AFG vs. BNT: American Financial vs. Brookfield Wealth Stock Comparison

Company Profile

American Financial (AFG) and Brookfield Wealth (BNT) both belong to the Insurance industry, though AFG is classified under Property & Casualty Insurance while BNT falls under Life & Health Insurance.

American Financial (AFG) has more than two decades of public-market history since March 17, 1980, whereas Brookfield Wealth (BNT) listed on June 28, 2021 and has a much shorter record to draw on.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Brookfield Wealth (BNT) has an aggressive beta of 1.57, indicating higher sensitivity to broad-market moves, while American Financial (AFG) is defensive at 0.55 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

American Financial (AFG) at 21.57% is around its peer norm for ROE, while Brookfield Wealth (BNT) at 1.05% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

American Financial (AFG) at 12.28% keeps about the industry-typical share of revenue as profit, while Brookfield Wealth (BNT) at 1.06% retains only a bottom-quartile share.

Neither side reports a meaningful operating margin: for American Financial (AFG) in Insurance and Brookfield Wealth (BNT) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both American Financial (AFG) at -1.93% and Brookfield Wealth (BNT) at -20.37% post bottom-quartile revenue growth versus peers, pointing to weaker demand or pricing momentum than typical rivals.

American Financial (AFG) at -4.57% is around its peer norm for EPS growth, while Brookfield Wealth (BNT) at -53.90% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: American Financial (AFG) in Insurance and Brookfield Wealth (BNT) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: American Financial (AFG) in Insurance and Brookfield Wealth (BNT) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

American Financial (AFG) at 2.31% delivers top-quartile income for its industry, while Brookfield Wealth (BNT) at 0.62% pays a more typical yield — both are credible income propositions, AFG the richer one.

Both American Financial (AFG) at 28.71% and Brookfield Wealth (BNT) at 30.95% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividend Metrics

Valuation

American Financial (AFG) at 12.61 is near its industry’s usual P/E ratio, while Brookfield Wealth (BNT) at 49.19 sits above its peer range — an unusually expensive price for BNT’s trailing earnings.

On P/S ratio, both American Financial (AFG) at 1.54 and Brookfield Wealth (BNT) at 0.96 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

Brookfield Wealth (BNT) at 0.84 sits in the lower P/B ratio quartile against book while American Financial (AFG) at 2.71 is valued near its industry’s middle — BNT is cheaper on assets, though weigh it against ROE and asset quality.

Valuation Metrics