AAPL vs. FI: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at AAPL and FI, comparing key factors like performance, valuation metrics, dividends, and financial strength.
Company Overview
AAPL’s market capitalization of 2,996.57 billion USD is substantially larger than FI’s 91.69 billion USD, indicating a significant difference in their market valuations.
With betas of 1.21 for AAPL and 0.91 for FI, both stocks show similar sensitivity to overall market movements.
| Symbol | AAPL | FI |
|---|---|---|
| Company Name | Apple Inc. | Fiserv, Inc. |
| Country | US | US |
| Sector | Technology | Technology |
| Industry | Consumer Electronics | Information Technology Services |
| CEO | Mr. Timothy D. Cook | Mr. Michael Patrick Lyons |
| Price | 200.63 USD | 165.38 USD |
| Market Cap | 2,996.57 billion USD | 91.69 billion USD |
| Beta | 1.21 | 0.91 |
| Exchange | NASDAQ | NYSE |
| IPO Date | December 12, 1980 | September 25, 1986 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of AAPL and FI over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
This section compares the market valuation of AAPL and FI. Key takeaways regarding their valuation, when viewed within their industry context, are presented in the commentary that follows.
- AAPL’s Price-to-Earnings (P/E) ratio of 30.92 is very high. This often means that its current market price reflects high investor confidence in its future earnings potential, but it could also suggest the stock is expensive relative to its current earnings power.
- AAPL’s Forward PEG ratio of 2.87 is very high. This suggests that investors have priced in a substantial amount of future earnings growth, potentially making the stock vulnerable if these high expectations are not met or if growth slows.
| Symbol | AAPL | FI |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | 30.92 | 28.59 |
| Forward PEG Ratio (TTM) | 2.87 | 1.59 |
| Price-to-Sales Ratio (P/S, TTM) | 7.48 | 4.43 |
| Price-to-Book Ratio (P/B, TTM) | 45.04 | 3.59 |
| EV-to-EBITDA (TTM) | 22.08 | 13.24 |
| EV-to-Sales (TTM) | 7.66 | 5.77 |
Dividend Comparison
AAPL provides a 0.50% dividend yield, potentially offering a blend of income and growth, whereas FI currently does not pay a dividend, possibly retaining profits to fund operations or growth initiatives.
| Symbol | AAPL | FI |
|---|---|---|
| Dividend Yield (TTM) | 0.50% | 0.00% |
Financial Strength Metrics Comparison
This section evaluates the financial strength of AAPL and FI. Noteworthy observations on their financial resilience, considered from an industry perspective, are detailed in the points that follow.
- AAPL’s current ratio of 0.82 is considered low. This may signal potential challenges with its short-term liquidity, implying that its current assets might offer a limited buffer for meeting its immediate debts and could affect its capacity to smoothly manage upcoming financial duties.
| Symbol | AAPL | FI |
|---|---|---|
| Current Ratio (TTM) | 0.82 | 1.10 |
| Quick Ratio (TTM) | 0.78 | 1.10 |
| Debt-to-Equity Ratio (TTM) | 1.47 | 1.10 |
| Debt-to-Asset Ratio (TTM) | 0.30 | 0.35 |
| Net Debt-to-EBITDA Ratio (TTM) | 0.50 | 3.08 |
| Interest Coverage Ratio (TTM) | -- | 4.66 |