ACGL vs. AIG: Arch Capital vs. American International Stock Comparison

Company Profile

Arch Capital (ACGL) and American International (AIG) both belong to the Insurance industry, though ACGL is classified under Property & Casualty Insurance while AIG falls under Multi-line Insurance.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Arch Capital (ACGL) at 18.74% is around its peer norm for ROE, while American International (AIG) at 8.23% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

Arch Capital (ACGL) at 23.31% retains a top-quartile share of revenue as profit, ahead of American International (AIG) at 11.84%, which keeps about the industry-typical share.

Neither side reports a meaningful operating margin: for Arch Capital (ACGL) in Insurance and American International (AIG) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Arch Capital (ACGL) at 13.96% is around its peer norm for revenue growth, while American International (AIG) at -1.82% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Only one side can be read here: Arch Capital (ACGL) reports EPS growth of 3.66%, ranked against its industry; American International (AIG) has no EPS growth figure this period.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Arch Capital (ACGL) in Insurance and American International (AIG) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Arch Capital (ACGL) in Insurance and American International (AIG) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Arch Capital (ACGL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile American International (AIG) reports a yield of 2.35%, ranking against industry peers normally.

Arch Capital (ACGL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile American International (AIG) reports a payout of 31.00%, ranking against industry peers normally.

Dividend Metrics

Valuation

Arch Capital (ACGL) at 8.77 sits in the cheaper P/E ratio quartile, while American International (AIG) at 12.68 is closer to its industry’s usual earnings multiple — a discount for ACGL, though growth and earnings durability still matter.

On P/S ratio, both Arch Capital (ACGL) at 1.86 and American International (AIG) at 1.45 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

American International (AIG) at 1.04 sits in the lower P/B ratio quartile against book while Arch Capital (ACGL) at 1.57 is valued near its industry’s middle — AIG is cheaper on assets, though weigh it against ROE and asset quality.

Valuation Metrics