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AFRM vs. AUR: A Head-to-Head Stock Comparison

Updated

Here’s a clear look at AFRM and AUR, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.

Company Overview

With AFRM at 15.24 billion USD and AUR at 10.72 billion USD, their market capitalizations sit in the same ballpark.

With betas of 3.66 for AFRM and 2.77 for AUR, both show similar volatility profiles relative to the overall market.

SymbolAFRMAUR
Company NameAffirm Holdings, Inc.Aurora Innovation, Inc.
CountryUSUS
SectorTechnologyTechnology
IndustrySoftware - InfrastructureInformation Technology Services
CEOMr. Max Roth LevchinMr. Christopher Urmson Ph.D.
Price47.24 USD6.06 USD
Market Cap15.24 billion USD10.72 billion USD
Beta3.662.77
ExchangeNASDAQNASDAQ
IPO DateJanuary 13, 2021May 10, 2021
ADRNoNo

Performance Comparison

This chart compares the performance of AFRM and AUR over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).

Hover over the lines to see the investment’s value and total return (%) at specific dates.

Data is adjusted for dividends and splits.

Valuation Metrics Comparison

The section examines key financial ratios to assess the valuation of AFRM and AUR based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.

  • Neither AFRM nor AUR turned a profit—both carry negative P/E ratios of -246.14 and -13.36, underscoring continued losses that pressure their valuations.
  • AFRM posts a negative forward PEG of -1.38, hinting at anticipated earnings decline, whereas AUR at 0.51 has projections for stable or growing earnings.
  • AUR reports a negative Price-to-Free Cash Flow ratio of -16.83, showing a cash flow shortfall that could threaten its operational sustainability, while AFRM at 25.04 maintains positive cash flow.
SymbolAFRMAUR
Price-to-Earnings Ratio (P/E, TTM)-246.14-13.36
Forward PEG Ratio (TTM)-1.380.51
Price-to-Sales Ratio (P/S, TTM)5.070.00
Price-to-Book Ratio (P/B, TTM)5.325.92
Price-to-Free Cash Flow Ratio (P/FCF, TTM)25.04-16.83
EV-to-EBITDA (TTM)69.85-13.53
EV-to-Sales (TTM)7.070.00
EV-to-Free Cash Flow (TTM)34.90-16.74

Dividend Comparison

Neither AFRM nor AUR currently pays a dividend yield; this often indicates they are reinvesting earnings for growth, prioritizing long-term expansion over immediate cash returns to shareholders.

SymbolAFRMAUR
Dividend Yield (TTM)0.00%0.00%

Financial Strength Metrics Comparison

This section dives into the financial resilience of AFRM and AUR, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.

  • AFRM has negative EBIT (interest coverage -0.24), unable to cover interest, while AUR shows “--” (negligible interest expense).
SymbolAFRMAUR
Current Ratio (TTM)63.099.54
Quick Ratio (TTM)63.099.54
Debt-to-Equity Ratio (TTM)2.560.06
Debt-to-Assets Ratio (TTM)0.710.06
Interest Coverage Ratio (TTM)-0.24--