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AFL vs. AXP: A Head-to-Head Stock Comparison

Updated

Here’s a clear look at AFL and AXP, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.

Company Overview

AXP towers over AFL with a market cap of 200.37 billion USD, roughly 3.58 times the 55.98 billion USD of its peer.

AXP dances to a riskier tune, sporting a beta of 1.24, while AFL keeps it calmer at 0.83.

SymbolAFLAXP
Company NameAflac IncorporatedAmerican Express Company
CountryUSUS
SectorFinancial ServicesFinancial Services
IndustryInsurance - LifeFinancial - Credit Services
CEOMr. Daniel Paul AmosMr. Stephen Joseph Squeri
Price103.54 USD286 USD
Market Cap55.98 billion USD200.37 billion USD
Beta0.8291.239
ExchangeNYSENYSE
IPO DateMarch 17, 1980June 1, 1972
ADRNoNo

Performance Comparison

This chart compares the performance of AFL and AXP over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).

Hover over the lines to see the investment’s value and total return (%) at specific dates.

Data is adjusted for dividends and splits.

Valuation Metrics Comparison

For a detailed comparison of valuation metrics between AFL and AXP, please refer to the table below.

SymbolAFLAXP
Price-to-Earnings Ratio (P/E, TTM)15.7019.51
Forward PEG Ratio (TTM)2.371.83
Price-to-Sales Ratio (P/S, TTM)4.092.66
Price-to-Book Ratio (P/B, TTM)2.146.43
Price-to-Free Cash Flow Ratio (P/FCF, TTM)22.8817.71
EV-to-EBITDA (TTM)13.3213.57
EV-to-Sales (TTM)4.272.67
EV-to-Free Cash Flow (TTM)23.9117.74

Dividend Comparison

Both AFL at 2.09% and AXP at 1.02% pay dividends, blending income with growth in their strategies. Yet AFL’s 2.09% yield, 104% above AXP’s 1.02%, suggests a focus on generous payouts—possibly from stronger profits—while AXP leans toward reinvestment, perhaps due to tighter margins.

SymbolAFLAXP
Dividend Yield (TTM)2.09%1.02%

Financial Strength Metrics Comparison

This section dives into the financial resilience of AFL and AXP, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.

  • For both AFL (0.00) and AXP (0.32), current ratios sit below 1. With current assets trailing short-term liabilities, they might tap into cash flow or borrowing to stay afloat—a setup not uncommon in certain sectors, though it bears monitoring if cash gets tight.
  • AFL (0.00) and AXP (0.32) both clock quick ratios under 0.8. Without inventory, their liquid assets don’t match short-term debts, so they might lean on sales or loans to cover the difference—doable if cash keeps flowing.
SymbolAFLAXP
Current Ratio (TTM)0.000.32
Quick Ratio (TTM)0.000.32
Debt-to-Equity Ratio (TTM)0.291.69
Debt-to-Assets Ratio (TTM)0.060.19
Interest Coverage Ratio (TTM)21.951.59