AFRM vs. APH: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at AFRM and APH, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Overview
APH’s market capitalization of 120.31 billion USD is significantly greater than AFRM’s 22.30 billion USD, highlighting its more substantial market valuation.
AFRM’s beta of 3.58 points to significantly higher volatility compared to APH (beta: 1.13), suggesting AFRM has greater potential for both gains and losses relative to market movements.
| Symbol | AFRM | APH |
|---|---|---|
| Company Name | Affirm Holdings, Inc. | Amphenol Corporation |
| Country | US | US |
| Sector | Technology | Technology |
| Industry | Software - Infrastructure | Hardware, Equipment & Parts |
| CEO | Max Roth Levchin | Richard Adam Norwitt |
| Price | 69.19 USD | 99.46 USD |
| Market Cap | 22.30 billion USD | 120.31 billion USD |
| Beta | 3.58 | 1.13 |
| Exchange | NASDAQ | NYSE |
| IPO Date | January 13, 2021 | November 8, 1991 |
| ADR | No | No |
Historical Performance
This chart compares the performance of AFRM and APH by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period.
Data is adjusted for dividends and splits.
Profitability
Return on Equity
AFRM
-2.22%
Software - Infrastructure Industry
- Max
- 80.61%
- Q3
- 29.97%
- Median
- 2.84%
- Q1
- -8.35%
- Min
- -56.26%
AFRM has a negative Return on Equity of -2.22%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.
APH
27.13%
Hardware, Equipment & Parts Industry
- Max
- 38.64%
- Q3
- 17.03%
- Median
- 8.95%
- Q1
- 1.23%
- Min
- -14.34%
In the upper quartile for the Hardware, Equipment & Parts industry, APH’s Return on Equity of 27.13% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
Return on Invested Capital
AFRM
-0.85%
Software - Infrastructure Industry
- Max
- 39.31%
- Q3
- 11.97%
- Median
- 1.67%
- Q1
- -7.10%
- Min
- -34.29%
AFRM has a negative Return on Invested Capital of -0.85%. This indicates that its operations are failing to generate a profit on the total capital invested, signaling significant inefficiency or value destruction.
APH
15.20%
Hardware, Equipment & Parts Industry
- Max
- 17.24%
- Q3
- 9.87%
- Median
- 6.54%
- Q1
- 1.56%
- Min
- -7.50%
In the upper quartile for the Hardware, Equipment & Parts industry, APH’s Return on Invested Capital of 15.20% signifies a highly effective use of its capital to generate profits when compared to its peers.
Net Profit Margin
AFRM
-2.07%
Software - Infrastructure Industry
- Max
- 46.46%
- Q3
- 14.65%
- Median
- 2.66%
- Q1
- -7.70%
- Min
- -35.45%
AFRM has a negative Net Profit Margin of -2.07%, indicating the company is operating at a net loss as its expenses exceeded its revenues.
APH
15.58%
Hardware, Equipment & Parts Industry
- Max
- 22.76%
- Q3
- 11.04%
- Median
- 3.80%
- Q1
- 1.13%
- Min
- -8.57%
A Net Profit Margin of 15.58% places APH in the upper quartile for the Hardware, Equipment & Parts industry, signifying strong profitability and more effective cost management than most of its peers.
Operating Profit Margin
AFRM
-2.53%
Software - Infrastructure Industry
- Max
- 48.51%
- Q3
- 16.56%
- Median
- 4.48%
- Q1
- -6.43%
- Min
- -40.18%
AFRM has a negative Operating Profit Margin of -2.53%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.
APH
21.26%
Hardware, Equipment & Parts Industry
- Max
- 25.25%
- Q3
- 13.73%
- Median
- 8.22%
- Q1
- 4.35%
- Min
- -0.79%
An Operating Profit Margin of 21.26% places APH in the upper quartile for the Hardware, Equipment & Parts industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
Profitability at a Glance
| Symbol | AFRM | APH |
|---|---|---|
| Return on Equity (TTM) | -2.22% | 27.13% |
| Return on Assets (TTM) | -0.60% | 11.41% |
| Return on Invested Capital (TTM) | -0.85% | 15.20% |
| Net Profit Margin (TTM) | -2.07% | 15.58% |
| Operating Profit Margin (TTM) | -2.53% | 21.26% |
| Gross Profit Margin (TTM) | 71.61% | 33.94% |
Financial Strength
Current Ratio
AFRM
63.09
Software - Infrastructure Industry
- Max
- 3.80
- Q3
- 2.25
- Median
- 1.51
- Q1
- 1.10
- Min
- 0.23
AFRM’s Current Ratio of 63.09 is exceptionally high, placing it well outside the typical range for the Software - Infrastructure industry. This indicates a very strong liquidity position, though such a high ratio may also suggest that the company is not using its assets efficiently to generate profits.
APH
1.99
Hardware, Equipment & Parts Industry
- Max
- 4.10
- Q3
- 3.23
- Median
- 2.37
- Q1
- 1.81
- Min
- 0.58
APH’s Current Ratio of 1.99 aligns with the median group of the Hardware, Equipment & Parts industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio
AFRM
2.56
Software - Infrastructure Industry
- Max
- 2.56
- Q3
- 1.12
- Median
- 0.33
- Q1
- 0.05
- Min
- 0.00
AFRM’s leverage is in the upper quartile of the Software - Infrastructure industry, with a Debt-to-Equity Ratio of 2.56. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.
APH
0.70
Hardware, Equipment & Parts Industry
- Max
- 1.19
- Q3
- 0.56
- Median
- 0.33
- Q1
- 0.11
- Min
- 0.00
APH’s leverage is in the upper quartile of the Hardware, Equipment & Parts industry, with a Debt-to-Equity Ratio of 0.70. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.
Interest Coverage Ratio
AFRM
-0.24
Software - Infrastructure Industry
- Max
- 32.21
- Q3
- 5.24
- Median
- 0.95
- Q1
- -17.99
- Min
- -50.82
AFRM has a negative Interest Coverage Ratio of -0.24. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.
APH
13.97
Hardware, Equipment & Parts Industry
- Max
- 28.37
- Q3
- 14.25
- Median
- 9.35
- Q1
- 2.86
- Min
- -13.16
APH’s Interest Coverage Ratio of 13.97 is positioned comfortably within the norm for the Hardware, Equipment & Parts industry, indicating a standard and healthy capacity to cover its interest payments.
Financial Strength at a Glance
| Symbol | AFRM | APH |
|---|---|---|
| Current Ratio (TTM) | 63.09 | 1.99 |
| Quick Ratio (TTM) | 63.09 | 1.36 |
| Debt-to-Equity Ratio (TTM) | 2.56 | 0.70 |
| Debt-to-Asset Ratio (TTM) | 0.71 | 0.31 |
| Net Debt-to-EBITDA Ratio (TTM) | 19.75 | 1.29 |
| Interest Coverage Ratio (TTM) | -0.24 | 13.97 |
Growth
The following charts compare key year-over-year (YoY) growth metrics for AFRM and APH. These metrics are based on the companies’ annual financial reports.
Revenue Growth
Earnings Per Share (EPS) Growth
Free Cash Flow Growth
Dividend
Dividend Yield
AFRM
0.00%
Software - Infrastructure Industry
- Max
- 4.07%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
AFRM currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
APH
0.66%
Hardware, Equipment & Parts Industry
- Max
- 2.16%
- Q3
- 0.66%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
With a Dividend Yield of 0.66%, APH offers a more attractive income stream than most of its peers in the Hardware, Equipment & Parts industry, signaling a strong commitment to shareholder returns.
Dividend Payout Ratio
AFRM
0.00%
Software - Infrastructure Industry
- Max
- 48.68%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
AFRM has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
APH
25.37%
Hardware, Equipment & Parts Industry
- Max
- 71.55%
- Q3
- 25.37%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
APH’s Dividend Payout Ratio of 25.37% is within the typical range for the Hardware, Equipment & Parts industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | AFRM | APH |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.66% |
| Dividend Payout Ratio (TTM) | 0.00% | 25.37% |
Valuation
Price-to-Earnings Ratio
AFRM
-360.51
Software - Infrastructure Industry
- Max
- 107.77
- Q3
- 54.40
- Median
- 28.10
- Q1
- 18.03
- Min
- 5.32
AFRM has a negative P/E Ratio of -360.51. This occurs when a company has negative earnings (a net loss), making the ratio unsuitable for valuation analysis.
APH
46.05
Hardware, Equipment & Parts Industry
- Max
- 86.58
- Q3
- 53.54
- Median
- 36.07
- Q1
- 25.99
- Min
- 12.16
APH’s P/E Ratio of 46.05 is within the middle range for the Hardware, Equipment & Parts industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Forward P/E to Growth Ratio
AFRM
-6.16
Software - Infrastructure Industry
- Max
- 8.12
- Q3
- 3.94
- Median
- 2.13
- Q1
- 0.94
- Min
- 0.01
AFRM has a negative Forward PEG Ratio of -6.16. This typically results from negative earnings or forecasts of declining future earnings, making the ratio not meaningful for valuation.
APH
4.55
Hardware, Equipment & Parts Industry
- Max
- 5.22
- Q3
- 3.27
- Median
- 2.16
- Q1
- 1.77
- Min
- 0.00
The Forward PEG Ratio is often not a primary valuation metric in the Hardware, Equipment & Parts industry.
Price-to-Sales Ratio
AFRM
7.42
Software - Infrastructure Industry
- Max
- 18.25
- Q3
- 9.05
- Median
- 4.77
- Q1
- 2.30
- Min
- 0.11
AFRM’s P/S Ratio of 7.42 aligns with the market consensus for the Software - Infrastructure industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
APH
7.17
Hardware, Equipment & Parts Industry
- Max
- 8.50
- Q3
- 4.95
- Median
- 2.45
- Q1
- 1.17
- Min
- 0.32
APH’s P/S Ratio of 7.17 is in the upper echelon for the Hardware, Equipment & Parts industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
Price-to-Book Ratio
AFRM
7.80
Software - Infrastructure Industry
- Max
- 19.94
- Q3
- 10.91
- Median
- 6.33
- Q1
- 2.95
- Min
- 0.51
The P/B Ratio is often not a primary valuation metric for the Software - Infrastructure industry.
APH
11.68
Hardware, Equipment & Parts Industry
- Max
- 7.53
- Q3
- 4.63
- Median
- 3.34
- Q1
- 2.35
- Min
- 0.48
At 11.68, APH’s P/B Ratio is at an extreme premium to the Hardware, Equipment & Parts industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
Valuation at a Glance
| Symbol | AFRM | APH |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | -360.51 | 46.05 |
| Forward PEG Ratio (TTM) | -6.16 | 4.55 |
| Price-to-Sales Ratio (P/S, TTM) | 7.42 | 7.17 |
| Price-to-Book Ratio (P/B, TTM) | 7.80 | 11.68 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 36.63 | 54.11 |
| EV-to-EBITDA (TTM) | 93.06 | 29.53 |
| EV-to-Sales (TTM) | 9.41 | 7.50 |