ACGL vs. EWBC: A Head-to-Head Stock Comparison

Updated on October 9, 2025

Here’s a clear look at ACGL and EWBC, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	ACGL	EWBC
Company Name	Arch Capital Group Ltd.	East West Bancorp, Inc.
Country	Bermuda	United States
GICS Sector	Financials	Financials
GICS Industry	Insurance	Banks
Market Capitalization	34.09 billion USD	14.81 billion USD
Exchange	NasdaqGS	NasdaqGS
Listing Date	September 14, 1995	February 3, 1999
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of ACGL and EWBC by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

ACGL vs. EWBC: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	ACGL	EWBC
5-Day Price Return	0.68%	0.94%
13-Week Price Return	2.16%	-0.33%
26-Week Price Return	-4.98%	21.11%
52-Week Price Return	-19.05%	32.74%
Month-to-Date Return	0.68%	0.94%
Year-to-Date Return	-1.08%	12.21%
10-Day Avg. Volume	1.79M	0.79M
3-Month Avg. Volume	2.15M	0.88M
3-Month Volatility	21.77%	22.33%
Beta	0.47	0.94

Profitability

Return on Equity (TTM)

ACGL

17.03%

Insurance Industry

Max: 30.96%
Q3: 18.76%
Median: 14.22%
Q1: 10.34%
Min: 1.73%

ACGL’s Return on Equity of 17.03% is on par with the norm for the Insurance industry, indicating its profitability relative to shareholder equity is typical for the sector.

EWBC

15.14%

Banks Industry

Max: 25.40%
Q3: 15.55%
Median: 12.00%
Q1: 8.98%
Min: -0.10%

EWBC’s Return on Equity of 15.14% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

ACGL vs. EWBC: A comparison of their Return on Equity (TTM) against their respective Insurance and Banks industry benchmarks.

Net Profit Margin (TTM)

ACGL

20.05%

Insurance Industry

Max: 26.78%
Q3: 14.69%
Median: 9.87%
Q1: 6.59%
Min: -3.51%

A Net Profit Margin of 20.05% places ACGL in the upper quartile for the Insurance industry, signifying strong profitability and more effective cost management than most of its peers.

EWBC

47.99%

Banks Industry

Max: 54.20%
Q3: 35.73%
Median: 28.97%
Q1: 22.56%
Min: 6.98%

A Net Profit Margin of 47.99% places EWBC in the upper quartile for the Banks industry, signifying strong profitability and more effective cost management than most of its peers.

ACGL vs. EWBC: A comparison of their Net Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Operating Profit Margin (TTM)

ACGL

20.17%

Insurance Industry

Max: 34.52%
Q3: 20.17%
Median: 14.46%
Q1: 9.62%
Min: -2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

EWBC

57.98%

Banks Industry

Max: 63.35%
Q3: 44.73%
Median: 37.24%
Q1: 28.25%
Min: 12.28%

An Operating Profit Margin of 57.98% places EWBC in the upper quartile for the Banks industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

ACGL vs. EWBC: A comparison of their Operating Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Profitability at a Glance

Symbol	ACGL	EWBC
Return on Equity (TTM)	17.03%	15.14%
Return on Assets (TTM)	5.00%	1.57%
Net Profit Margin (TTM)	20.05%	47.99%
Operating Profit Margin (TTM)	20.17%	57.98%
Gross Profit Margin (TTM)	--	--

Financial Strength

Current Ratio (MRQ)

ACGL

0.72

Insurance Industry

Max: 2.97
Q3: 1.37
Median: 0.54
Q1: 0.15
Min: 0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

EWBC

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

ACGL vs. EWBC: A comparison of their Current Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Debt-to-Equity Ratio (MRQ)

ACGL

0.12

Insurance Industry

Max: 1.25
Q3: 0.65
Median: 0.34
Q1: 0.23
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

EWBC

0.00

Banks Industry

Max: 5.78
Q3: 2.66
Median: 1.05
Q1: 0.40
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

ACGL vs. EWBC: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Interest Coverage Ratio (TTM)

ACGL

6.33

Insurance Industry

Max: 43.68
Q3: 21.45
Median: 9.67
Q1: 3.55
Min: -5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

EWBC

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

ACGL vs. EWBC: A comparison of their Interest Coverage Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Financial Strength at a Glance

Symbol	ACGL	EWBC
Current Ratio (MRQ)	0.72	--
Quick Ratio (MRQ)	0.72	--
Debt-to-Equity Ratio (MRQ)	0.12	0.00
Interest Coverage Ratio (TTM)	6.33	--

Growth

Revenue Growth

ACGL vs. EWBC: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

ACGL vs. EWBC: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

ACGL

5.62%

Insurance Industry

Max: 9.80%
Q3: 5.18%
Median: 3.58%
Q1: 2.07%
Min: 0.00%

With a Dividend Yield of 5.62%, ACGL offers a more attractive income stream than most of its peers in the Insurance industry, signaling a strong commitment to shareholder returns.

EWBC

2.19%

Banks Industry

Max: 11.03%
Q3: 6.00%
Median: 3.87%
Q1: 2.41%
Min: 0.00%

EWBC’s Dividend Yield of 2.19% is in the lower quartile for the Banks industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

ACGL vs. EWBC: A comparison of their Dividend Yield (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend Payout Ratio (TTM)

ACGL

51.23%

Insurance Industry

Max: 169.40%
Q3: 85.57%
Median: 53.26%
Q1: 23.68%
Min: 0.00%

ACGL’s Dividend Payout Ratio of 51.23% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

EWBC

26.93%

Banks Industry

Max: 134.24%
Q3: 79.39%
Median: 55.09%
Q1: 36.09%
Min: 0.00%

EWBC’s Dividend Payout Ratio of 26.93% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

ACGL vs. EWBC: A comparison of their Dividend Payout Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend at a Glance

Symbol	ACGL	EWBC
Dividend Yield (TTM)	5.62%	2.19%
Dividend Payout Ratio (TTM)	51.23%	26.93%

Valuation

Price-to-Earnings Ratio (TTM)

ACGL

9.11

Insurance Industry

Max: 30.75
Q3: 18.11
Median: 12.67
Q1: 9.66
Min: 2.87

In the lower quartile for the Insurance industry, ACGL’s P/E Ratio of 9.11 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

EWBC

12.31

Banks Industry

Max: 22.69
Q3: 13.75
Median: 10.32
Q1: 7.73
Min: 2.59

EWBC’s P/E Ratio of 12.31 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

ACGL vs. EWBC: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Sales Ratio (TTM)

ACGL

1.83

Insurance Industry

Max: 3.41
Q3: 1.88
Median: 1.22
Q1: 0.80
Min: 0.23

ACGL’s P/S Ratio of 1.83 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

EWBC

3.28

Banks Industry

Max: 4.90
Q3: 2.98
Median: 2.24
Q1: 1.59
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

ACGL vs. EWBC: A comparison of their Price-to-Sales Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Book Ratio (MRQ)

ACGL

1.48

Insurance Industry

Max: 4.57
Q3: 2.56
Median: 1.88
Q1: 1.20
Min: 0.17

ACGL’s P/B Ratio of 1.48 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

EWBC

1.70

Banks Industry

Max: 2.09
Q3: 1.40
Median: 1.11
Q1: 0.86
Min: 0.29

EWBC’s P/B Ratio of 1.70 is in the upper tier for the Banks industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

ACGL vs. EWBC: A comparison of their Price-to-Book Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Valuation at a Glance

Symbol	ACGL	EWBC
Price-to-Earnings Ratio (TTM)	9.11	12.31
Price-to-Sales Ratio (TTM)	1.83	3.28
Price-to-Book Ratio (MRQ)	1.48	1.70
Price-to-Free Cash Flow Ratio (TTM)	5.55	10.17