AFL vs. C: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at AFL and C, comparing key factors like performance, valuation metrics, dividends, and financial strength.
Company Overview
C’s market capitalization of 142.62 billion USD is significantly greater than AFL’s 55.24 billion USD, highlighting its more substantial market valuation.
C carries a higher beta at 1.31, indicating it’s more sensitive to market moves, while AFL (beta: 0.81) exhibits greater stability.
| Symbol | AFL | C |
|---|---|---|
| Company Name | Aflac Incorporated | Citigroup Inc. |
| Country | US | US |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Life | Banks - Diversified |
| CEO | Mr. Daniel Paul Amos | Ms. Jane Nind Fraser Ph.D. |
| Price | 102.18 USD | 76.36 USD |
| Market Cap | 55.24 billion USD | 142.62 billion USD |
| Beta | 0.81 | 1.31 |
| Exchange | NYSE | NYSE |
| IPO Date | March 17, 1980 | January 3, 1977 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of AFL and C over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
This section compares the market valuation of AFL and C. Key takeaways regarding their valuation, when viewed within their industry context, are presented in the commentary that follows.
- AFL’s Price-to-Book (P/B) ratio of 2.11 is very high. This often indicates that the market values the company significantly above its net asset value, usually reflecting strong profitability, valuable intangible assets (like brand or patents), or high expectations for future growth.
| Symbol | AFL | C |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | 15.49 | 10.73 |
| Forward PEG Ratio (TTM) | 2.35 | 0.41 |
| Price-to-Sales Ratio (P/S, TTM) | 3.23 | 1.45 |
| Price-to-Book Ratio (P/B, TTM) | 2.11 | 0.68 |
| EV-to-EBITDA (TTM) | 13.15 | 21.48 |
| EV-to-Sales (TTM) | 3.38 | 5.92 |
Dividend Comparison
Both AFL and C offer dividend yields in a similar range (2.11% and 2.93%, respectively), indicating comparable approaches to shareholder distributions.
| Symbol | AFL | C |
|---|---|---|
| Dividend Yield (TTM) | 2.11% | 2.93% |
Financial Strength Metrics Comparison
Explore the financial strength details for AFL and C in the table below.
| Symbol | AFL | C |
|---|---|---|
| Current Ratio (TTM) | -- | 25.80 |
| Quick Ratio (TTM) | -- | 25.80 |
| Debt-to-Equity Ratio (TTM) | 0.29 | 3.53 |
| Debt-to-Asset Ratio (TTM) | 0.06 | 0.29 |
| Net Debt-to-EBITDA Ratio (TTM) | 0.57 | 16.23 |
| Interest Coverage Ratio (TTM) | 21.95 | 0.27 |