ACGL vs. PUK: Arch Capital vs. Prudential Stock Comparison

Company Profile

Arch Capital (ACGL) and Prudential (PUK) both belong to the Insurance industry, though ACGL is classified under Property & Casualty Insurance while PUK falls under Life & Health Insurance.

Arch Capital (ACGL) trades as ordinary local shares, while Prudential (PUK) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Arch Capital (ACGL) at 18.74% and Prudential (PUK) at 18.74% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

For every dollar of sales, both Arch Capital (ACGL) at 23.31% and Prudential (PUK) at 25.49% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

Neither side reports a meaningful operating margin: for Arch Capital (ACGL) in Insurance and Prudential (PUK) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Prudential (PUK) at 68.98% clears its industry range for revenue growth, far stronger top-line momentum than Arch Capital (ACGL) at 13.96%, which is closer to a typical peer reading.

Prudential (PUK) at 82.74% sits in the top EPS growth quartile, while Arch Capital (ACGL) at 3.66% is closer to the peer norm — faster per-share earnings growth for PUK.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Arch Capital (ACGL) in Insurance and Prudential (PUK) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Arch Capital (ACGL) in Insurance and Prudential (PUK) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Arch Capital (ACGL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Prudential (PUK) reports a yield of 1.10%, ranking against industry peers normally.

Arch Capital (ACGL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Prudential (PUK) reports a payout of 18.71%, ranking against industry peers normally.

Dividend Metrics

Valuation

Both Arch Capital (ACGL) at 8.77 and Prudential (PUK) at 8.72 sit in the cheaper earnings-multiple quartile for P/E ratio, with the market paying less for a dollar of trailing earnings than it pays for typical peers.

On P/S ratio, both Arch Capital (ACGL) at 1.86 and Prudential (PUK) at 2.12 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

Arch Capital (ACGL) at 1.57 sits near its industry’s typical P/B ratio, while Prudential (PUK) at 6.29 prices above its benchmark range — PUK looks rich relative to book.

Valuation Metrics