AEG vs. FNF: Aegon vs. Fidelity National Financial Stock Comparison

Company Profile

Aegon (AEG) and Fidelity National Financial (FNF) both belong to the Insurance industry, though AEG is classified under Life & Health Insurance while FNF falls under Property & Casualty Insurance.

Fidelity National Financial (FNF) trades as ordinary local shares, while Aegon (AEG) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Aegon (AEG) at 11.07% and Fidelity National Financial (FNF) at 15.10% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Both Aegon (AEG) at 8.62% and Fidelity National Financial (FNF) at 7.00% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Aegon (AEG) in Insurance and Fidelity National Financial (FNF) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Aegon (AEG) at 37.63% sits in the top revenue growth quartile, while Fidelity National Financial (FNF) at 5.88% is closer to the peer norm — faster top-line expansion for AEG.

Aegon (AEG) at 59.46% sits in the top EPS growth quartile, while Fidelity National Financial (FNF) at -52.47% is in the bottom quartile, showing a clear gap in earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Aegon (AEG) in Insurance and Fidelity National Financial (FNF) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Aegon (AEG) in Insurance and Fidelity National Financial (FNF) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Aegon (AEG) at 4.96% and Fidelity National Financial (FNF) at 4.85% offer top-quartile dividend income relative to share price within their industries.

Both Aegon (AEG) at 61.52% and Fidelity National Financial (FNF) at 53.20% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

Dividend Metrics

Valuation

Both Aegon (AEG) at 12.03 and Fidelity National Financial (FNF) at 11.21 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

Fidelity National Financial (FNF) at 0.79 sits in the cheaper P/S ratio quartile while Aegon (AEG) at 1.04 prices around its industry’s middle — FNF costs less per dollar of sales, though read it alongside growth and margins.

On P/B ratio, both Aegon (AEG) at 1.23 and Fidelity National Financial (FNF) at 1.59 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics