AEG vs. MCO: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at AEG and MCO, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Overview
MCO’s market capitalization of 90.86 billion USD is significantly greater than AEG’s 11.53 billion USD, highlighting its more substantial market valuation.
MCO carries a higher beta at 1.38, indicating it’s more sensitive to market moves, while AEG (beta: 0.90) exhibits greater stability.
AEG trades as an American Depositary Receipt (ADR), offering U.S. investors a convenient way to access its foreign-listed shares. In contrast, MCO is a standard domestic listing.
| Symbol | AEG | MCO |
|---|---|---|
| Company Name | Aegon N.V. | Moody's Corporation |
| Country | NL | US |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Diversified | Financial - Data & Stock Exchanges |
| CEO | E. Lard Friese | Robert Scott Fauber |
| Price | 7.28 USD | 505.06 USD |
| Market Cap | 11.53 billion USD | 90.86 billion USD |
| Beta | 0.90 | 1.38 |
| Exchange | NYSE | NYSE |
| IPO Date | June 28, 1985 | October 31, 1994 |
| ADR | Yes | No |
Historical Performance
This chart compares the performance of AEG and MCO by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period.
Data is adjusted for dividends and splits.
Profitability
Return on Equity
AEG
7.56%
Insurance - Diversified Industry
- Max
- 19.59%
- Q3
- 17.66%
- Median
- 12.77%
- Q1
- 7.56%
- Min
- -4.43%
AEG’s Return on Equity of 7.56% is on par with the norm for the Insurance - Diversified industry, indicating its profitability relative to shareholder equity is typical for the sector.
MCO
56.36%
Financial - Data & Stock Exchanges Industry
- Max
- 26.26%
- Q3
- 23.14%
- Median
- 14.33%
- Q1
- 11.12%
- Min
- -0.64%
MCO’s Return on Equity of 56.36% is exceptionally high, placing it well beyond the typical range for the Financial - Data & Stock Exchanges industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
Return on Invested Capital
AEG
14,778.17%
Insurance - Diversified Industry
- Max
- 32.46%
- Q3
- 16.21%
- Median
- 9.46%
- Q1
- 2.09%
- Min
- -10.51%
Return on Invested Capital is often not a primary measure of capital efficiency in the Insurance - Diversified industry.
MCO
18.31%
Financial - Data & Stock Exchanges Industry
- Max
- 18.31%
- Q3
- 14.86%
- Median
- 11.07%
- Q1
- 6.75%
- Min
- 4.04%
In the upper quartile for the Financial - Data & Stock Exchanges industry, MCO’s Return on Invested Capital of 18.31% signifies a highly effective use of its capital to generate profits when compared to its peers.
Net Profit Margin
AEG
2.60%
Insurance - Diversified Industry
- Max
- 26.00%
- Q3
- 19.46%
- Median
- 9.37%
- Q1
- 5.55%
- Min
- -7.05%
Falling into the lower quartile for the Insurance - Diversified industry, AEG’s Net Profit Margin of 2.60% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.
MCO
29.14%
Financial - Data & Stock Exchanges Industry
- Max
- 39.08%
- Q3
- 31.63%
- Median
- 23.20%
- Q1
- 18.09%
- Min
- -0.88%
MCO’s Net Profit Margin of 29.14% is aligned with the median group of its peers in the Financial - Data & Stock Exchanges industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin
AEG
25.84%
Insurance - Diversified Industry
- Max
- 44.52%
- Q3
- 25.84%
- Median
- 14.16%
- Q1
- 6.78%
- Min
- -2.60%
AEG’s Operating Profit Margin of 25.84% is around the midpoint for the Insurance - Diversified industry, indicating that its efficiency in managing core business operations is typical for the sector.
MCO
40.63%
Financial - Data & Stock Exchanges Industry
- Max
- 53.68%
- Q3
- 40.45%
- Median
- 31.81%
- Q1
- 24.66%
- Min
- 9.71%
An Operating Profit Margin of 40.63% places MCO in the upper quartile for the Financial - Data & Stock Exchanges industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
Profitability at a Glance
| Symbol | AEG | MCO |
|---|---|---|
| Return on Equity (TTM) | 7.56% | 56.36% |
| Return on Assets (TTM) | 0.21% | 13.95% |
| Return on Invested Capital (TTM) | 14778.17% | 18.31% |
| Net Profit Margin (TTM) | 2.60% | 29.14% |
| Operating Profit Margin (TTM) | 25.84% | 40.63% |
| Gross Profit Margin (TTM) | 100.00% | 69.71% |
Financial Strength
Current Ratio
AEG
--
Insurance - Diversified Industry
- Max
- 4.41
- Q3
- 4.03
- Median
- 2.86
- Q1
- 2.82
- Min
- 2.82
Current Ratio data for AEG is currently unavailable.
MCO
1.56
Financial - Data & Stock Exchanges Industry
- Max
- 1.60
- Q3
- 1.57
- Median
- 1.06
- Q1
- 0.96
- Min
- 0.62
MCO’s Current Ratio of 1.56 aligns with the median group of the Financial - Data & Stock Exchanges industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio
AEG
0.54
Insurance - Diversified Industry
- Max
- 0.54
- Q3
- 0.39
- Median
- 0.27
- Q1
- 0.21
- Min
- 0.13
AEG’s leverage is in the upper quartile of the Insurance - Diversified industry, with a Debt-to-Equity Ratio of 0.54. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.
MCO
1.93
Financial - Data & Stock Exchanges Industry
- Max
- 1.09
- Q3
- 0.80
- Median
- 0.62
- Q1
- 0.36
- Min
- 0.04
With a Debt-to-Equity Ratio of 1.93, MCO operates with exceptionally high leverage compared to the Financial - Data & Stock Exchanges industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.
Interest Coverage Ratio
AEG
1,113.58
Insurance - Diversified Industry
- Max
- 19.23
- Q3
- 17.46
- Median
- 7.97
- Q1
- 4.61
- Min
- -1.63
With an Interest Coverage Ratio of 1,113.58, AEG demonstrates a superior capacity to service its debt, placing it well above the typical range for the Insurance - Diversified industry. This stems from either robust earnings or a conservative debt load.
MCO
8.64
Financial - Data & Stock Exchanges Industry
- Max
- 27.44
- Q3
- 22.05
- Median
- 10.08
- Q1
- 6.79
- Min
- 1.01
MCO’s Interest Coverage Ratio of 8.64 is positioned comfortably within the norm for the Financial - Data & Stock Exchanges industry, indicating a standard and healthy capacity to cover its interest payments.
Financial Strength at a Glance
| Symbol | AEG | MCO |
|---|---|---|
| Current Ratio (TTM) | -- | 1.56 |
| Quick Ratio (TTM) | -- | 1.56 |
| Debt-to-Equity Ratio (TTM) | 0.54 | 1.93 |
| Debt-to-Asset Ratio (TTM) | 0.02 | 0.47 |
| Net Debt-to-EBITDA Ratio (TTM) | 0.39 | 1.72 |
| Interest Coverage Ratio (TTM) | 1113.58 | 8.64 |
Growth
The following charts compare key year-over-year (YoY) growth metrics for AEG and MCO. These metrics are based on the companies’ annual financial reports.
Revenue Growth
Earnings Per Share (EPS) Growth
Free Cash Flow Growth
Dividend
Dividend Yield
AEG
5.02%
Insurance - Diversified Industry
- Max
- 8.16%
- Q3
- 5.54%
- Median
- 2.46%
- Q1
- 1.59%
- Min
- 0.00%
AEG’s Dividend Yield of 5.02% is consistent with its peers in the Insurance - Diversified industry, providing a dividend return that is standard for its sector.
MCO
0.71%
Financial - Data & Stock Exchanges Industry
- Max
- 3.86%
- Q3
- 1.44%
- Median
- 1.06%
- Q1
- 0.73%
- Min
- 0.00%
MCO’s Dividend Yield of 0.71% is in the lower quartile for the Financial - Data & Stock Exchanges industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.
Dividend Payout Ratio
AEG
101.86%
Insurance - Diversified Industry
- Max
- 101.86%
- Q3
- 53.36%
- Median
- 21.69%
- Q1
- 5.33%
- Min
- 0.00%
AEG’s Dividend Payout Ratio of 101.86% is above 100%. This means the company is paying out more in dividends than it earned, a practice that is often unsustainable and could indicate a risk to future dividend stability.
MCO
31.34%
Financial - Data & Stock Exchanges Industry
- Max
- 106.40%
- Q3
- 44.44%
- Median
- 31.97%
- Q1
- 29.26%
- Min
- 0.00%
MCO’s Dividend Payout Ratio of 31.34% is within the typical range for the Financial - Data & Stock Exchanges industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | AEG | MCO |
|---|---|---|
| Dividend Yield (TTM) | 5.02% | 0.71% |
| Dividend Payout Ratio (TTM) | 101.86% | 31.34% |
Valuation
Price-to-Earnings Ratio
AEG
18.09
Insurance - Diversified Industry
- Max
- 18.52
- Q3
- 16.13
- Median
- 13.33
- Q1
- 9.73
- Min
- 2.62
A P/E Ratio of 18.09 places AEG in the upper quartile for the Insurance - Diversified industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.
MCO
43.17
Financial - Data & Stock Exchanges Industry
- Max
- 41.71
- Q3
- 40.17
- Median
- 37.47
- Q1
- 30.61
- Min
- 16.74
At 43.17, MCO’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Financial - Data & Stock Exchanges industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.
Forward P/E to Growth Ratio
AEG
2.03
Insurance - Diversified Industry
- Max
- 2.60
- Q3
- 2.07
- Median
- 1.20
- Q1
- 0.77
- Min
- 0.04
AEG’s Forward PEG Ratio of 2.03 is within the middle range of its peers in the Insurance - Diversified industry. This suggests a reasonable balance between the stock’s price and its expected growth, aligning with sector valuation norms.
MCO
4.70
Financial - Data & Stock Exchanges Industry
- Max
- 4.54
- Q3
- 4.09
- Median
- 4.06
- Q1
- 3.33
- Min
- 2.36
MCO’s Forward PEG Ratio of 4.70 is exceptionally high for the Financial - Data & Stock Exchanges industry. This suggests its stock price is very high relative to its expected earnings growth, signaling significant overvaluation risk.
Price-to-Sales Ratio
AEG
0.37
Insurance - Diversified Industry
- Max
- 3.08
- Q3
- 2.00
- Median
- 1.15
- Q1
- 1.07
- Min
- 0.38
AEG’s P/S Ratio of 0.37 falls below the typical floor for the Insurance - Diversified industry. This could suggest the stock is overlooked or deeply undervalued relative to its sales, but may also reflect significant market concerns about its future.
MCO
12.57
Financial - Data & Stock Exchanges Industry
- Max
- 15.75
- Q3
- 12.42
- Median
- 9.37
- Q1
- 6.34
- Min
- 1.69
MCO’s P/S Ratio of 12.57 is in the upper echelon for the Financial - Data & Stock Exchanges industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
Price-to-Book Ratio
AEG
1.33
Insurance - Diversified Industry
- Max
- 2.12
- Q3
- 1.80
- Median
- 1.59
- Q1
- 1.29
- Min
- 0.74
AEG’s P/B Ratio of 1.33 is within the conventional range for the Insurance - Diversified industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
MCO
24.57
Financial - Data & Stock Exchanges Industry
- Max
- 8.57
- Q3
- 8.05
- Median
- 4.77
- Q1
- 3.69
- Min
- 1.19
At 24.57, MCO’s P/B Ratio is at an extreme premium to the Financial - Data & Stock Exchanges industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
Valuation at a Glance
| Symbol | AEG | MCO |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | 18.09 | 43.17 |
| Forward PEG Ratio (TTM) | 2.03 | 4.70 |
| Price-to-Sales Ratio (P/S, TTM) | 0.37 | 12.57 |
| Price-to-Book Ratio (P/B, TTM) | 1.33 | 24.57 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 10.76 | 36.40 |
| EV-to-EBITDA (TTM) | 2.84 | 32.91 |
| EV-to-Sales (TTM) | 0.43 | 13.27 |