ADBE vs. FICO: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at ADBE and FICO, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.
Company Overview
ADBE dominates in value with a market cap of 176.46 billion USD, eclipsing FICO’s 41.57 billion USD by roughly 4.24×.
With betas of 1.55 for ADBE and 1.40 for FICO, both show similar volatility profiles relative to the overall market.
| Symbol | ADBE | FICO |
|---|---|---|
| Company Name | Adobe Inc. | Fair Isaac Corporation |
| Country | US | US |
| Sector | Technology | Technology |
| Industry | Software - Infrastructure | Software - Application |
| CEO | Mr. Shantanu Narayen | Mr. William J. Lansing |
| Price | 414.03 USD | 1,707.94 USD |
| Market Cap | 176.46 billion USD | 41.57 billion USD |
| Beta | 1.55 | 1.40 |
| Exchange | NASDAQ | NYSE |
| IPO Date | August 13, 1986 | July 22, 1987 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of ADBE and FICO over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Hover over the lines to see the investment’s value and total return (%) at specific dates.
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
The section examines key financial ratios to assess the valuation of ADBE and FICO based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.
- FICO carries a sub-zero price-to-book ratio of -37.06, indicating negative equity. In contrast, ADBE (P/B 13.79) has positive book value.
| Symbol | ADBE | FICO |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | 26.74 | 72.18 |
| Forward PEG Ratio (TTM) | 2.48 | 3.42 |
| Price-to-Sales Ratio (P/S, TTM) | 8.01 | 22.59 |
| Price-to-Book Ratio (P/B, TTM) | 13.79 | -37.06 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 19.22 | 60.17 |
| EV-to-EBITDA (TTM) | 19.28 | 53.04 |
| EV-to-Sales (TTM) | 8.00 | 23.90 |
| EV-to-Free Cash Flow (TTM) | 19.20 | 63.64 |
Dividend Comparison
Neither ADBE nor FICO currently pays a dividend yield; this often indicates they are reinvesting earnings for growth, prioritizing long-term expansion over immediate cash returns to shareholders.
| Symbol | ADBE | FICO |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
Financial Strength Metrics Comparison
This section dives into the financial resilience of ADBE and FICO, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.
- FICO has negative equity (debt-to-equity ratio -2.27), suggesting asset shortfalls, whereas ADBE at 0.50 preserves healthier equity coverage.
- FICO carries a debt-to-assets ratio of 1.39, suggesting substantial asset funding via debt, while ADBE at 0.22 opts for a more conservative financing structure.
| Symbol | ADBE | FICO |
|---|---|---|
| Current Ratio (TTM) | 1.18 | 2.11 |
| Quick Ratio (TTM) | 1.18 | 2.11 |
| Debt-to-Equity Ratio (TTM) | 0.50 | -2.27 |
| Debt-to-Assets Ratio (TTM) | 0.22 | 1.39 |
| Interest Coverage Ratio (TTM) | 51.93 | 9.57 |