ACGL vs. BRO: Arch Capital vs. Brown & Brown Stock Comparison

Company Profile

Arch Capital (ACGL) and Brown & Brown (BRO) both belong to the Insurance industry, though ACGL is classified under Property & Casualty Insurance while BRO falls under Insurance Brokers.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Arch Capital (ACGL) at 18.74% and Brown & Brown (BRO) at 9.80% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

For every dollar of sales, both Arch Capital (ACGL) at 23.31% and Brown & Brown (BRO) at 17.88% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

Neither side reports a meaningful operating margin: for Arch Capital (ACGL) in Insurance and Brown & Brown (BRO) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Brown & Brown (BRO) at 22.49% sits in the top revenue growth quartile, while Arch Capital (ACGL) at 13.96% is closer to the peer norm — faster top-line expansion for BRO.

Both Arch Capital (ACGL) at 3.66% and Brown & Brown (BRO) at -8.67% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Arch Capital (ACGL) in Insurance and Brown & Brown (BRO) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Arch Capital (ACGL) in Insurance and Brown & Brown (BRO) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Arch Capital (ACGL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Brown & Brown (BRO) reports a yield of 0.89%, ranking against industry peers normally.

Arch Capital (ACGL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Brown & Brown (BRO) reports a payout of 20.89%, ranking against industry peers normally.

Dividend Metrics

Valuation

Arch Capital (ACGL) at 8.77 sits in the cheaper P/E ratio quartile, while Brown & Brown (BRO) at 22.82 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.

Arch Capital (ACGL) at 1.86 is priced about in line with its industry on P/S ratio, while Brown & Brown (BRO) at 3.51 sits in the pricier quartile — BRO costs more per dollar of sales.

On P/B ratio, both Arch Capital (ACGL) at 1.57 and Brown & Brown (BRO) at 1.87 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics