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AEG vs. BEN: A Head-to-Head Stock Comparison

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Here’s a clear look at AEG and BEN, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

AEG trades as New York Registered Shares, providing U.S. investors with access to a foreign company, while BEN is a standard domestic stock.

SymbolAEGBEN
Company NameAegon Ltd.Franklin Resources, Inc.
CountryNetherlandsUnited States
GICS SectorFinancialsFinancials
GICS IndustryInsuranceCapital Markets
Market Capitalization12.26 billion USD11.45 billion USD
ExchangeNYSENYSE
Listing DateJune 28, 1985September 23, 1983
Security TypeNY Reg ShrsCommon Stock

Historical Performance

This chart compares the performance of AEG and BEN by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

AEG vs. BEN: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolAEGBEN
5-Day Price Return1.96%-1.55%
13-Week Price Return5.99%-12.48%
26-Week Price Return8.96%2.73%
52-Week Price Return14.35%3.02%
Month-to-Date Return2.30%-1.95%
Year-to-Date Return18.15%9.27%
10-Day Avg. Volume4.59M4.95M
3-Month Avg. Volume4.83M4.14M
3-Month Volatility23.15%25.13%
Beta1.251.49

Profitability

Return on Equity (TTM)

AEG

7.78%

Insurance Industry

Max
31.64%
Q3
19.22%
Median
14.77%
Q1
10.48%
Min
2.20%

AEG’s Return on Equity of 7.78% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

BEN

2.61%

Capital Markets Industry

Max
41.61%
Q3
22.56%
Median
13.62%
Q1
9.23%
Min
-4.25%

BEN’s Return on Equity of 2.61% is in the lower quartile for the Capital Markets industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

AEG vs. BEN: A comparison of their Return on Equity (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Net Profit Margin (TTM)

AEG

9.69%

Insurance Industry

Max
28.47%
Q3
15.63%
Median
10.40%
Q1
6.94%
Min
-3.51%

AEG’s Net Profit Margin of 9.69% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.

BEN

3.73%

Capital Markets Industry

Max
69.91%
Q3
36.88%
Median
24.30%
Q1
13.14%
Min
-6.20%

Falling into the lower quartile for the Capital Markets industry, BEN’s Net Profit Margin of 3.73% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

AEG vs. BEN: A comparison of their Net Profit Margin (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Operating Profit Margin (TTM)

AEG

6.31%

Insurance Industry

Max
35.59%
Q3
21.31%
Median
14.99%
Q1
10.34%
Min
-2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

BEN

4.26%

Capital Markets Industry

Max
83.68%
Q3
47.64%
Median
32.36%
Q1
19.28%
Min
0.30%

BEN’s Operating Profit Margin of 4.26% is in the lower quartile for the Capital Markets industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

AEG vs. BEN: A comparison of their Operating Profit Margin (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Profitability at a Glance

SymbolAEGBEN
Return on Equity (TTM)7.78%2.61%
Return on Assets (TTM)0.21%1.00%
Net Profit Margin (TTM)9.69%3.73%
Operating Profit Margin (TTM)6.31%4.26%
Gross Profit Margin (TTM)--36.69%

Financial Strength

Current Ratio (MRQ)

AEG

--

Insurance Industry

Max
2.64
Q3
1.19
Median
0.53
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BEN

1.21

Capital Markets Industry

Max
3.43
Q3
1.76
Median
1.00
Q1
0.60
Min
0.04

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

AEG vs. BEN: A comparison of their Current Ratio (MRQ) against their respective Insurance and Capital Markets industry benchmarks.

Debt-to-Equity Ratio (MRQ)

AEG

0.54

Insurance Industry

Max
1.10
Q3
0.65
Median
0.35
Q1
0.23
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

BEN

1.00

Capital Markets Industry

Max
6.12
Q3
2.78
Median
0.96
Q1
0.31
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

AEG vs. BEN: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Insurance and Capital Markets industry benchmarks.

Interest Coverage Ratio (TTM)

AEG

-2.55

Insurance Industry

Max
49.59
Q3
22.05
Median
9.63
Q1
3.42
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

BEN

32.05

Capital Markets Industry

Max
107.59
Q3
50.42
Median
10.94
Q1
4.37
Min
-36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

AEG vs. BEN: A comparison of their Interest Coverage Ratio (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Financial Strength at a Glance

SymbolAEGBEN
Current Ratio (MRQ)--1.21
Quick Ratio (MRQ)--1.21
Debt-to-Equity Ratio (MRQ)0.541.00
Interest Coverage Ratio (TTM)-2.5532.05

Growth

Revenue Growth

AEG vs. BEN: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

AEG vs. BEN: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

AEG

4.90%

Insurance Industry

Max
9.43%
Q3
5.10%
Median
3.57%
Q1
2.02%
Min
0.00%

AEG’s Dividend Yield of 4.90% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.

BEN

5.88%

Capital Markets Industry

Max
8.63%
Q3
4.88%
Median
2.72%
Q1
1.41%
Min
0.00%

With a Dividend Yield of 5.88%, BEN offers a more attractive income stream than most of its peers in the Capital Markets industry, signaling a strong commitment to shareholder returns.

AEG vs. BEN: A comparison of their Dividend Yield (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Dividend Payout Ratio (TTM)

AEG

70.31%

Insurance Industry

Max
169.40%
Q3
85.57%
Median
50.55%
Q1
22.12%
Min
0.00%

AEG’s Dividend Payout Ratio of 70.31% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

BEN

125.85%

Capital Markets Industry

Max
188.84%
Q3
96.52%
Median
61.58%
Q1
31.74%
Min
0.00%

BEN’s Dividend Payout Ratio of 125.85% is in the upper quartile for the Capital Markets industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.

AEG vs. BEN: A comparison of their Dividend Payout Ratio (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Dividend at a Glance

SymbolAEGBEN
Dividend Yield (TTM)4.90%5.88%
Dividend Payout Ratio (TTM)70.31%125.85%

Valuation

Price-to-Earnings Ratio (TTM)

AEG

8.03

Insurance Industry

Max
27.66
Q3
17.29
Median
12.59
Q1
9.86
Min
3.13

In the lower quartile for the Insurance industry, AEG’s P/E Ratio of 8.03 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

BEN

35.80

Capital Markets Industry

Max
47.53
Q3
28.81
Median
16.62
Q1
12.06
Min
5.71

A P/E Ratio of 35.80 places BEN in the upper quartile for the Capital Markets industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

AEG vs. BEN: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Price-to-Sales Ratio (TTM)

AEG

0.78

Insurance Industry

Max
3.39
Q3
1.95
Median
1.25
Q1
0.83
Min
0.22

In the lower quartile for the Insurance industry, AEG’s P/S Ratio of 0.78 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

BEN

1.34

Capital Markets Industry

Max
13.23
Q3
6.65
Median
4.40
Q1
2.22
Min
0.03

In the lower quartile for the Capital Markets industry, BEN’s P/S Ratio of 1.34 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

AEG vs. BEN: A comparison of their Price-to-Sales Ratio (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Price-to-Book Ratio (MRQ)

AEG

1.03

Insurance Industry

Max
4.36
Q3
2.47
Median
1.77
Q1
1.18
Min
0.17

AEG’s P/B Ratio of 1.03 is in the lower quartile for the Insurance industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

BEN

1.03

Capital Markets Industry

Max
10.83
Q3
5.27
Median
2.66
Q1
1.34
Min
0.37

BEN’s P/B Ratio of 1.03 is in the lower quartile for the Capital Markets industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

AEG vs. BEN: A comparison of their Price-to-Book Ratio (MRQ) against their respective Insurance and Capital Markets industry benchmarks.

Valuation at a Glance

SymbolAEGBEN
Price-to-Earnings Ratio (TTM)8.0335.80
Price-to-Sales Ratio (TTM)0.781.34
Price-to-Book Ratio (MRQ)1.031.03
Price-to-Free Cash Flow Ratio (TTM)14.966.58