ADSK vs. AFRM: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at ADSK and AFRM, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | ADSK | AFRM |
|---|---|---|
| Company Name | Autodesk, Inc. | Affirm Holdings, Inc. |
| Country | United States | United States |
| GICS Sector | Information Technology | Financials |
| GICS Industry | Software | Financial Services |
| Market Capitalization | 63.41 billion USD | 22.71 billion USD |
| Exchange | NasdaqGS | NasdaqGS |
| Listing Date | June 28, 1985 | January 13, 2021 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of ADSK and AFRM by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | ADSK | AFRM |
|---|---|---|
| 5-Day Price Return | 0.22% | -7.33% |
| 13-Week Price Return | 4.42% | -10.43% |
| 26-Week Price Return | 0.80% | 30.72% |
| 52-Week Price Return | -4.39% | 28.62% |
| Month-to-Date Return | -0.65% | -1.91% |
| Year-to-Date Return | 1.29% | 15.78% |
| 10-Day Avg. Volume | 1.12M | 7.31M |
| 3-Month Avg. Volume | 1.47M | 6.96M |
| 3-Month Volatility | 26.19% | 67.46% |
| Beta | 1.46 | 3.62 |
Profitability
Return on Equity (TTM)
ADSK
39.47%
Software Industry
- Max
- 65.88%
- Q3
- 22.54%
- Median
- 10.46%
- Q1
- -6.54%
- Min
- -41.05%
In the upper quartile for the Software industry, ADSK’s Return on Equity of 39.47% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
AFRM
7.75%
Financial Services Industry
- Max
- 34.42%
- Q3
- 16.76%
- Median
- 9.18%
- Q1
- 3.90%
- Min
- -10.16%
AFRM’s Return on Equity of 7.75% is on par with the norm for the Financial Services industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
ADSK
15.79%
Software Industry
- Max
- 53.50%
- Q3
- 20.30%
- Median
- 9.60%
- Q1
- -4.98%
- Min
- -41.00%
ADSK’s Net Profit Margin of 15.79% is aligned with the median group of its peers in the Software industry. This indicates its ability to convert revenue into profit is typical for the sector.
AFRM
6.74%
Financial Services Industry
- Max
- 52.16%
- Q3
- 25.33%
- Median
- 13.11%
- Q1
- 7.04%
- Min
- -8.99%
Falling into the lower quartile for the Financial Services industry, AFRM’s Net Profit Margin of 6.74% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.
Operating Profit Margin (TTM)
ADSK
21.03%
Software Industry
- Max
- 61.99%
- Q3
- 23.67%
- Median
- 10.93%
- Q1
- -3.57%
- Min
- -40.19%
ADSK’s Operating Profit Margin of 21.03% is around the midpoint for the Software industry, indicating that its efficiency in managing core business operations is typical for the sector.
AFRM
4.96%
Financial Services Industry
- Max
- 81.07%
- Q3
- 40.32%
- Median
- 19.93%
- Q1
- 10.20%
- Min
- -34.40%
AFRM’s Operating Profit Margin of 4.96% is in the lower quartile for the Financial Services industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.
Profitability at a Glance
| Symbol | ADSK | AFRM |
|---|---|---|
| Return on Equity (TTM) | 39.47% | 7.75% |
| Return on Assets (TTM) | 9.84% | 2.14% |
| Net Profit Margin (TTM) | 15.79% | 6.74% |
| Operating Profit Margin (TTM) | 21.03% | 4.96% |
| Gross Profit Margin (TTM) | 90.61% | 92.50% |
Financial Strength
Current Ratio (MRQ)
ADSK
0.76
Software Industry
- Max
- 4.01
- Q3
- 2.27
- Median
- 1.50
- Q1
- 1.03
- Min
- 0.25
ADSK’s Current Ratio of 0.76 falls into the lower quartile for the Software industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.
AFRM
4.58
Financial Services Industry
- Max
- 4.36
- Q3
- 2.26
- Median
- 1.33
- Q1
- 0.86
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
ADSK
0.91
Software Industry
- Max
- 2.04
- Q3
- 0.86
- Median
- 0.29
- Q1
- 0.00
- Min
- 0.00
ADSK’s leverage is in the upper quartile of the Software industry, with a Debt-to-Equity Ratio of 0.91. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.
AFRM
2.35
Financial Services Industry
- Max
- 5.07
- Q3
- 2.14
- Median
- 0.55
- Q1
- 0.11
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
Interest Coverage Ratio (TTM)
ADSK
18.20
Software Industry
- Max
- 89.65
- Q3
- 33.82
- Median
- 1.59
- Q1
- -10.48
- Min
- -71.23
ADSK’s Interest Coverage Ratio of 18.20 is positioned comfortably within the norm for the Software industry, indicating a standard and healthy capacity to cover its interest payments.
AFRM
-3.76
Financial Services Industry
- Max
- 140.54
- Q3
- 57.67
- Median
- 6.72
- Q1
- 1.93
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
Financial Strength at a Glance
| Symbol | ADSK | AFRM |
|---|---|---|
| Current Ratio (MRQ) | 0.76 | 4.58 |
| Quick Ratio (MRQ) | 0.61 | 4.49 |
| Debt-to-Equity Ratio (MRQ) | 0.91 | 2.35 |
| Interest Coverage Ratio (TTM) | 18.20 | -3.76 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
ADSK
0.00%
Software Industry
- Max
- 0.34%
- Q3
- 0.17%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
ADSK currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
AFRM
0.00%
Financial Services Industry
- Max
- 7.52%
- Q3
- 3.60%
- Median
- 1.75%
- Q1
- 0.00%
- Min
- 0.00%
AFRM currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
Dividend Payout Ratio (TTM)
ADSK
0.00%
Software Industry
- Max
- 12.76%
- Q3
- 6.56%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
ADSK has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
AFRM
0.00%
Financial Services Industry
- Max
- 132.10%
- Q3
- 64.32%
- Median
- 17.51%
- Q1
- 0.00%
- Min
- 0.00%
AFRM has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
Dividend at a Glance
| Symbol | ADSK | AFRM |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 0.00% | 0.00% |
Valuation
Price-to-Earnings Ratio (TTM)
ADSK
61.14
Software Industry
- Max
- 142.78
- Q3
- 72.24
- Median
- 36.21
- Q1
- 24.24
- Min
- 4.55
ADSK’s P/E Ratio of 61.14 is within the middle range for the Software industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
AFRM
96.53
Financial Services Industry
- Max
- 46.13
- Q3
- 28.79
- Median
- 13.18
- Q1
- 9.14
- Min
- 0.47
At 96.53, AFRM’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Financial Services industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.
Price-to-Sales Ratio (TTM)
ADSK
9.65
Software Industry
- Max
- 20.79
- Q3
- 12.71
- Median
- 6.75
- Q1
- 4.56
- Min
- 0.87
ADSK’s P/S Ratio of 9.65 aligns with the market consensus for the Software industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
AFRM
6.50
Financial Services Industry
- Max
- 9.71
- Q3
- 4.81
- Median
- 2.49
- Q1
- 1.25
- Min
- 0.04
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
Price-to-Book Ratio (MRQ)
ADSK
23.89
Software Industry
- Max
- 30.49
- Q3
- 14.84
- Median
- 8.09
- Q1
- 4.32
- Min
- 0.38
ADSK’s P/B Ratio of 23.89 is in the upper tier for the Software industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
AFRM
7.21
Financial Services Industry
- Max
- 7.21
- Q3
- 3.51
- Median
- 1.52
- Q1
- 0.88
- Min
- 0.08
AFRM’s P/B Ratio of 7.21 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
Valuation at a Glance
| Symbol | ADSK | AFRM |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 61.14 | 96.53 |
| Price-to-Sales Ratio (TTM) | 9.65 | 6.50 |
| Price-to-Book Ratio (MRQ) | 23.89 | 7.21 |
| Price-to-Free Cash Flow Ratio (TTM) | 34.53 | 29.25 |