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AFG vs. FCNCA: A Head-to-Head Stock Comparison

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Here’s a clear look at AFG and FCNCA, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolAFGFCNCA
Company NameAmerican Financial Group, Inc.First Citizens BancShares, Inc.
CountryUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS IndustryInsuranceBanks
Market Capitalization12.40 billion USD22.64 billion USD
ExchangeNYSENasdaqGS
Listing DateMarch 17, 1980October 22, 1986
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of AFG and FCNCA by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

AFG vs. FCNCA: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolAFGFCNCA
5-Day Price Return2.88%-1.95%
13-Week Price Return16.70%-15.61%
26-Week Price Return13.23%-4.93%
52-Week Price Return10.29%-3.53%
Month-to-Date Return2.05%-1.48%
Year-to-Date Return8.60%-16.58%
10-Day Avg. Volume0.45M0.20M
3-Month Avg. Volume0.49M0.12M
3-Month Volatility17.78%25.27%
Beta0.700.74

Profitability

Return on Equity (TTM)

AFG

16.90%

Insurance Industry

Max
30.96%
Q3
18.76%
Median
14.22%
Q1
10.34%
Min
1.73%

AFG’s Return on Equity of 16.90% is on par with the norm for the Insurance industry, indicating its profitability relative to shareholder equity is typical for the sector.

FCNCA

10.70%

Banks Industry

Max
25.40%
Q3
15.55%
Median
12.00%
Q1
8.98%
Min
-0.10%

FCNCA’s Return on Equity of 10.70% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

AFG vs. FCNCA: A comparison of their Return on Equity (TTM) against their respective Insurance and Banks industry benchmarks.

Net Profit Margin (TTM)

AFG

9.23%

Insurance Industry

Max
26.78%
Q3
14.69%
Median
9.87%
Q1
6.59%
Min
-3.51%

AFG’s Net Profit Margin of 9.23% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.

FCNCA

--

Banks Industry

Max
54.20%
Q3
35.73%
Median
28.97%
Q1
22.56%
Min
6.98%

Net Profit Margin data for FCNCA is currently unavailable.

AFG vs. FCNCA: A comparison of their Net Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Operating Profit Margin (TTM)

AFG

11.50%

Insurance Industry

Max
34.52%
Q3
20.17%
Median
14.46%
Q1
9.62%
Min
-2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

FCNCA

--

Banks Industry

Max
63.35%
Q3
44.73%
Median
37.24%
Q1
28.25%
Min
12.28%

Operating Profit Margin data for FCNCA is currently unavailable.

AFG vs. FCNCA: A comparison of their Operating Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Profitability at a Glance

SymbolAFGFCNCA
Return on Equity (TTM)16.90%10.70%
Return on Assets (TTM)2.46%1.06%
Net Profit Margin (TTM)9.23%--
Operating Profit Margin (TTM)11.50%--
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

AFG

3.88

Insurance Industry

Max
2.97
Q3
1.37
Median
0.54
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

FCNCA

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

AFG vs. FCNCA: A comparison of their Current Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Debt-to-Equity Ratio (MRQ)

AFG

0.33

Insurance Industry

Max
1.25
Q3
0.65
Median
0.34
Q1
0.23
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

FCNCA

1.76

Banks Industry

Max
5.78
Q3
2.66
Median
1.05
Q1
0.40
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

AFG vs. FCNCA: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Interest Coverage Ratio (TTM)

AFG

14.21

Insurance Industry

Max
43.68
Q3
21.45
Median
9.67
Q1
3.55
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

FCNCA

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

AFG vs. FCNCA: A comparison of their Interest Coverage Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Financial Strength at a Glance

SymbolAFGFCNCA
Current Ratio (MRQ)3.88--
Quick Ratio (MRQ)3.88--
Debt-to-Equity Ratio (MRQ)0.331.76
Interest Coverage Ratio (TTM)14.21--

Growth

Revenue Growth

AFG vs. FCNCA: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

AFG vs. FCNCA: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

AFG

6.21%

Insurance Industry

Max
9.80%
Q3
5.18%
Median
3.58%
Q1
2.07%
Min
0.00%

With a Dividend Yield of 6.21%, AFG offers a more attractive income stream than most of its peers in the Insurance industry, signaling a strong commitment to shareholder returns.

FCNCA

0.72%

Banks Industry

Max
11.03%
Q3
6.00%
Median
3.87%
Q1
2.41%
Min
0.00%

FCNCA’s Dividend Yield of 0.72% is in the lower quartile for the Banks industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

AFG vs. FCNCA: A comparison of their Dividend Yield (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend Payout Ratio (TTM)

AFG

99.74%

Insurance Industry

Max
169.40%
Q3
85.57%
Median
53.26%
Q1
23.68%
Min
0.00%

AFG’s Dividend Payout Ratio of 99.74% is in the upper quartile for the Insurance industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.

FCNCA

6.76%

Banks Industry

Max
134.24%
Q3
79.39%
Median
55.09%
Q1
36.09%
Min
0.00%

FCNCA’s Dividend Payout Ratio of 6.76% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

AFG vs. FCNCA: A comparison of their Dividend Payout Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend at a Glance

SymbolAFGFCNCA
Dividend Yield (TTM)6.21%0.72%
Dividend Payout Ratio (TTM)99.74%6.76%

Valuation

Price-to-Earnings Ratio (TTM)

AFG

16.05

Insurance Industry

Max
30.75
Q3
18.11
Median
12.67
Q1
9.66
Min
2.87

AFG’s P/E Ratio of 16.05 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

FCNCA

9.34

Banks Industry

Max
22.69
Q3
13.75
Median
10.32
Q1
7.73
Min
2.59

FCNCA’s P/E Ratio of 9.34 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

AFG vs. FCNCA: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Sales Ratio (TTM)

AFG

1.48

Insurance Industry

Max
3.41
Q3
1.88
Median
1.22
Q1
0.80
Min
0.23

AFG’s P/S Ratio of 1.48 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

FCNCA

--

Banks Industry

Max
4.90
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

AFG vs. FCNCA: A comparison of their Price-to-Sales Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Book Ratio (MRQ)

AFG

2.33

Insurance Industry

Max
4.57
Q3
2.56
Median
1.88
Q1
1.20
Min
0.17

AFG’s P/B Ratio of 2.33 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

FCNCA

1.24

Banks Industry

Max
2.09
Q3
1.40
Median
1.11
Q1
0.86
Min
0.29

FCNCA’s P/B Ratio of 1.24 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

AFG vs. FCNCA: A comparison of their Price-to-Book Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Valuation at a Glance

SymbolAFGFCNCA
Price-to-Earnings Ratio (TTM)16.059.34
Price-to-Sales Ratio (TTM)1.48--
Price-to-Book Ratio (MRQ)2.331.24
Price-to-Free Cash Flow Ratio (TTM)7.9313.04