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AFG vs. CME: A Head-to-Head Stock Comparison

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Here’s a clear look at AFG and CME, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Overview

CME’s market capitalization of 99.71 billion USD is significantly greater than AFG’s 10.64 billion USD, highlighting its more substantial market valuation.

AFG’s beta of 0.71 points to significantly higher volatility compared to CME (beta: 0.48), suggesting AFG has greater potential for both gains and losses relative to market movements.

SymbolAFGCME
Company NameAmerican Financial Group, Inc.CME Group Inc.
CountryUSUS
SectorFinancial ServicesFinancial Services
IndustryInsurance - Property & CasualtyFinancial - Data & Stock Exchanges
CEOStephen Craig LindnerTerrence A. Duffy
Price127.43 USD276.7 USD
Market Cap10.64 billion USD99.71 billion USD
Beta0.710.48
ExchangeNYSENASDAQ
IPO DateMarch 17, 1980December 6, 2002
ADRNoNo

Historical Performance

This chart compares the performance of AFG and CME by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period.

Data is adjusted for dividends and splits.

AFG vs. CME: Growth of a $10,000 investment over the past one year.

Profitability

Return on Equity

AFG

17.81%

Insurance - Property & Casualty Industry

Max
28.14%
Q3
17.51%
Median
12.75%
Q1
8.26%
Min
0.61%

In the upper quartile for the Insurance - Property & Casualty industry, AFG’s Return on Equity of 17.81% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

CME

13.26%

Financial - Data & Stock Exchanges Industry

Max
26.26%
Q3
23.14%
Median
14.33%
Q1
11.12%
Min
-0.64%

CME’s Return on Equity of 13.26% is on par with the norm for the Financial - Data & Stock Exchanges industry, indicating its profitability relative to shareholder equity is typical for the sector.

AFG vs. CME: A comparison of their ROE against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Return on Invested Capital

AFG

27.67%

Insurance - Property & Casualty Industry

Max
21.89%
Q3
10.09%
Median
3.90%
Q1
0.89%
Min
-7.26%

Return on Invested Capital is often not a primary measure of capital efficiency in the Insurance - Property & Casualty industry.

CME

8.70%

Financial - Data & Stock Exchanges Industry

Max
18.31%
Q3
14.86%
Median
11.07%
Q1
6.75%
Min
4.04%

CME’s Return on Invested Capital of 8.70% is in line with the norm for the Financial - Data & Stock Exchanges industry, reflecting a standard level of efficiency in generating profits from its capital base.

AFG vs. CME: A comparison of their ROIC against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Net Profit Margin

AFG

13.06%

Insurance - Property & Casualty Industry

Max
21.98%
Q3
13.09%
Median
9.18%
Q1
6.10%
Min
2.13%

AFG’s Net Profit Margin of 13.06% is aligned with the median group of its peers in the Insurance - Property & Casualty industry. This indicates its ability to convert revenue into profit is typical for the sector.

CME

57.71%

Financial - Data & Stock Exchanges Industry

Max
39.08%
Q3
31.63%
Median
23.20%
Q1
18.09%
Min
-0.88%

CME’s Net Profit Margin of 57.71% is exceptionally high, placing it well beyond the typical range for the Financial - Data & Stock Exchanges industry. This demonstrates outstanding operational efficiency and a strong competitive advantage in converting revenue into profit.

AFG vs. CME: A comparison of their Net Profit Margin against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Operating Profit Margin

AFG

14.02%

Insurance - Property & Casualty Industry

Max
31.70%
Q3
17.32%
Median
12.57%
Q1
7.38%
Min
4.31%

AFG’s Operating Profit Margin of 14.02% is around the midpoint for the Insurance - Property & Casualty industry, indicating that its efficiency in managing core business operations is typical for the sector.

CME

64.92%

Financial - Data & Stock Exchanges Industry

Max
53.68%
Q3
40.45%
Median
31.81%
Q1
24.66%
Min
9.71%

CME’s Operating Profit Margin of 64.92% is exceptionally high, placing it well above the typical range for the Financial - Data & Stock Exchanges industry. This demonstrates outstanding efficiency in managing its core operations, which can be a result of strong pricing power or superior cost control.

AFG vs. CME: A comparison of their Operating Margin against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Profitability at a Glance

SymbolAFGCME
Return on Equity (TTM)17.81%13.26%
Return on Assets (TTM)2.64%2.30%
Return on Invested Capital (TTM)27.67%8.70%
Net Profit Margin (TTM)13.06%57.71%
Operating Profit Margin (TTM)14.02%64.92%
Gross Profit Margin (TTM)69.59%86.46%

Financial Strength

Current Ratio

AFG

--

Insurance - Property & Casualty Industry

Max
51.52
Q3
30.84
Median
20.50
Q1
6.61
Min
0.41

Current Ratio data for AFG is currently unavailable.

CME

1.02

Financial - Data & Stock Exchanges Industry

Max
1.60
Q3
1.57
Median
1.06
Q1
0.96
Min
0.62

CME’s Current Ratio of 1.02 aligns with the median group of the Financial - Data & Stock Exchanges industry, indicating that its short-term liquidity is in line with its sector peers.

AFG vs. CME: A comparison of their Current Ratio against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Debt-to-Equity Ratio

AFG

0.34

Insurance - Property & Casualty Industry

Max
0.58
Q3
0.36
Median
0.27
Q1
0.14
Min
0.01

AFG’s Debt-to-Equity Ratio of 0.34 is typical for the Insurance - Property & Casualty industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

CME

0.13

Financial - Data & Stock Exchanges Industry

Max
1.09
Q3
0.80
Median
0.62
Q1
0.36
Min
0.04

Falling into the lower quartile for the Financial - Data & Stock Exchanges industry, CME’s Debt-to-Equity Ratio of 0.13 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.

AFG vs. CME: A comparison of their D/E Ratio against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Interest Coverage Ratio

AFG

11.29

Insurance - Property & Casualty Industry

Max
39.40
Q3
22.24
Median
12.38
Q1
6.68
Min
-12.40

AFG’s Interest Coverage Ratio of 11.29 is positioned comfortably within the norm for the Insurance - Property & Casualty industry, indicating a standard and healthy capacity to cover its interest payments.

CME

25.08

Financial - Data & Stock Exchanges Industry

Max
27.44
Q3
22.05
Median
10.08
Q1
6.79
Min
1.01

CME’s Interest Coverage Ratio of 25.08 is in the upper quartile for the Financial - Data & Stock Exchanges industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.

AFG vs. CME: A comparison of their Interest Coverage against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Financial Strength at a Glance

SymbolAFGCME
Current Ratio (TTM)--1.02
Quick Ratio (TTM)--1.02
Debt-to-Equity Ratio (TTM)0.340.13
Debt-to-Asset Ratio (TTM)0.050.02
Net Debt-to-EBITDA Ratio (TTM)0.310.40
Interest Coverage Ratio (TTM)11.2925.08

Growth

The following charts compare key year-over-year (YoY) growth metrics for AFG and CME. These metrics are based on the companies’ annual financial reports.

Revenue Growth

AFG vs. CME: A comparison of their annual year-over-year Revenue Growth.

Earnings Per Share (EPS) Growth

AFG vs. CME: A comparison of their annual year-over-year Earnings Per Share (EPS) Growth.

Free Cash Flow Growth

AFG vs. CME: A comparison of their annual year-over-year Free Cash Flow Growth.

Dividend

Dividend Yield

AFG

7.15%

Insurance - Property & Casualty Industry

Max
8.17%
Q3
3.10%
Median
1.79%
Q1
0.00%
Min
0.00%

With a Dividend Yield of 7.15%, AFG offers a more attractive income stream than most of its peers in the Insurance - Property & Casualty industry, signaling a strong commitment to shareholder returns.

CME

3.83%

Financial - Data & Stock Exchanges Industry

Max
3.86%
Q3
1.44%
Median
1.06%
Q1
0.73%
Min
0.00%

With a Dividend Yield of 3.83%, CME offers a more attractive income stream than most of its peers in the Financial - Data & Stock Exchanges industry, signaling a strong commitment to shareholder returns.

AFG vs. CME: A comparison of their Dividend Yield against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Dividend Payout Ratio

AFG

94.24%

Insurance - Property & Casualty Industry

Max
115.20%
Q3
35.27%
Median
22.19%
Q1
3.16%
Min
0.00%

AFG’s Dividend Payout Ratio of 94.24% is in the upper quartile for the Insurance - Property & Casualty industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.

CME

105.42%

Financial - Data & Stock Exchanges Industry

Max
106.40%
Q3
44.44%
Median
31.97%
Q1
29.26%
Min
0.00%

CME’s Dividend Payout Ratio of 105.42% is above 100%. This means the company is paying out more in dividends than it earned, a practice that is often unsustainable and could indicate a risk to future dividend stability.

AFG vs. CME: A comparison of their Payout Ratio against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Dividend at a Glance

SymbolAFGCME
Dividend Yield (TTM)7.15%3.83%
Dividend Payout Ratio (TTM)94.24%105.42%

Valuation

Price-to-Earnings Ratio

AFG

13.36

Insurance - Property & Casualty Industry

Max
35.83
Q3
23.28
Median
14.49
Q1
11.91
Min
4.47

AFG’s P/E Ratio of 13.36 is within the middle range for the Insurance - Property & Casualty industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

CME

27.44

Financial - Data & Stock Exchanges Industry

Max
41.71
Q3
40.17
Median
37.47
Q1
30.61
Min
16.74

In the lower quartile for the Financial - Data & Stock Exchanges industry, CME’s P/E Ratio of 27.44 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

AFG vs. CME: A comparison of their P/E Ratio against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Forward P/E to Growth Ratio

AFG

1.41

Insurance - Property & Casualty Industry

Max
2.53
Q3
1.90
Median
1.33
Q1
0.86
Min
0.01

AFG’s Forward PEG Ratio of 1.41 is within the middle range of its peers in the Insurance - Property & Casualty industry. This suggests a reasonable balance between the stock’s price and its expected growth, aligning with sector valuation norms.

CME

4.25

Financial - Data & Stock Exchanges Industry

Max
4.54
Q3
4.09
Median
4.06
Q1
3.33
Min
2.36

A Forward PEG Ratio of 4.25 places CME in the upper quartile for the Financial - Data & Stock Exchanges industry. This suggests the stock is potentially expensive compared to its peers relative to its growth forecast, which may warrant caution.

AFG vs. CME: A comparison of their Forward PEG Ratio against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Price-to-Sales Ratio

AFG

1.74

Insurance - Property & Casualty Industry

Max
3.76
Q3
2.39
Median
1.80
Q1
1.01
Min
0.50

The P/S Ratio is often not a primary valuation tool in the Insurance - Property & Casualty industry.

CME

15.87

Financial - Data & Stock Exchanges Industry

Max
15.75
Q3
12.42
Median
9.37
Q1
6.34
Min
1.69

With a P/S Ratio of 15.87, CME trades at a valuation that eclipses even the highest in the Financial - Data & Stock Exchanges industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.

AFG vs. CME: A comparison of their P/S Ratio against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Price-to-Book Ratio

AFG

2.43

Insurance - Property & Casualty Industry

Max
5.34
Q3
2.95
Median
1.92
Q1
1.31
Min
0.52

AFG’s P/B Ratio of 2.43 is within the conventional range for the Insurance - Property & Casualty industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

CME

3.68

Financial - Data & Stock Exchanges Industry

Max
8.57
Q3
8.05
Median
4.77
Q1
3.69
Min
1.19

CME’s P/B Ratio of 3.68 is in the lower quartile for the Financial - Data & Stock Exchanges industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

AFG vs. CME: A comparison of their P/B Ratio against their respective Insurance - Property & Casualty and Financial - Data & Stock Exchanges industry benchmarks.

Valuation at a Glance

SymbolAFGCME
Price-to-Earnings Ratio (P/E, TTM)13.3627.44
Forward PEG Ratio (TTM)1.414.25
Price-to-Sales Ratio (P/S, TTM)1.7415.87
Price-to-Book Ratio (P/B, TTM)2.433.68
Price-to-Free Cash Flow Ratio (P/FCF, TTM)7.4726.06
EV-to-EBITDA (TTM)16.6820.45
EV-to-Sales (TTM)1.7716.19