AFL vs. EQH: A Head-to-Head Stock Comparison

Updated on November 22, 2025

Here’s a clear look at AFL and EQH, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	AFL	EQH
Company Name	Aflac Incorporated	Equitable Holdings, Inc.
Country	United States	United States
GICS Sector	Financials	Financials
GICS Industry	Insurance	Financial Services
Market Capitalization	60.93 billion USD	13.14 billion USD
Exchange	NYSE	NYSE
Listing Date	March 17, 1980	May 10, 2018
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of AFL and EQH by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

AFL vs. EQH: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	AFL	EQH
5-Day Price Return	0.67%	0.25%
13-Week Price Return	8.50%	-17.03%
26-Week Price Return	8.86%	-17.58%
52-Week Price Return	3.53%	-6.68%
Month-to-Date Return	6.67%	-9.47%
Year-to-Date Return	10.54%	-5.19%
10-Day Avg. Volume	2.27M	3.32M
3-Month Avg. Volume	2.29M	2.86M
3-Month Volatility	15.57%	27.01%
Beta	0.66	1.16

Profitability

Return on Equity (TTM)

AFL

15.39%

Insurance Industry

Max: 31.64%
Q3: 19.22%
Median: 14.77%
Q1: 10.48%
Min: 2.20%

AFL’s Return on Equity of 15.39% is on par with the norm for the Insurance industry, indicating its profitability relative to shareholder equity is typical for the sector.

EQH

-52.70%

Financial Services Industry

Max: 34.42%
Q3: 16.76%
Median: 9.18%
Q1: 3.90%
Min: -10.16%

EQH has a negative Return on Equity of -52.70%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.

AFL vs. EQH: A comparison of their Return on Equity (TTM) against their respective Insurance and Financial Services industry benchmarks.

Net Profit Margin (TTM)

AFL

23.55%

Insurance Industry

Max: 28.47%
Q3: 15.63%
Median: 10.40%
Q1: 6.94%
Min: -3.51%

A Net Profit Margin of 23.55% places AFL in the upper quartile for the Insurance industry, signifying strong profitability and more effective cost management than most of its peers.

EQH

-4.62%

Financial Services Industry

Max: 52.16%
Q3: 25.33%
Median: 13.11%
Q1: 7.04%
Min: -8.99%

EQH has a negative Net Profit Margin of -4.62%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

AFL vs. EQH: A comparison of their Net Profit Margin (TTM) against their respective Insurance and Financial Services industry benchmarks.

Operating Profit Margin (TTM)

AFL

29.97%

Insurance Industry

Max: 35.59%
Q3: 21.31%
Median: 14.99%
Q1: 10.34%
Min: -2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

EQH

12.18%

Financial Services Industry

Max: 81.07%
Q3: 40.32%
Median: 19.93%
Q1: 10.20%
Min: -34.40%

EQH’s Operating Profit Margin of 12.18% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.

AFL vs. EQH: A comparison of their Operating Profit Margin (TTM) against their respective Insurance and Financial Services industry benchmarks.

Profitability at a Glance

Symbol	AFL	EQH
Return on Equity (TTM)	15.39%	-52.70%
Return on Assets (TTM)	3.44%	-0.23%
Net Profit Margin (TTM)	23.55%	-4.62%
Operating Profit Margin (TTM)	29.97%	12.18%
Gross Profit Margin (TTM)	--	49.15%

Financial Strength

Current Ratio (MRQ)

AFL

0.11

Insurance Industry

Max: 2.64
Q3: 1.19
Median: 0.53
Q1: 0.15
Min: 0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

EQH

3.08

Financial Services Industry

Max: 4.36
Q3: 2.26
Median: 1.33
Q1: 0.86
Min: 0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

AFL vs. EQH: A comparison of their Current Ratio (MRQ) against their respective Insurance and Financial Services industry benchmarks.

Debt-to-Equity Ratio (MRQ)

AFL

0.30

Insurance Industry

Max: 1.10
Q3: 0.65
Median: 0.35
Q1: 0.23
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

EQH

135.93

Financial Services Industry

Max: 5.07
Q3: 2.14
Median: 0.55
Q1: 0.11
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

AFL vs. EQH: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Insurance and Financial Services industry benchmarks.

Interest Coverage Ratio (TTM)

AFL

33.57

Insurance Industry

Max: 49.59
Q3: 22.05
Median: 9.63
Q1: 3.42
Min: -5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

EQH

1.76

Financial Services Industry

Max: 140.54
Q3: 57.67
Median: 6.72
Q1: 1.93
Min: -33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

AFL vs. EQH: A comparison of their Interest Coverage Ratio (TTM) against their respective Insurance and Financial Services industry benchmarks.

Financial Strength at a Glance

Symbol	AFL	EQH
Current Ratio (MRQ)	0.11	3.08
Quick Ratio (MRQ)	0.11	3.08
Debt-to-Equity Ratio (MRQ)	0.30	135.93
Interest Coverage Ratio (TTM)	33.57	1.76

Growth

Revenue Growth

AFL vs. EQH: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

AFL vs. EQH: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

AFL

1.97%

Insurance Industry

Max: 9.43%
Q3: 5.10%
Median: 3.57%
Q1: 2.02%
Min: 0.00%

AFL’s Dividend Yield of 1.97% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

EQH

3.09%

Financial Services Industry

Max: 7.52%
Q3: 3.60%
Median: 1.75%
Q1: 0.00%
Min: 0.00%

EQH’s Dividend Yield of 3.09% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.

AFL vs. EQH: A comparison of their Dividend Yield (TTM) against their respective Insurance and Financial Services industry benchmarks.

Dividend Payout Ratio (TTM)

AFL

28.14%

Insurance Industry

Max: 169.40%
Q3: 85.57%
Median: 50.55%
Q1: 22.12%
Min: 0.00%

AFL’s Dividend Payout Ratio of 28.14% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

EQH

21.08%

Financial Services Industry

Max: 132.10%
Q3: 64.32%
Median: 17.51%
Q1: 0.00%
Min: 0.00%

EQH’s Dividend Payout Ratio of 21.08% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

AFL vs. EQH: A comparison of their Dividend Payout Ratio (TTM) against their respective Insurance and Financial Services industry benchmarks.

Dividend at a Glance

Symbol	AFL	EQH
Dividend Yield (TTM)	1.97%	3.09%
Dividend Payout Ratio (TTM)	28.14%	21.08%

Valuation

Price-to-Earnings Ratio (TTM)

AFL

14.31

Insurance Industry

Max: 27.66
Q3: 17.29
Median: 12.59
Q1: 9.86
Min: 3.13

AFL’s P/E Ratio of 14.31 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

EQH

Financial Services Industry

Max: 46.13
Q3: 28.79
Median: 13.18
Q1: 9.14
Min: 0.47

P/E Ratio data for EQH is currently unavailable.

AFL vs. EQH: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Insurance and Financial Services industry benchmarks.

Price-to-Sales Ratio (TTM)

AFL

3.37

Insurance Industry

Max: 3.39
Q3: 1.95
Median: 1.25
Q1: 0.83
Min: 0.22

AFL’s P/S Ratio of 3.37 is in the upper echelon for the Insurance industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

EQH

0.83

Financial Services Industry

Max: 9.71
Q3: 4.81
Median: 2.49
Q1: 1.25
Min: 0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

AFL vs. EQH: A comparison of their Price-to-Sales Ratio (TTM) against their respective Insurance and Financial Services industry benchmarks.

Price-to-Book Ratio (MRQ)

AFL

2.08

Insurance Industry

Max: 4.36
Q3: 2.47
Median: 1.77
Q1: 1.18
Min: 0.17

AFL’s P/B Ratio of 2.08 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

EQH

102.77

Financial Services Industry

Max: 7.21
Q3: 3.51
Median: 1.52
Q1: 0.88
Min: 0.08

At 102.77, EQH’s P/B Ratio is at an extreme premium to the Financial Services industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

AFL vs. EQH: A comparison of their Price-to-Book Ratio (MRQ) against their respective Insurance and Financial Services industry benchmarks.

Valuation at a Glance

Symbol	AFL	EQH
Price-to-Earnings Ratio (TTM)	14.31	--
Price-to-Sales Ratio (TTM)	3.37	0.83
Price-to-Book Ratio (MRQ)	2.08	102.77
Price-to-Free Cash Flow Ratio (TTM)	23.19	10.49