name | Affirm Holdings, Inc. | Credo Technology Group Holding Ltd |
| Country | US | US |
| Sector | Technology | Technology |
| Industry | Software - Infrastructure | Communication Equipment |
| CEO | Mr. Max Roth Levchin | Mr. William J. Brennan |
| Price | 47.24 USD | 60.45 USD |
| Market Cap | 15.24 billion USD | 10.26 billion USD |
| Beta | 3.66 | 2.29 |
| Exchange | NASDAQ | NASDAQ |
| IPO Date | January 13, 2021 | January 27, 2022 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of AFRM and CRDO over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Hover over the lines to see the investment’s value and total return (%) at specific dates.
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
The section examines key financial ratios to assess the valuation of AFRM and CRDO based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.
- AFRM has a negative P/E (-246.14) due to recent losses. In contrast, CRDO commands a premium multiple of 1986.26, signaling strong market confidence in its future earnings growth to justify this high valuation.
- AFRM posts a negative forward PEG of -1.38, hinting at anticipated earnings decline, whereas CRDO at 74.87 has projections for stable or growing earnings.
- CRDO reports a negative Price-to-Free Cash Flow ratio of -424.45, showing a cash flow shortfall that could threaten its operational sustainability, while AFRM at 25.04 maintains positive cash flow.
| Symbol | AFRM | CRDO |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | -246.14 | 1986.26 |
| Forward PEG Ratio (TTM) | -1.38 | 74.87 |
| Price-to-Sales Ratio (P/S, TTM) | 5.07 | 31.34 |
| Price-to-Book Ratio (P/B, TTM) | 5.32 | 16.44 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 25.04 | -424.45 |
| EV-to-EBITDA (TTM) | 69.85 | 1084.70 |
| EV-to-Sales (TTM) | 7.07 | 30.47 |
| EV-to-Free Cash Flow (TTM) | 34.90 | -412.74 |
Dividend Comparison
Neither AFRM nor CRDO currently pays a dividend yield; this often indicates they are reinvesting earnings for growth, prioritizing long-term expansion over immediate cash returns to shareholders.
| Symbol | AFRM | CRDO |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
Financial Strength Metrics Comparison
This section dives into the financial resilience of AFRM and CRDO, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.
- AFRM has negative EBIT (interest coverage -0.24), unable to cover interest, while CRDO shows “--” (negligible interest expense).
| Symbol | AFRM | CRDO |
|---|---|---|
| Current Ratio (TTM) | 63.09 | 7.67 |
| Quick Ratio (TTM) | 63.09 | 7.01 |
| Debt-to-Equity Ratio (TTM) | 2.56 | 0.03 |
| Debt-to-Assets Ratio (TTM) | 0.71 | 0.02 |
| Interest Coverage Ratio (TTM) | -0.24 | -- |