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AFL vs. BN: A Head-to-Head Stock Comparison

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Here’s a clear look at AFL and BN, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Overview

BN’s market capitalization of 105.97 billion USD is significantly greater than AFL’s 56.54 billion USD, highlighting its more substantial market valuation.

BN carries a higher beta at 2.19, indicating it’s more sensitive to market moves, while AFL (beta: 0.81) exhibits greater stability.

SymbolAFLBN
Company NameAflac IncorporatedBrookfield Corporation
CountryUSCA
SectorFinancial ServicesFinancial Services
IndustryInsurance - LifeAsset Management
CEODaniel Paul AmosJames Bruce Flatt
Price104.57 USD64.3 USD
Market Cap56.54 billion USD105.97 billion USD
Beta0.812.19
ExchangeNYSENYSE
IPO DateMarch 17, 1980December 30, 1983
ADRNoNo

Historical Performance

This chart compares the performance of AFL and BN by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period.

Data is adjusted for dividends and splits.

AFL vs. BN: Growth of a $10,000 investment over the past one year.

Profitability

Return on Equity

AFL

13.91%

Insurance - Life Industry

Max
23.38%
Q3
14.56%
Median
11.23%
Q1
1.67%
Min
-5.23%

AFL’s Return on Equity of 13.91% is on par with the norm for the Insurance - Life industry, indicating its profitability relative to shareholder equity is typical for the sector.

BN

1.34%

Asset Management Industry

Max
34.25%
Q3
18.22%
Median
11.24%
Q1
5.81%
Min
-5.72%

BN’s Return on Equity of 1.34% is in the lower quartile for the Asset Management industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

AFL vs. BN: A comparison of their ROE against their respective Insurance - Life and Asset Management industry benchmarks.

Return on Invested Capital

AFL

2.99%

Insurance - Life Industry

Max
6.30%
Q3
3.33%
Median
2.16%
Q1
0.68%
Min
-0.10%

Return on Invested Capital is often not a primary measure of capital efficiency in the Insurance - Life industry.

BN

1.44%

Asset Management Industry

Max
42.18%
Q3
20.06%
Median
8.68%
Q1
3.13%
Min
-16.42%

BN’s Return on Invested Capital of 1.44% is in the lower quartile for the Asset Management industry. This indicates a less efficient conversion of invested capital into profit compared to most of its competitors.

AFL vs. BN: A comparison of their ROIC against their respective Insurance - Life and Asset Management industry benchmarks.

Net Profit Margin

AFL

21.03%

Insurance - Life Industry

Max
21.20%
Q3
11.59%
Median
7.10%
Q1
3.79%
Min
2.14%

A Net Profit Margin of 21.03% places AFL in the upper quartile for the Insurance - Life industry, signifying strong profitability and more effective cost management than most of its peers.

BN

0.75%

Asset Management Industry

Max
91.66%
Q3
57.81%
Median
29.48%
Q1
15.70%
Min
-27.65%

Falling into the lower quartile for the Asset Management industry, BN’s Net Profit Margin of 0.75% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

AFL vs. BN: A comparison of their Net Profit Margin against their respective Insurance - Life and Asset Management industry benchmarks.

Operating Profit Margin

AFL

25.70%

Insurance - Life Industry

Max
38.96%
Q3
37.28%
Median
14.06%
Q1
8.95%
Min
-1.68%

In the Insurance - Life industry, Operating Profit Margin is often not the primary measure of operational efficiency.

BN

22.92%

Asset Management Industry

Max
99.76%
Q3
78.28%
Median
34.76%
Q1
21.75%
Min
-48.25%

BN’s Operating Profit Margin of 22.92% is around the midpoint for the Asset Management industry, indicating that its efficiency in managing core business operations is typical for the sector.

AFL vs. BN: A comparison of their Operating Margin against their respective Insurance - Life and Asset Management industry benchmarks.

Profitability at a Glance

SymbolAFLBN
Return on Equity (TTM)13.91%1.34%
Return on Assets (TTM)2.99%0.12%
Return on Invested Capital (TTM)2.99%1.44%
Net Profit Margin (TTM)21.03%0.75%
Operating Profit Margin (TTM)25.70%22.92%
Gross Profit Margin (TTM)79.82%26.32%

Financial Strength

Current Ratio

AFL

--

Insurance - Life Industry

Max
843.97
Q3
821.68
Median
6.06
Q1
3.15
Min
0.47

Current Ratio data for AFL is currently unavailable.

BN

1.11

Asset Management Industry

Max
12.44
Q3
5.76
Median
3.04
Q1
1.03
Min
0.01

BN’s Current Ratio of 1.11 aligns with the median group of the Asset Management industry, indicating that its short-term liquidity is in line with its sector peers.

AFL vs. BN: A comparison of their Current Ratio against their respective Insurance - Life and Asset Management industry benchmarks.

Debt-to-Equity Ratio

AFL

0.29

Insurance - Life Industry

Max
0.86
Q3
0.83
Median
0.55
Q1
0.37
Min
0.27

Falling into the lower quartile for the Insurance - Life industry, AFL’s Debt-to-Equity Ratio of 0.29 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.

BN

5.43

Asset Management Industry

Max
2.62
Q3
1.42
Median
0.76
Q1
0.34
Min
0.01

With a Debt-to-Equity Ratio of 5.43, BN operates with exceptionally high leverage compared to the Asset Management industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.

AFL vs. BN: A comparison of their D/E Ratio against their respective Insurance - Life and Asset Management industry benchmarks.

Interest Coverage Ratio

AFL

21.96

Insurance - Life Industry

Max
37.82
Q3
19.50
Median
6.25
Q1
2.29
Min
-0.76

AFL’s Interest Coverage Ratio of 21.96 is in the upper quartile for the Insurance - Life industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.

BN

1.10

Asset Management Industry

Max
13.30
Q3
6.30
Median
2.71
Q1
1.00
Min
-6.91

BN’s Interest Coverage Ratio of 1.10 is positioned comfortably within the norm for the Asset Management industry, indicating a standard and healthy capacity to cover its interest payments.

AFL vs. BN: A comparison of their Interest Coverage against their respective Insurance - Life and Asset Management industry benchmarks.

Financial Strength at a Glance

SymbolAFLBN
Current Ratio (TTM)--1.11
Quick Ratio (TTM)--0.96
Debt-to-Equity Ratio (TTM)0.295.43
Debt-to-Asset Ratio (TTM)0.060.50
Net Debt-to-EBITDA Ratio (TTM)0.577.86
Interest Coverage Ratio (TTM)21.951.10

Growth

The following charts compare key year-over-year (YoY) growth metrics for AFL and BN. These metrics are based on the companies’ annual financial reports.

Revenue Growth

AFL vs. BN: A comparison of their annual year-over-year Revenue Growth.

Earnings Per Share (EPS) Growth

AFL vs. BN: A comparison of their annual year-over-year Earnings Per Share (EPS) Growth.

Free Cash Flow Growth

AFL vs. BN: A comparison of their annual year-over-year Free Cash Flow Growth.

Dividend

Dividend Yield

AFL

2.07%

Insurance - Life Industry

Max
10.36%
Q3
4.76%
Median
2.40%
Q1
1.51%
Min
0.00%

AFL’s Dividend Yield of 2.07% is consistent with its peers in the Insurance - Life industry, providing a dividend return that is standard for its sector.

BN

0.53%

Asset Management Industry

Max
26.09%
Q3
11.60%
Median
6.37%
Q1
2.75%
Min
0.00%

BN’s Dividend Yield of 0.53% is in the lower quartile for the Asset Management industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

AFL vs. BN: A comparison of their Dividend Yield against their respective Insurance - Life and Asset Management industry benchmarks.

Dividend Payout Ratio

AFL

31.03%

Insurance - Life Industry

Max
203.94%
Q3
64.38%
Median
29.88%
Q1
19.14%
Min
0.00%

AFL’s Dividend Payout Ratio of 31.03% is within the typical range for the Insurance - Life industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

BN

108.21%

Asset Management Industry

Max
1,034.88%
Q3
127.70%
Median
75.15%
Q1
34.21%
Min
0.00%

BN’s Dividend Payout Ratio of 108.21% is above 100%. This means the company is paying out more in dividends than it earned, a practice that is often unsustainable and could indicate a risk to future dividend stability.

AFL vs. BN: A comparison of their Payout Ratio against their respective Insurance - Life and Asset Management industry benchmarks.

Dividend at a Glance

SymbolAFLBN
Dividend Yield (TTM)2.07%0.53%
Dividend Payout Ratio (TTM)31.03%108.21%

Valuation

Price-to-Earnings Ratio

AFL

15.85

Insurance - Life Industry

Max
17.82
Q3
16.08
Median
12.43
Q1
7.33
Min
3.69

AFL’s P/E Ratio of 15.85 is within the middle range for the Insurance - Life industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

BN

158.02

Asset Management Industry

Max
38.72
Q3
23.40
Median
11.45
Q1
8.80
Min
1.54

At 158.02, BN’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Asset Management industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

AFL vs. BN: A comparison of their P/E Ratio against their respective Insurance - Life and Asset Management industry benchmarks.

Forward P/E to Growth Ratio

AFL

2.40

Insurance - Life Industry

Max
3.81
Q3
1.95
Median
0.97
Q1
0.53
Min
0.24

A Forward PEG Ratio of 2.40 places AFL in the upper quartile for the Insurance - Life industry. This suggests the stock is potentially expensive compared to its peers relative to its growth forecast, which may warrant caution.

BN

8.28

Asset Management Industry

Max
6.38
Q3
3.23
Median
1.55
Q1
0.89
Min
0.02

BN’s Forward PEG Ratio of 8.28 is exceptionally high for the Asset Management industry. This suggests its stock price is very high relative to its expected earnings growth, signaling significant overvaluation risk.

AFL vs. BN: A comparison of their Forward PEG Ratio against their respective Insurance - Life and Asset Management industry benchmarks.

Price-to-Sales Ratio

AFL

3.31

Insurance - Life Industry

Max
3.84
Q3
2.89
Median
1.06
Q1
0.63
Min
0.31

AFL’s P/S Ratio of 3.31 is in the upper echelon for the Insurance - Life industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

BN

1.30

Asset Management Industry

Max
13.75
Q3
7.92
Median
4.87
Q1
3.51
Min
0.02

In the lower quartile for the Asset Management industry, BN’s P/S Ratio of 1.30 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

AFL vs. BN: A comparison of their P/S Ratio against their respective Insurance - Life and Asset Management industry benchmarks.

Price-to-Book Ratio

AFL

2.16

Insurance - Life Industry

Max
3.87
Q3
2.13
Median
1.49
Q1
0.95
Min
0.38

AFL’s P/B Ratio of 2.16 is in the upper tier for the Insurance - Life industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

BN

2.14

Asset Management Industry

Max
5.33
Q3
2.75
Median
1.06
Q1
0.87
Min
0.00

The P/B Ratio is often not a primary valuation metric for the Asset Management industry.

AFL vs. BN: A comparison of their P/B Ratio against their respective Insurance - Life and Asset Management industry benchmarks.

Valuation at a Glance

SymbolAFLBN
Price-to-Earnings Ratio (P/E, TTM)15.85158.02
Forward PEG Ratio (TTM)2.408.28
Price-to-Sales Ratio (P/S, TTM)3.311.30
Price-to-Book Ratio (P/B, TTM)2.162.14
Price-to-Free Cash Flow Ratio (P/FCF, TTM)23.10-29.50
EV-to-EBITDA (TTM)13.4511.43
EV-to-Sales (TTM)3.464.18