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AFL vs. KEY: A Head-to-Head Stock Comparison

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Here’s a clear look at AFL and KEY, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolAFLKEY
Company NameAflac IncorporatedKeyCorp
CountryUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS IndustryInsuranceBanks
Market Capitalization57.71 billion USD19.98 billion USD
ExchangeNYSENYSE
Listing DateMarch 17, 1980November 5, 1987
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of AFL and KEY by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

AFL vs. KEY: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolAFLKEY
5-Day Price Return1.13%-0.44%
13-Week Price Return0.07%10.49%
26-Week Price Return3.84%4.23%
52-Week Price Return2.03%9.10%
Month-to-Date Return7.58%1.67%
Year-to-Date Return3.34%6.30%
10-Day Avg. Volume2.63M22.11M
3-Month Avg. Volume2.29M18.90M
3-Month Volatility17.96%22.54%
Beta0.861.17

Profitability

Return on Equity (TTM)

AFL

9.33%

Insurance Industry

Max
29.03%
Q3
18.11%
Median
13.90%
Q1
10.42%
Min
-0.64%

AFL’s Return on Equity of 9.33% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

KEY

0.96%

Banks Industry

Max
26.37%
Q3
15.92%
Median
12.25%
Q1
8.69%
Min
0.15%

KEY’s Return on Equity of 0.96% is in the lower quartile for the Banks industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

AFL vs. KEY: A comparison of their Return on Equity (TTM) against their respective Insurance and Banks industry benchmarks.

Net Profit Margin (TTM)

AFL

15.32%

Insurance Industry

Max
26.78%
Q3
14.06%
Median
9.15%
Q1
5.48%
Min
-7.05%

A Net Profit Margin of 15.32% places AFL in the upper quartile for the Insurance industry, signifying strong profitability and more effective cost management than most of its peers.

KEY

19.18%

Banks Industry

Max
54.20%
Q3
35.70%
Median
28.97%
Q1
22.53%
Min
6.98%

Falling into the lower quartile for the Banks industry, KEY’s Net Profit Margin of 19.18% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

AFL vs. KEY: A comparison of their Net Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Operating Profit Margin (TTM)

AFL

21.35%

Insurance Industry

Max
35.49%
Q3
19.49%
Median
14.35%
Q1
8.53%
Min
-5.25%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

KEY

23.33%

Banks Industry

Max
63.35%
Q3
44.59%
Median
37.24%
Q1
28.25%
Min
13.37%

KEY’s Operating Profit Margin of 23.33% is in the lower quartile for the Banks industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

AFL vs. KEY: A comparison of their Operating Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Profitability at a Glance

SymbolAFLKEY
Return on Equity (TTM)9.33%0.96%
Return on Assets (TTM)1.99%0.09%
Net Profit Margin (TTM)15.32%19.18%
Operating Profit Margin (TTM)21.35%23.33%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

AFL

0.11

Insurance Industry

Max
2.97
Q3
1.33
Median
0.55
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

KEY

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

AFL vs. KEY: A comparison of their Current Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Debt-to-Equity Ratio (MRQ)

AFL

0.33

Insurance Industry

Max
1.25
Q3
0.65
Median
0.34
Q1
0.22
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

KEY

0.76

Banks Industry

Max
4.75
Q3
2.62
Median
1.02
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

AFL vs. KEY: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Interest Coverage Ratio (TTM)

AFL

33.57

Insurance Industry

Max
43.68
Q3
20.84
Median
9.56
Q1
3.34
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

KEY

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

AFL vs. KEY: A comparison of their Interest Coverage Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Financial Strength at a Glance

SymbolAFLKEY
Current Ratio (MRQ)0.11--
Quick Ratio (MRQ)0.11--
Debt-to-Equity Ratio (MRQ)0.330.76
Interest Coverage Ratio (TTM)33.57--

Growth

Revenue Growth

AFL vs. KEY: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

AFL vs. KEY: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

AFL

1.98%

Insurance Industry

Max
8.23%
Q3
4.54%
Median
3.42%
Q1
1.97%
Min
0.00%

AFL’s Dividend Yield of 1.98% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.

KEY

4.99%

Banks Industry

Max
10.27%
Q3
5.83%
Median
3.81%
Q1
2.50%
Min
0.00%

KEY’s Dividend Yield of 4.99% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

AFL vs. KEY: A comparison of their Dividend Yield (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend Payout Ratio (TTM)

AFL

34.55%

Insurance Industry

Max
168.02%
Q3
85.57%
Median
50.71%
Q1
22.04%
Min
0.00%

AFL’s Dividend Payout Ratio of 34.55% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

KEY

63.61%

Banks Industry

Max
147.07%
Q3
80.55%
Median
54.40%
Q1
35.71%
Min
0.00%

KEY’s Dividend Payout Ratio of 63.61% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

AFL vs. KEY: A comparison of their Dividend Payout Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend at a Glance

SymbolAFLKEY
Dividend Yield (TTM)1.98%4.99%
Dividend Payout Ratio (TTM)34.55%63.61%

Valuation

Price-to-Earnings Ratio (TTM)

AFL

23.65

Insurance Industry

Max
28.91
Q3
17.76
Median
13.63
Q1
10.02
Min
2.89

A P/E Ratio of 23.65 places AFL in the upper quartile for the Insurance industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

KEY

113.39

Banks Industry

Max
20.05
Q3
12.65
Median
10.21
Q1
7.54
Min
2.74

At 113.39, KEY’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Banks industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

AFL vs. KEY: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Sales Ratio (TTM)

AFL

3.62

Insurance Industry

Max
3.72
Q3
1.98
Median
1.23
Q1
0.81
Min
0.23

AFL’s P/S Ratio of 3.62 is in the upper echelon for the Insurance industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

KEY

1.67

Banks Industry

Max
5.06
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

AFL vs. KEY: A comparison of their Price-to-Sales Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Book Ratio (MRQ)

AFL

2.10

Insurance Industry

Max
4.37
Q3
2.48
Median
1.68
Q1
1.19
Min
0.19

AFL’s P/B Ratio of 2.10 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

KEY

0.98

Banks Industry

Max
2.18
Q3
1.36
Median
1.09
Q1
0.81
Min
0.20

KEY’s P/B Ratio of 0.98 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

AFL vs. KEY: A comparison of their Price-to-Book Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Valuation at a Glance

SymbolAFLKEY
Price-to-Earnings Ratio (TTM)23.65113.39
Price-to-Sales Ratio (TTM)3.621.67
Price-to-Book Ratio (MRQ)2.100.98
Price-to-Free Cash Flow Ratio (TTM)22.256.85