AFL vs. CFG: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at AFL and CFG, comparing key factors like performance, valuation metrics, dividends, and financial strength.
Company Overview
AFL’s market capitalization of 56.05 billion USD is substantially larger than CFG’s 17.94 billion USD, indicating a significant difference in their market valuations.
With betas of 0.81 for AFL and 1.07 for CFG, both stocks show similar sensitivity to overall market movements.
| Symbol | AFL | CFG |
|---|---|---|
| Company Name | Aflac Incorporated | Citizens Financial Group, Inc. |
| Country | US | US |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Life | Banks - Regional |
| CEO | Mr. Daniel Paul Amos | Mr. Bruce Winfield Van Saun |
| Price | 103.68 USD | 41.37 USD |
| Market Cap | 56.05 billion USD | 17.94 billion USD |
| Beta | 0.81 | 1.07 |
| Exchange | NYSE | NYSE |
| IPO Date | March 17, 1980 | September 24, 2014 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of AFL and CFG over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
This section compares the market valuation of AFL and CFG. Key takeaways regarding their valuation, when viewed within their industry context, are presented in the commentary that follows.
- AFL’s Price-to-Book (P/B) ratio of 2.14 is very high. This often indicates that the market values the company significantly above its net asset value, usually reflecting strong profitability, valuable intangible assets (like brand or patents), or high expectations for future growth.
| Symbol | AFL | CFG |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | 15.72 | 11.71 |
| Forward PEG Ratio (TTM) | 2.38 | 0.41 |
| Price-to-Sales Ratio (P/S, TTM) | 3.28 | 2.05 |
| Price-to-Book Ratio (P/B, TTM) | 2.14 | 0.73 |
| EV-to-EBITDA (TTM) | 13.34 | 6.50 |
| EV-to-Sales (TTM) | 3.43 | 2.06 |
Dividend Comparison
CFG provides a dividend yield of 4.06%, which is significantly higher than AFL’s 2.08%, highlighting its commitment to more generous shareholder payouts.
| Symbol | AFL | CFG |
|---|---|---|
| Dividend Yield (TTM) | 2.08% | 4.06% |
Financial Strength Metrics Comparison
Explore the financial strength details for AFL and CFG in the table below.
| Symbol | AFL | CFG |
|---|---|---|
| Current Ratio (TTM) | -- | -- |
| Quick Ratio (TTM) | -- | -- |
| Debt-to-Equity Ratio (TTM) | 0.29 | 0.50 |
| Debt-to-Asset Ratio (TTM) | 0.06 | 0.06 |
| Net Debt-to-EBITDA Ratio (TTM) | 0.57 | 0.03 |
| Interest Coverage Ratio (TTM) | 21.95 | 0.48 |