AFL vs. PYPL: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at AFL and PYPL, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.
Company Overview
AFL (55.98 billion USD) and PYPL (69.68 billion USD) sit neck-and-neck in market cap terms.
PYPL dances to a riskier tune, sporting a beta of 1.51, while AFL keeps it calmer at 0.83.
| Symbol | AFL | PYPL |
|---|---|---|
| Company Name | Aflac Incorporated | PayPal Holdings, Inc. |
| Country | US | US |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Life | Financial - Credit Services |
| CEO | Mr. Daniel Paul Amos | Mr. Alex Chriss |
| Price | 103.54 USD | 71.65 USD |
| Market Cap | 55.98 billion USD | 69.68 billion USD |
| Beta | 0.829 | 1.511 |
| Exchange | NYSE | NASDAQ |
| IPO Date | March 17, 1980 | July 6, 2015 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of AFL and PYPL over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Hover over the lines to see the investment’s value and total return (%) at specific dates.
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
For a detailed comparison of valuation metrics between AFL and PYPL, please refer to the table below.
| Symbol | AFL | PYPL |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | 15.70 | 15.54 |
| Forward PEG Ratio (TTM) | 2.37 | 1.35 |
| Price-to-Sales Ratio (P/S, TTM) | 4.09 | 2.19 |
| Price-to-Book Ratio (P/B, TTM) | 2.14 | 3.49 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 22.88 | 11.68 |
| EV-to-EBITDA (TTM) | 13.32 | 10.45 |
| EV-to-Sales (TTM) | 4.27 | 2.31 |
| EV-to-Free Cash Flow (TTM) | 23.91 | 12.34 |
Dividend Comparison
AFL’s 2.09% yield offers steady income while retaining earnings for growth, unlike PYPL, which pays none, reinvesting fully—likely in expansion or R&D—for investors eyeing future gains. This pits AFL’s balanced approach against PYPL’s long-term focus.
| Symbol | AFL | PYPL |
|---|---|---|
| Dividend Yield (TTM) | 2.09% | 0.00% |
Financial Strength Metrics Comparison
This section dives into the financial resilience of AFL and PYPL, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.
- AFL posts a current ratio of 0.00 under 1, where current assets fall short of covering short-term debts—manageable perhaps with solid cash inflows. Compare that to PYPL, sitting at 1.30, where liabilities are comfortably met.
- AFL’s quick ratio sits at 0.00 below 0.8, leaving its cash and near-cash assets shy of short-term obligations—potentially a stretch without extra funds. Meanwhile, PYPL lands at 1.30, with enough liquidity to spare.
| Symbol | AFL | PYPL |
|---|---|---|
| Current Ratio (TTM) | 0.00 | 1.30 |
| Quick Ratio (TTM) | 0.00 | 1.30 |
| Debt-to-Equity Ratio (TTM) | 0.29 | 0.56 |
| Debt-to-Assets Ratio (TTM) | 0.06 | 0.14 |
| Interest Coverage Ratio (TTM) | 21.95 | 19.52 |