AFL vs. BNT: Aflac vs. Brookfield Wealth Stock Comparison

Company Profile

Aflac (AFL) and Brookfield Wealth (BNT) are both classified in the Life & Health Insurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.

Aflac (AFL) has more than two decades of public-market history since March 17, 1980, whereas Brookfield Wealth (BNT) listed on June 28, 2021 and has a much shorter record to draw on.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Brookfield Wealth (BNT) has an aggressive beta of 1.57, indicating higher sensitivity to broad-market moves, while Aflac (AFL) is defensive at 0.55 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.

Aflac (AFL) trades around 1.93M shares per day on average, while Brookfield Wealth (BNT) sees only 15.15K — a volume gap that can matter for position sizing, exit liquidity, and order execution.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Aflac (AFL) at 12.17% is around its peer norm for ROE, while Brookfield Wealth (BNT) at 1.05% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

Aflac (AFL) at 21.24% keeps a top-quartile share of each sales dollar as profit, while Brookfield Wealth (BNT) at 1.06% keeps a bottom-quartile share.

Neither side reports a meaningful operating margin: for Aflac (AFL) in Insurance and Brookfield Wealth (BNT) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Aflac (AFL) at -9.27% and Brookfield Wealth (BNT) at -20.37% post bottom-quartile revenue growth versus peers, pointing to weaker demand or pricing momentum than typical rivals.

Both Aflac (AFL) at -29.18% and Brookfield Wealth (BNT) at -53.90% post bottom-quartile EPS growth versus peers, pointing to weaker earnings momentum than typical rivals.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Aflac (AFL) in Insurance and Brookfield Wealth (BNT) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Aflac (AFL) in Insurance and Brookfield Wealth (BNT) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Aflac (AFL) at 1.91% and Brookfield Wealth (BNT) at 0.62% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

Both Aflac (AFL) at 35.18% and Brookfield Wealth (BNT) at 30.95% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividend Metrics

Valuation

Aflac (AFL) at 18.11 is near its industry’s usual P/E ratio, while Brookfield Wealth (BNT) at 49.19 sits above its peer range — an unusually expensive price for BNT’s trailing earnings.

Brookfield Wealth (BNT) at 0.96 is priced about in line with its industry on P/S ratio, while Aflac (AFL) at 3.70 sits in the pricier quartile — AFL costs more per dollar of sales.

Brookfield Wealth (BNT) at 0.84 sits in the lower P/B ratio quartile against book while Aflac (AFL) at 2.10 is valued near its industry’s middle — BNT is cheaper on assets, though weigh it against ROE and asset quality.

Valuation Metrics