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AFRM vs. ASX: A Head-to-Head Stock Comparison

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Here’s a clear look at AFRM and ASX, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

AFRM is a standard domestic listing, while ASX trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

SymbolAFRMASX
Company NameAffirm Holdings, Inc.ASE Technology Holding Co., Ltd.
CountryUnited StatesTaiwan
GICS SectorFinancialsInformation Technology
GICS IndustryFinancial ServicesSemiconductors & Semiconductor Equipment
Market Capitalization24.51 billion USD25.79 billion USD
ExchangeNasdaqGSNYSE
Listing DateJanuary 13, 2021October 2, 2000
Security TypeCommon StockADR

Historical Performance

This chart compares the performance of AFRM and ASX by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

AFRM vs. ASX: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolAFRMASX
5-Day Price Return-2.82%7.06%
13-Week Price Return8.95%22.03%
26-Week Price Return93.40%17.11%
52-Week Price Return94.95%34.82%
Month-to-Date Return2.97%6.40%
Year-to-Date Return23.56%7.72%
10-Day Avg. Volume6.85M21.51M
3-Month Avg. Volume6.87M16.17M
3-Month Volatility61.23%31.61%
Beta3.641.17

Profitability

Return on Equity (TTM)

AFRM

1.80%

Financial Services Industry

Max
39.28%
Q3
18.88%
Median
9.97%
Q1
4.03%
Min
-10.25%

AFRM’s Return on Equity of 1.80% is in the lower quartile for the Financial Services industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

ASX

11.02%

Semiconductors & Semiconductor Equipment Industry

Max
47.13%
Q3
23.50%
Median
9.94%
Q1
0.86%
Min
-20.69%

ASX’s Return on Equity of 11.02% is on par with the norm for the Semiconductors & Semiconductor Equipment industry, indicating its profitability relative to shareholder equity is typical for the sector.

AFRM vs. ASX: A comparison of their Return on Equity (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Net Profit Margin (TTM)

AFRM

1.62%

Financial Services Industry

Max
52.16%
Q3
25.35%
Median
12.68%
Q1
6.11%
Min
-11.69%

Falling into the lower quartile for the Financial Services industry, AFRM’s Net Profit Margin of 1.62% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

ASX

5.49%

Semiconductors & Semiconductor Equipment Industry

Max
52.41%
Q3
23.88%
Median
10.17%
Q1
1.21%
Min
-32.15%

ASX’s Net Profit Margin of 5.49% is aligned with the median group of its peers in the Semiconductors & Semiconductor Equipment industry. This indicates its ability to convert revenue into profit is typical for the sector.

AFRM vs. ASX: A comparison of their Net Profit Margin (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Operating Profit Margin (TTM)

AFRM

-0.29%

Financial Services Industry

Max
75.57%
Q3
37.78%
Median
19.09%
Q1
10.04%
Min
-19.42%

AFRM has a negative Operating Profit Margin of -0.29%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.

ASX

6.79%

Semiconductors & Semiconductor Equipment Industry

Max
58.09%
Q3
27.54%
Median
11.18%
Q1
3.31%
Min
-28.36%

ASX’s Operating Profit Margin of 6.79% is around the midpoint for the Semiconductors & Semiconductor Equipment industry, indicating that its efficiency in managing core business operations is typical for the sector.

AFRM vs. ASX: A comparison of their Operating Profit Margin (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Profitability at a Glance

SymbolAFRMASX
Return on Equity (TTM)1.80%11.02%
Return on Assets (TTM)0.49%4.56%
Net Profit Margin (TTM)1.62%5.49%
Operating Profit Margin (TTM)-0.29%6.79%
Gross Profit Margin (TTM)92.49%16.68%

Financial Strength

Current Ratio (MRQ)

AFRM

4.20

Financial Services Industry

Max
4.83
Q3
2.70
Median
1.44
Q1
0.86
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

ASX

1.02

Semiconductors & Semiconductor Equipment Industry

Max
6.58
Q3
4.24
Median
2.73
Q1
2.13
Min
1.02

ASX’s Current Ratio of 1.02 falls into the lower quartile for the Semiconductors & Semiconductor Equipment industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

AFRM vs. ASX: A comparison of their Current Ratio (MRQ) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Debt-to-Equity Ratio (MRQ)

AFRM

2.48

Financial Services Industry

Max
5.07
Q3
2.14
Median
0.66
Q1
0.12
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

ASX

0.79

Semiconductors & Semiconductor Equipment Industry

Max
1.09
Q3
0.48
Median
0.25
Q1
0.01
Min
0.00

ASX’s leverage is in the upper quartile of the Semiconductors & Semiconductor Equipment industry, with a Debt-to-Equity Ratio of 0.79. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.

AFRM vs. ASX: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Interest Coverage Ratio (TTM)

AFRM

-3.76

Financial Services Industry

Max
136.23
Q3
56.08
Median
6.55
Q1
2.01
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

ASX

83.06

Semiconductors & Semiconductor Equipment Industry

Max
174.00
Q3
74.71
Median
26.06
Q1
6.43
Min
-7.80

ASX’s Interest Coverage Ratio of 83.06 is in the upper quartile for the Semiconductors & Semiconductor Equipment industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.

AFRM vs. ASX: A comparison of their Interest Coverage Ratio (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Financial Strength at a Glance

SymbolAFRMASX
Current Ratio (MRQ)4.201.02
Quick Ratio (MRQ)4.200.79
Debt-to-Equity Ratio (MRQ)2.480.79
Interest Coverage Ratio (TTM)-3.7683.06

Growth

Revenue Growth

AFRM vs. ASX: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

AFRM vs. ASX: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

AFRM

0.00%

Financial Services Industry

Max
8.12%
Q3
3.37%
Median
1.70%
Q1
0.00%
Min
0.00%

AFRM currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

ASX

2.98%

Semiconductors & Semiconductor Equipment Industry

Max
3.72%
Q3
1.51%
Median
0.69%
Q1
0.00%
Min
0.00%

With a Dividend Yield of 2.98%, ASX offers a more attractive income stream than most of its peers in the Semiconductors & Semiconductor Equipment industry, signaling a strong commitment to shareholder returns.

AFRM vs. ASX: A comparison of their Dividend Yield (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Dividend Payout Ratio (TTM)

AFRM

0.00%

Financial Services Industry

Max
132.10%
Q3
64.32%
Median
18.23%
Q1
0.00%
Min
0.00%

AFRM has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

ASX

232.35%

Semiconductors & Semiconductor Equipment Industry

Max
205.27%
Q3
88.01%
Median
27.13%
Q1
0.00%
Min
0.00%

At 232.35%, ASX’s Dividend Payout Ratio is exceptionally high, exceeding the typical range for the Semiconductors & Semiconductor Equipment industry. While this provides a significant return to shareholders, it may limit funds for reinvestment and could be difficult to sustain.

AFRM vs. ASX: A comparison of their Dividend Payout Ratio (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Dividend at a Glance

SymbolAFRMASX
Dividend Yield (TTM)0.00%2.98%
Dividend Payout Ratio (TTM)0.00%232.35%

Valuation

Price-to-Earnings Ratio (TTM)

AFRM

469.59

Financial Services Industry

Max
45.81
Q3
30.21
Median
16.29
Q1
10.14
Min
0.70

At 469.59, AFRM’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Financial Services industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

ASX

22.12

Semiconductors & Semiconductor Equipment Industry

Max
106.30
Q3
61.93
Median
38.96
Q1
23.71
Min
13.06

In the lower quartile for the Semiconductors & Semiconductor Equipment industry, ASX’s P/E Ratio of 22.12 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

AFRM vs. ASX: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Price-to-Sales Ratio (TTM)

AFRM

7.60

Financial Services Industry

Max
10.88
Q3
5.34
Median
2.64
Q1
1.24
Min
0.06

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

ASX

1.21

Semiconductors & Semiconductor Equipment Industry

Max
19.99
Q3
10.21
Median
5.23
Q1
2.88
Min
1.13

In the lower quartile for the Semiconductors & Semiconductor Equipment industry, ASX’s P/S Ratio of 1.21 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

AFRM vs. ASX: A comparison of their Price-to-Sales Ratio (TTM) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Price-to-Book Ratio (MRQ)

AFRM

7.27

Financial Services Industry

Max
7.93
Q3
3.78
Median
1.49
Q1
0.88
Min
0.08

AFRM’s P/B Ratio of 7.27 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

ASX

2.23

Semiconductors & Semiconductor Equipment Industry

Max
14.22
Q3
6.94
Median
4.29
Q1
1.99
Min
0.67

ASX’s P/B Ratio of 2.23 is within the conventional range for the Semiconductors & Semiconductor Equipment industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

AFRM vs. ASX: A comparison of their Price-to-Book Ratio (MRQ) against their respective Financial Services and Semiconductors & Semiconductor Equipment industry benchmarks.

Valuation at a Glance

SymbolAFRMASX
Price-to-Earnings Ratio (TTM)469.5922.12
Price-to-Sales Ratio (TTM)7.601.21
Price-to-Book Ratio (MRQ)7.272.23
Price-to-Free Cash Flow Ratio (TTM)40.7382.88
AFRM vs. ASX: A Head-to-Head Stock Comparison