AEG vs. DB: A Head-to-Head Stock Comparison

Updated on October 7, 2025

Here’s a clear look at AEG and DB, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

AEG trades as New York Registered Shares, providing U.S. investors with access to a foreign company, while DB is a standard domestic stock.

Symbol	AEG	DB
Company Name	Aegon Ltd.	Deutsche Bank Aktiengesellschaft
Country	Netherlands	Germany
GICS Sector	Financials	Financials
GICS Industry	Insurance	Capital Markets
Market Capitalization	12.60 billion USD	68.65 billion USD
Exchange	NYSE	NYSE
Listing Date	June 28, 1985	November 18, 1996
Security Type	NY Reg Shrs	Common Stock

Historical Performance

This chart compares the performance of AEG and DB by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

AEG vs. DB: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	AEG	DB
5-Day Price Return	-1.26%	-1.65%
13-Week Price Return	11.59%	22.73%
26-Week Price Return	10.57%	35.03%
52-Week Price Return	19.39%	90.45%
Month-to-Date Return	-1.05%	0.32%
Year-to-Date Return	18.18%	80.56%
10-Day Avg. Volume	5.24M	9.98M
3-Month Avg. Volume	5.21M	6.27M
3-Month Volatility	24.21%	28.95%
Beta	1.34	1.56

Profitability

Return on Equity (TTM)

AEG

7.78%

Insurance Industry

Max: 30.96%
Q3: 18.76%
Median: 14.22%
Q1: 10.34%
Min: 1.73%

AEG’s Return on Equity of 7.78% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

DB

7.23%

Capital Markets Industry

Max: 38.97%
Q3: 22.24%
Median: 13.52%
Q1: 8.61%
Min: -4.25%

DB’s Return on Equity of 7.23% is in the lower quartile for the Capital Markets industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

AEG vs. DB: A comparison of their Return on Equity (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Net Profit Margin (TTM)

AEG

9.69%

Insurance Industry

Max: 26.78%
Q3: 14.69%
Median: 9.87%
Q1: 6.59%
Min: -3.51%

AEG’s Net Profit Margin of 9.69% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.

DB

19.06%

Capital Markets Industry

Max: 69.91%
Q3: 37.24%
Median: 24.30%
Q1: 13.06%
Min: -15.18%

DB’s Net Profit Margin of 19.06% is aligned with the median group of its peers in the Capital Markets industry. This indicates its ability to convert revenue into profit is typical for the sector.

AEG vs. DB: A comparison of their Net Profit Margin (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Operating Profit Margin (TTM)

AEG

6.31%

Insurance Industry

Max: 34.52%
Q3: 20.17%
Median: 14.46%
Q1: 9.62%
Min: -2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

DB

20.16%

Capital Markets Industry

Max: 84.86%
Q3: 47.16%
Median: 32.23%
Q1: 18.65%
Min: -21.87%

DB’s Operating Profit Margin of 20.16% is around the midpoint for the Capital Markets industry, indicating that its efficiency in managing core business operations is typical for the sector.

AEG vs. DB: A comparison of their Operating Profit Margin (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Profitability at a Glance

Symbol	AEG	DB
Return on Equity (TTM)	7.78%	7.23%
Return on Assets (TTM)	0.21%	0.40%
Net Profit Margin (TTM)	9.69%	19.06%
Operating Profit Margin (TTM)	6.31%	20.16%
Gross Profit Margin (TTM)	--	--

Financial Strength

Current Ratio (MRQ)

AEG

Insurance Industry

Max: 2.97
Q3: 1.37
Median: 0.54
Q1: 0.15
Min: 0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

DB

Capital Markets Industry

Max: 3.37
Q3: 1.81
Median: 1.01
Q1: 0.56
Min: 0.04

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

AEG vs. DB: A comparison of their Current Ratio (MRQ) against their respective Insurance and Capital Markets industry benchmarks.

Debt-to-Equity Ratio (MRQ)

AEG

0.54

Insurance Industry

Max: 1.25
Q3: 0.65
Median: 0.34
Q1: 0.23
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

DB

3.16

Capital Markets Industry

Max: 6.52
Q3: 2.79
Median: 0.96
Q1: 0.28
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

AEG vs. DB: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Insurance and Capital Markets industry benchmarks.

Interest Coverage Ratio (TTM)

AEG

-2.55

Insurance Industry

Max: 43.68
Q3: 21.45
Median: 9.67
Q1: 3.55
Min: -5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

DB

Capital Markets Industry

Max: 107.59
Q3: 48.41
Median: 10.85
Q1: 4.56
Min: -36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

AEG vs. DB: A comparison of their Interest Coverage Ratio (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Financial Strength at a Glance

Symbol	AEG	DB
Current Ratio (MRQ)	--	--
Quick Ratio (MRQ)	--	--
Debt-to-Equity Ratio (MRQ)	0.54	3.16
Interest Coverage Ratio (TTM)	-2.55	--

Growth

Revenue Growth

AEG vs. DB: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

AEG vs. DB: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

AEG

4.95%

Insurance Industry

Max: 9.80%
Q3: 5.18%
Median: 3.58%
Q1: 2.07%
Min: 0.00%

AEG’s Dividend Yield of 4.95% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.

DB

2.25%

Capital Markets Industry

Max: 9.02%
Q3: 4.54%
Median: 2.55%
Q1: 1.27%
Min: 0.00%

DB’s Dividend Yield of 2.25% is consistent with its peers in the Capital Markets industry, providing a dividend return that is standard for its sector.

AEG vs. DB: A comparison of their Dividend Yield (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Dividend Payout Ratio (TTM)

AEG

70.31%

Insurance Industry

Max: 169.40%
Q3: 85.57%
Median: 53.26%
Q1: 23.68%
Min: 0.00%

AEG’s Dividend Payout Ratio of 70.31% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

DB

77.95%

Capital Markets Industry

Max: 199.38%
Q3: 99.28%
Median: 60.67%
Q1: 32.00%
Min: 0.00%

DB’s Dividend Payout Ratio of 77.95% is within the typical range for the Capital Markets industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

AEG vs. DB: A comparison of their Dividend Payout Ratio (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Dividend at a Glance

Symbol	AEG	DB
Dividend Yield (TTM)	4.95%	2.25%
Dividend Payout Ratio (TTM)	70.31%	77.95%

Valuation

Price-to-Earnings Ratio (TTM)

AEG

7.94

Insurance Industry

Max: 30.75
Q3: 18.11
Median: 12.67
Q1: 9.66
Min: 2.87

In the lower quartile for the Insurance industry, AEG’s P/E Ratio of 7.94 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

DB

10.46

Capital Markets Industry

Max: 51.69
Q3: 29.42
Median: 17.58
Q1: 12.55
Min: 5.59

In the lower quartile for the Capital Markets industry, DB’s P/E Ratio of 10.46 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

AEG vs. DB: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Price-to-Sales Ratio (TTM)

AEG

0.77

Insurance Industry

Max: 3.41
Q3: 1.88
Median: 1.22
Q1: 0.80
Min: 0.23

In the lower quartile for the Insurance industry, AEG’s P/S Ratio of 0.77 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

DB

0.79

Capital Markets Industry

Max: 14.65
Q3: 7.29
Median: 4.53
Q1: 2.26
Min: 0.04

In the lower quartile for the Capital Markets industry, DB’s P/S Ratio of 0.79 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

AEG vs. DB: A comparison of their Price-to-Sales Ratio (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Price-to-Book Ratio (MRQ)

AEG

1.03

Insurance Industry

Max: 4.57
Q3: 2.56
Median: 1.88
Q1: 1.20
Min: 0.17

AEG’s P/B Ratio of 1.03 is in the lower quartile for the Insurance industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

DB

0.64

Capital Markets Industry

Max: 10.83
Q3: 5.12
Median: 2.66
Q1: 1.19
Min: 0.37

DB’s P/B Ratio of 0.64 is in the lower quartile for the Capital Markets industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

AEG vs. DB: A comparison of their Price-to-Book Ratio (MRQ) against their respective Insurance and Capital Markets industry benchmarks.

Valuation at a Glance

Symbol	AEG	DB
Price-to-Earnings Ratio (TTM)	7.94	10.46
Price-to-Sales Ratio (TTM)	0.77	0.79
Price-to-Book Ratio (MRQ)	1.03	0.64
Price-to-Free Cash Flow Ratio (TTM)	14.80	2.30